0.05%

Base Interest Rate p.a.

Up to 6.30%

Max. Interest Rate p.a.

^S$3,000

Min. Balance

All Details

• Key Features

  • OCBC 360 is a savings account with a base interest rate of 0.05% per annum on the account’s balance

  • Earn up to 3.30% a year on your first S$100,000 when you credit your salary, save and spend

  • Earn an additional 3.00% a year when you insure and invest

  • Credit your salary of min. S$1,800 via GIRO/FAST/ PayNow via GIRO to enjoy 1.60% p.a. on first S$75,000 and 3.20% p.a. on next S$25,000

  • Increase your average daily balance by at least S$500 monthly to enjoy 0.60% p.a. on first S$75,000 and 1.20% p.a. on next S$25,000

  • Spend at least S$500 on selected OCBC Credit Cards each month to enjoy 0.50% p.a. on first S$100,000

  • Purchase an eligible insurance product from OCBC to enjoy 1.20% p.a. on first S$75,000 and 2.40% p.a. on next S$25,000

  • Purchase an eligible investment product from OCBC to enjoy 1.20% p.a. on first S$75,000 and 2.40% p.a. on next S$25,000

  • Maintain an average daily balance of at least S$250,000 to enjoy 2.20% p.a. on first S$100,000

Eligibility

Citizenship Status	Singaporeans, PRs, or Foreigners with Valid Pass
Minimum Initial Deposit	S$1,000

Fees and Charges

Minimum Average Monthly Balance	S$3,000
Fall Below Fee	S$2 (waived for 1 year)
Monthly Account Fee	N/A
ATM Withdrawal Charges	Free (for OCBC ATMs)
Cash Deposit Fee
Other Fees (if any)	S$10 Cheque Book Fee

Other Features

No. of ATMs Available	Over 1,100 ATMs in shared network in Singapore
Online Banking
Cashback Rate	N/A

Interest Rate

Base Interest p.a.	0.05%
Max. Interest p.a.	6.30%

Bonus Interest Rate

Monthly Card Spending	Charge at least S$500 to selected OCBC Credit Cards each month
First S$100,000	0.50% p.a.
Monthly Salary Credit	Credit your salary of at least S$1,800 through GIRO/FAST/ PayNow via GIRO/PayNow via FAST
First S$75,000	1.60% p.a.
Next S$25,000	3.20% p.a.
Insurance	Purchase an eligible insurance product from OCBC.
First S$75,000	1.20% p.a.
Next S$25,000	2.40% p.a.
Investment	Purchase an eligible investment product from OCBC.
First S$75,000	1.20% p.a.
Next S$25,000	2.40% p.a.
Save	Increase your average daily balance by at least S$500 monthly.
First S$75,000	0.60% p.a.
Next S$25,000	1.20% p.a.