Get the Best Personal Loan Interest Rates for 2018 Now!

Updated 16 November 2018

Get the latest Personal Loan interest rates for Singapore on MoneySmart.sg. See how personal loans compares against other banks and apply instantly online.

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Loan Details

$
$

4.55%

Interest Rate (EIR 8.50% p.a.)

0%

Processing Fee

$316

Per Month

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  • Interest rate lowered to 3.99% p.a. (7.5% EIR p.a.)!
Loan Details
Citizenship StatusSingaporean / PR
Minimum Annual Income$30,000
Maximum Loan Tenure5 years
Processing Fee0%
Repayment Summary
Principal Loan Amount$10,000
Monthly Instalments$316
Interest Rate (per annum)4.55%
Loan Tenure3 years
Total Amount Payable$11,365
Total Interest Payable$1,365

3.88%

Interest Rate (EIR 7.97% p.a.)

0%

Processing Fee

$310

Per Month

MoneySmart Exclusive: 3.88% p.a. Interest Rate
  • Get S$199 Cash Credit
Loan Details
Citizenship StatusSingaporean / PR
Minimum Annual Income$30,000
Maximum Loan Tenure5 years
Processing Fee0%
Repayment Summary
Principal Loan Amount$10,000
Monthly Instalments$310
Interest Rate (per annum)3.88%
Loan Tenure3 years
Total Amount Payable$11,164
Total Interest Payable$1,164

3.88%

Interest Rate (EIR 7.90% p.a.)

1% of loan amount

Processing Fee

$310

Per Month

  • Get up to S$1,000 processing fee waiver
  • Get S$120 NTUC Vouchers
Loan Details
Citizenship StatusSingaporean / PR
Minimum Annual Income$20,000
Maximum Loan Tenure5 years
Processing Fee1% of loan amount
Repayment Summary
Principal Loan Amount$10,300
Monthly Instalments$310
Interest Rate (per annum)3.88%
Loan Tenure3 years
Total Amount Payable$11,164
Total Interest Payable$1,164

3.88%

Interest Rate (EIR 7.90% p.a.)

1% of loan amount

Processing Fee

$310

Per Month

  • Get up to S$1,000 processing fee waiver
  • Get S$120 NTUC Vouchers
Loan Details
Citizenship StatusSingaporean
Minimum Annual Income$20,000
Maximum Loan Tenure5 years
Processing Fee1% of loan amount
Repayment Summary
Principal Loan Amount$10,300
Monthly Instalments$310
Interest Rate (per annum)3.88%
Loan Tenure3 years
Total Amount Payable$11,164
Total Interest Payable$1,164

4.80%

Interest Rate (EIR 9% p.a.)

$88

Processing Fee

$318

Per Month

  • 1 minute in-principle approval
  • S$50 cash back + Processing fee waiver (worth S$88)
Loan Details
Citizenship StatusSingaporean / PR
Minimum Annual Income$30,000
Maximum Loan Tenure7 years
Processing Fee$88
Repayment Summary
Principal Loan Amount$10,000
Monthly Instalments$318
Interest Rate (per annum)4.80%
Loan Tenure3 years
Total Amount Payable$11,440
Total Interest Payable$1,440

5.80%

Interest Rate (EIR 12.12% p.a.)

2%

Processing Fee

$326

Per Month

Loan Details
Citizenship StatusSingaporean / PR
Minimum Annual Income$20,000
Maximum Loan Tenure5 years
Processing Fee2%
Repayment Summary
Principal Loan Amount$10,600
Monthly Instalments$326
Interest Rate (per annum)5.80%
Loan Tenure3 years
Total Amount Payable$11,740
Total Interest Payable$1,740

MoneySmart lists personal loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

For example, you would need to pay S$316/month for a S$10,000 personal loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each personal loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).