4.15%

Interest Rate (p.a.)

1.2%

Processing Fee

0%

Admin Fee

All Details

• Key Features

  • Borrow up to 6x your monthly salary or S$30,000 whichever is lower

  • Loan tenure of up to 5 years

  • Attractive interest rates

  • Enjoy interest rates from 4.15% p.a. for loans below $25,000 when you qualify for a Green Loan

  • To qualify for a Green Renovation Loan, you need to meet 5 of the Eco requirements in the checklist: Read Here

  • Interest rates from 4.35% p.a. for loans below $25,000 for a non Green Loan

Fees & Charges

Disbursement Fee	S$10 per order (Up to 3 Free)
Cancellation/ Amendment of Order	S$20
Processing Fee	1.2%
Admin Fee	0%
Cancellation Fee	1.00%
Late Payment Fee	S$80
Full Repayment Penalty	1% on prepaid amount

Eligibility

Citizenship Status	Singaporean / PR
Age Requirement	21 – 55 years old
Employment Status	Salaried / Self Employed
Guarantor / Collateral	N.A
Minimum Annual Income	S$24,000