Interest Rate
(EIR 8.56% p.a.)
Total Amount Payable
Processing Fee
Min. loan repayment of 1 year to Max. of 5 years
Loan tenure period of minimum 1 year to a maximum of 5 years
Key features
Key Features
  • Loans starting from S$1000
  • Loan tenure period of minimum 1 year to a maximum of 5 years
  • Flat Interest Rates of 4.25% p.a with just 1% processing fee
  • No documents required for existing Credit Card members
  • Instant approval for applications submitted between 8am to 8pm for new UOB customers. Terms and conditions apply.
Repayment Summary

Principal Loan Amount


Loan Tenure

3 years

Interest Rate (p.a)


Monthly Instalments


Total Amount Payable


Total Interest Payable


Approval Duration

Instant Approval (For submissions between 8am - 8pm by new UOB customers)


Citizenship Status

Singaporean / PR

Age Requirement

21 - 60 years old

Employment Status

Salaried Employee

Minimum Annual Income


Fees & Charges

Processing Fee


Restructuring Fee


Late Payment Fee


Partial Repayment Penalty


Full Repayment Penalty

S$150 or 3% of outstanding loan amount

See all personal loan

MoneySmart lists Personal Loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

For example, you would need to pay S$316/month for a S$10,000 Personal Loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each Personal Loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).