0.01%

Base Interest Rate p.a.

2.8%

Max. Interest Rate p.a.

^S$250,000

Total Relationship Balance

All Details

• Key Features

  • A savings account that provides additional interest by simply performing banking activities with Citibank

  • Every financial decision you make earns you bonus interest - up to 2.8% p.a.

  • Maintain an account average daily balance of S$250,000 to qualify as a Citigold customer

  • Receive $300 upon successfully opening a banking account via Citibank's online account opening form

  • Get wealth management advice and solutions with access to a dedicated Relationship Manager and a team of wealth specialists

  • Get in-depth global market insights and research knowledge from a global team of over 400 research analysts

  • Enjoy Citigold status when you travel overseas for business or leisure

  • Mobile and Online Banking are available for you to make instant payments and transfers and receive real-time balance updates

  • Free Citibank Debit Card with zero conversion charges and transaction processing fees with multiple foreign currencies

  • Enjoy zero foreign exchange conversion fees and administrative charges at all Citibank ATMs worldwide

Eligibility

Citizenship Status	Singaporeans, Singapore Permanent Residents, and foreigners residing in Singapore with a valid pass
Individuals must be aged 18 years old & above
Minimum Initial Deposit	Waived
No Minimum Initial Deposit

Fees and Charges

Minimum Average Monthly Balance	N/A
Fall Below Fee	N/A
Monthly Account Fee	Monthly Account Service Fees: S$15
waived if Total Relationship Balance is at least S$15,000 at the end of each month
ATM Withdrawal Charges	S$0
Cash Deposit Fee	S$0
Counter Withdrawal Fee	S$0
Passbook Replacement Fee	N/A
Incidental Overdraft Charge	Prevailing prime lending rate + 5%
Other Fees (if any)	Account closure fee
$50 (within 6 months from date of account opening)

Other Features

No. of ATMs Available	>400
Citibank ATMs and ATM⁵ shared network
Online Banking	Yes
Cashback Rate	N/A

Interest Rate

Base Interest p.a.	0.01%
Max. Interest p.a.	2.8%

Bonus Interest Rate

Monthly Card Spending	0.2% p.a. with a minimum card spending of S$250 within a calendar month
Insurance	0.8% p.a. for the first S$50,000 in Single Premiums accumulated within a calendar month
Investment	0.8% p.a. for S$50,000 in Investment Transactions accumulated within a calendar month
Borrow	0.8% p.a. upon take up a home loan of min. S$500,000
Save	Interest will only be earned if there is an increase in your account’s average daily balance from previous month’s average daily balance by at least S$3,000

Priority Banking

Year-round Offers