Min. loan repayment of 1 year to Max. of 5 yearsLoan tenure period of minimum 1 year to a maximum of 5 years
Principal Loan Amount
Interest Rate (p.a)
Total Amount Payable
Total Interest Payable
Instant Approval (For submissions between 8am - 8pm by new UOB customers)
Singaporean / PR
21 - 60 years old
Minimum Annual Income
Late Payment Fee
Partial Repayment Penalty
Full Repayment Penalty
S$150 or 3% of outstanding loan amount
MoneySmart lists Personal Loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.
For example, you would need to pay S$316/month for a S$10,000 Personal Loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each Personal Loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).