We found 10 Personal Loans for you!
Sponsored
Per MonthPer Month
S$310
MoneySmart Exclusive
- Interest Rate*
EIR: 8.04%What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees. - 3.88%
- Total Amount Payable
- S$11,164
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$0
- Per Month
- S$310
MoneySmart Exclusive: Get additional S$100 Cash Next day via PayNow! Applies for min. approved loan amount of S$20,000. Valid till 30 Apr 2020.
Promotions
- Get 50% cashback on your 1st month's instalment + $199 Cashback!
- Instant cash disbursement + $20 cashback!
- *E.I.R: Effective Interest Rate of 8.04% p.a. based on 3 Year loan tenure
- Min. loan repayment of 1 year to Max. 5 years
Key Features
- Enjoy interest rates from 3.88% p.a. !
- Plus, get $199 Cashback + 50% cashback on 1st month's instalment amount + $20 cashback for MyInfo applications! (valid till 30 Jun 2020)
- New! Enjoy 0% interest rates (E.I.R 8.59%) for 1-year loan tenure, with 4.5% processing fees that will be deducted from total disbursed loan. Click here for details
- Instant Approval and cash disbursement if you apply with MyInfo via MoneySmart
- Borrow up to 4x your monthly income, subject to a max loan amount of S$250,000
- *Note that the rates provided to you are customised and might differ from what's displayed here
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$0 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 3.88% |
| Effective Interest Rate | 8.04% |
| Total Interest Payable | S$1,164 |
| Total Amount Payable | S$11,164 |
| Monthly Instalment | S$310 |
Rewards Redemption Documents
| Claim Form | Claim Here |
|---|---|
| Terms and Conditions | Check Eligibility |
| Promo Validity | Check Validity |
Per MonthPer Month
S$309
MoneySmart Exclusive
- Interest Rate*
EIR: 7%What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees. - 3.7%
- Total Amount Payable
- S$11,110
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$0
- Per Month
- S$309
MoneySmart Exclusive: 3.7% p.a. Interest rate + 0% Processing fee + Up to $300 Cashback Valid till 30 Apr 2020.
Promotions
- Min. loan repayment of 1 year to Max. of 7 years
- *E.I.R: Effective Interest Rate of 7.00% p.a. is applicable for all loan tenors
Key Features
- Enjoy 3.7% p.a. interest rate (E.I.R 7% p.a.) with min. S$30k annual income for 2 -4 years loan tenor
- Enjoy 3.8% p.a. interest rate (E.I.R 7% p.a.) with min. S$30k annual income for 1 year, or 5-7 years loan tenor
- Minimum S$5,000 loan amount, up to S$200,000
- S$0 processing fee + $300 Cashback
- Valid till 30 Apr 2020
- Cash the next day in your account upon complete submission of documents for loan amount of less than S$100,000
- Application supporting documents must be submitted by 15 May 2020, and approved by 29 May 2020 to be eligible.
- 1 min approval in-principle
- Bank T&Cs apply
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 7 Years |
| Processing Fee | S$0 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 3.7% |
| Effective Interest Rate | 7% |
| Total Interest Payable | S$1,110 |
| Total Amount Payable | S$11,110 |
| Monthly Instalment | S$309 |
Per MonthPer Month
S$310
MoneySmart Exclusive
- Interest Rate*What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees.
- 3.88%
- Total Amount Payable
- S$11,164
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$100
- Per Month
- S$310
Apply NowApply directly on MoneySmart
MoneySmart Exclusive: Secured application via DBS ibanking account on MoneySmart and get your instant approval! Valid till 30 Apr 2020.
Promotions
- Min. loan repayment of 1 year to Max. 5 years
- *E.I.R: Effective Interest Rate of 7.90% p.a. based on 3 Year loan tenure
Key Features
- Enjoy interest rates from 3.88% p.a.* with instant approval and immediate cash disbursement!
- Secured application via DBS ibanking account on MoneySmart and get your loan approved immediately.
- You will need to have an existing eligible (i) Cashline and/or Credit Card account to grant the loan amount, and (ii) an existing eligible DBS/POSB deposit account (excluding Joint All, Trust, MSA, SAYE and POSB current accounts) for DBS loan application
- *Note that the rates provided to you are customised and might differ from what's displayed here
- Get immediate cash to your DBS/POSB deposit account
- Get up to 10X of your monthly salary if your annual income is S$120,000 and above
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$20,000.00 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$100 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 3.88% |
| Effective Interest Rate | 7.9% |
| Total Interest Payable | S$1,164 |
| Total Amount Payable | S$11,164 |
| Monthly Instalment | S$310 |
Per MonthPer Month
S$310
MoneySmart Exclusive
- Interest Rate*What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees.
- 3.88%
- Total Amount Payable
- S$11,164
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$100
- Per Month
- S$310
Apply NowApply directly on MoneySmart
MoneySmart Exclusive: Secured application via DBS ibanking account on MoneySmart and get your instant approval! Valid till 30 Apr 2020.
Promotions
- Min. loan repayment of 1 year to Max. 5 years
- *E.I.R: Effective Interest Rate of 7.90% p.a. based on 3 Year loan tenure
Key Features
- Enjoy interest rates from 3.88% p.a.* with instant approval and immediate cash disbursement!
- Secured application via DBS ibanking account on MoneySmart and get your loan approved immediately.
- You will need to have an existing eligible (i) Cashline and/or Credit Card account to grant the loan amount, and (ii) an existing eligible DBS/POSB deposit account (excluding Joint All, Trust, MSA, SAYE and POSB current accounts) for POSB loan application
- *Note that the rates provided to you are customised and might differ from what's displayed here
- Get immediate cash to your DBS/POSB deposit account
- Get up to 10X of your monthly salary if your annual income is S$120,000 and above
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$20,000.00 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$100 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 3.88% |
| Effective Interest Rate | 7.9% |
| Total Interest Payable | S$1,164 |
| Total Amount Payable | S$11,164 |
| Monthly Instalment | S$310 |
Per MonthPer Month
S$313
- Interest Rate*What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees.
- 4.25%
- Total Amount Payable
- S$11,275
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$0
- Per Month
- S$313
Promotions
- *E.I.R: Effective Interest Rate of 7.96% p.a. based on 3 Year loan tenure
- Min. loan repayment of 1 year to Max. 5 years
Key Features
- Loans starting from S$1000
- Loan tenure period of minimum 1 year to a maximum of 5 years
- Flat Interest Rates of 4.25% p.a with 0% processing fee
- No documents required for existing Credit Card members
- Instant approval for applications submitted between 8am to 8pm for new UOB customers. Terms and conditions apply.
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$0 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 4.25% |
| Effective Interest Rate | 7.96% |
| Total Interest Payable | S$1,275 |
| Total Amount Payable | S$11,275 |
| Monthly Instalment | S$313 |
Per MonthPer Month
S$316
- Interest Rate*What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees.
- 4.55%
- Total Amount Payable
- S$11,365
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$0
- Per Month
- S$316
Promotions
- Min. loan repayment of 1 year to Max. 5 years
- *E.I.R: Effective Interest Rate of 8.50% p.a. based on 3 Year loan tenure
Key Features
- No processing fees at all, which lowers your overall repayment sum
- Applicable for all loan tenor and loan of $1k and above
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$0 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 4.55% |
| Effective Interest Rate | 8.5% |
| Total Interest Payable | S$1,365 |
| Total Amount Payable | S$11,365 |
| Monthly Instalment | S$316 |
Per MonthPer Month
S$316
MoneySmart Exclusive
- Interest Rate*What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees.
- 4.55%
- Total Amount Payable
- S$11,365
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$0
- Per Month
- S$316
MoneySmart Exclusive: 3.99% p.a. is only valid for 3 years loan tenor and min. loan amount of $20k Valid till 30 Apr 2020.
Promotions
- Min. loan repayment of 1 year to Max. 5 years
- *E.I.R: Effective Interest Rate of 8.50% p.a. based on 3 Year loan tenure
Key Features
- Limited Time Offer! Enjoy 0% interest rates (E.I.R 7.85%) for 1-year loan tenure, with 3.5% processing fees.
- For 2 - 5 years loan tenures, interest rates are from 3.99% p.a. with no processing fees. E.I.R is fixed at 7.5% p.a. with min. loan amount of $20k
- Applicable for all loan tenor and loan of $1k and above
- You are required to have a Citibank Ready Credit or Citi Credit Card account to be offered a Citi Quick Cash loan
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$0 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 4.55% |
| Effective Interest Rate | 8.5% |
| Total Interest Payable | S$1,365 |
| Total Amount Payable | S$11,365 |
| Monthly Instalment | S$316 |
Per MonthPer Month
S$317
- Interest Rate*What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees.
- 4.7%
- Total Amount Payable
- S$11,410
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$100
- Per Month
- S$317
Promotions
- Min. loan repayment of 1 year to Max. 5 years
- *E.I.R: Effective Interest Rate of 9.46% p.a. based on 3 Year loan tenure
Key Features
- Get extra cash by converting your unused credit limit from your OCBC Credit Card or EasiCredit account
- Fixed monthly instalments of 12 to 60 months tenure
- Existing OCBC loan customer will enjoy 4.7% p.a. interest rate on any loan amount
- One-time processing fee of 1% on loan amount
- Bank T&Cs apply
- Simply apply for the loan via OCBC ibanking. Click Apply Now above and you will be directed to OCBC ibanking.
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$20,000.00 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$100 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 4.7% |
| Effective Interest Rate | 9.46% |
| Total Interest Payable | S$1,410 |
| Total Amount Payable | S$11,410 |
| Monthly Instalment | S$317 |
Per MonthPer Month
S$318
- Interest Rate*What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees.
- 4.88%
- Total Amount Payable
- S$11,464
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$150
- Per Month
- S$318
Promotions
- Min. loan repayment of 1 year to Max. 5 years
- *E.I.R: Effective Interest Rate of 10.62% p.a. based on 3 Year loan tenure
Key Features
- Interest rates as low as 4.88% p.a.
- Loan tenure of 1 - 5 years
- Get cash up to 4x your monthly salary
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$150 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 4.88% |
| Effective Interest Rate | 10.62% |
| Total Interest Payable | S$1,464 |
| Total Amount Payable | S$11,464 |
| Monthly Instalment | S$318 |
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Per MonthPer Month
S$323
- Interest Rate*What is Effective Interest Rate (EIR)?The true cost of taking a loan in Singapore. Loan interest rate is not the only cost, and there are often other costs such as admin fees.
- 5.43%
- Total Amount Payable
- S$11,629
- Processing FeeWhat is a processing fee?The processing fee can either be a percentage or a fixed amount on top of the loan. It is usually applied as a once-off charge at the beginning of the loan.
- S$200
- Per Month
- S$323
Promotions
- Min. loan repayment of 1 year to Max. 5 years
- *E.I.R: Effective Interest Rate of 11.47% p.a. based on 3 Year loan tenure
Key Features
- Loan tenure from 12 to 60 months
- Borrow up to 6x monthly salary for annual income S$120,000 and above, 4x monthly salary for annual income S$30,000-S$119,999 and 2x monthly salary for annual income S$20,000-S$29,000
- Make repayments easily via online or Mobile Banking funds transfer, cheque deposit or cash deposit machine
- Easy ways to manage your account with Online and Mobile banking
Loan Details
| Citizenship Status | Singaporean/Pr |
|---|---|
| Minimum Annual Income | S$30,000 |
| Maximum Loan Tenure | 5 Years |
| Processing Fee | S$200 |
Repayment summary
| Principal Loan Amount | S$10,000 |
|---|---|
| Loan Tenure | 3 Years |
| Interest Rate (p.a) | 5.43% |
| Effective Interest Rate | 11.47% |
| Total Interest Payable | S$1,629 |
| Total Amount Payable | S$11,629 |
| Monthly Instalment | S$323 |