MoneySmart Says

UOB Personal loans are easy to apply if you are a UOB customer. Enjoy instant approval if you apply online during business hours of 8am-9pm. It might not have the best rates in town but it's 4.25% guaranteed for all loan amount and tenure! Additionally, there is a limited time offer of $1200 cash credit promo now.

Interest Rate*
Total Amount Payable
Processing Fee

Quick Facts

Loan Approval Time

Immediate if you have UOB card & apply during business hours between 8am-9pm

Easy of approval



UOB credit card (You can can apply for credit card and personal loan in one form)

Best for

Cashback promo

The Bottom Line

Good for people who are looking to borrow $45k and more as you will enjoy $1200 cash credit. Additionally, enjoy a seamless application via MyInfo for Singaporeans/PR.

What you need to know

You will need to have a credit card/cashplus to apply for a PL. Otherwise, you can apply for card + loan together in 1 form together at MoneySmart.

Average IR of the loans


Likelihood of getting the advertised IR


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UOB Personal Loan

UOB Personal Loan

Per Month