0.01%

Base Interest Rate p.a.

4.88%

Max. Interest Rate p.a.

^S$3,000

Min. Balance

All Details

• Key Features

  • Standard Chartered Bonus$aver is a current savings account with a base interest rate of 0.01% per annum on your deposit amount (updated rates as of 1 October 2020)

  • Bonus interest rates range from 0.07% p.a. for bills, 0.40% p.a. for Standard Chartered debit or credit card spend, to 0.90% per annum for insurance purchase with Standard Chartered

  • Complete transactions in your Standard Chartered Bonus$aver account from any of these 5 categories to earn bonus interest: Card Spend, Salary Credit, Bill Payment, Insure or Invest.

  • Base interest will be calculated at the end of each day, and credited at the end of the month

  • Bonus interest will be calculated at the end of each calendar month, based on the average daily balance of your SGD balances in your Bonus$aver account, and credited in the following month.

  • Multi-currency feature: Access funds in up to 14 currencies with Bonus$aver account. The multi-currency feature on Bonus$aver account gives you the freedom to shop globally online or offline with S$0 overseas transactions fee*, invest in global markets with just one account and enjoy competitive foreign exchange rates when converting currencies.

Eligibility

Citizenship Status	Singaporeans, PRs, and foreigners
Minimum Initial Deposit	S$0
No Minimum Initial Deposit

Fees and Charges

Minimum Average Monthly Balance	S$3,000
Fall Below Fee	S$5
Monthly Account Fee	N/A
ATM Withdrawal Charges	N/A
Cash Deposit Fee	N/A
Counter Withdrawal Fee	N/A
Passbook Replacement Fee	N/A
Incidental Overdraft Charge	Prime + 5% (minimum S$5)
Other Fees (if any)
Early Account Closure;S$30 (within 6 months)
Cheque Book Charges;S$15 each (first book waived)
Debit Card Annual Fee;S$20
Credit Card Annual Fee;S$214 (waived for 2 years)

Other Features

Online Banking
Cashback Rate	N/A

Interest Rate

Base Interest p.a.	0.01%
Will be credited to your account on the last calendar day of the month
Max. Interest p.a.	4.88%

Bonus Interest Rate

Monthly Card Spending	Up to 0.40% p.a.
Spend above S$2,000 on your BonusSaver debit or credit card	0.40% p.a.
Monthly Salary Credit	0.10%
Above S$3,000 via GIRO
Monthly Bill Payment	0.07%
3 Eligible bill payments above S$50 each
Insurance	0.90%
Minimum annual premium of S$12,000
Investment	0.90%
Minimum single subscription of S$30,000
Note	All Standard Chartered Bonus$aver interest rates updated to reflect new changes as of 1 October 2020. Bonus interest rates stated above will be credited to your account 1 month later
Note	All Bonus Interest Rates are add ons to the Base Interest Rates

Policy Material

Policy URL	Click here