UOB Personal loans are easy to apply if you are a UOB customer. Enjoy instant approval if you apply online during business hours of 8am-9pm. It might not have the best rates in town but it's 3.4% for all loan amount and tenure!
Interest Rate*
Total Amount Payable
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Online Promo
Enjoy a low interest rate of 3.4% p.a. (EIR from 6.36% p.a.) AND up to S$3,288 Cashback from UOB when you apply for a minimum loan amount of S$10,000 with a minimum tenure of 24 months.  T&Cs apply.
Valid until 31 Dec 2022 - See more details below

Are you eligible?

    • Cashback Promotion is valid from 15th Aug till 31st Dec 2022
    • Valid for existing UOB Credit Card/UOB CashPlus account holders or new-to-UOB Credit Card/UOB CashPlus account holders.
    • New-to-UOB Credit Card/CashPlus customers must successfully apply online for new UOB Credit Card/CashPlus account.

What you need to know

  1. Customers are only eligible for this Cashback Promotion with a minimum loan amount of S$10,000.
  2. New to CashPlus customers enjoy extra S$100 cash rebate
  3. S$10,000 to S$49,999 - 1% of Approved Loan Amount
  4. S$50,000 and above - 2.5% of Approved Loan Amount

Quick Facts

Best For

Cashback promotion

Loan Approval Time

Instant approval (if you have a UOB credit card & apply between 8am and 9pm)

Loan Disbursement

Instant cash disbursement

Guaranteed Interest Rate?


Expert Tips

You will need to have a UOB credit card/cashplus to apply for a UOB personal loan. If not, you can apply for UOB card + personal loan together in one form at MoneySmart, but it will take a longer time to process.

All Details

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