2.86% p.a.

Interest Rate

^S$10,286

Total Amount Payable

^S$0

Processing Fee

All Details

• Key Features

  • Get extra cash with guaranteed published rates of 2.86% p.a. (EIR from 5.24% p.a.) for CreditAble Term Loan

  • Enjoy structured repayments with flexible tenures between 12 to 60 months

  • 0% Processing fee for online application

• Repayment Summary

  Total Interest Payable	S$286
  Monthly Payment	S$857
  Total Amount Payable	S$10,286
  Processing Fee	S$0
  Effective Interest Rate	5.24%
  Annual Interest Rate	2.86%
  Approval Duration	Up to 14 days
  Citizenship	Singaporean/Pr
  Principal Loan Amount	S$10,000
  Loan Tenure	1 Year
  Minimum Annual Income	S$30,000
  Maximum Loan Tenure	1 Year

Eligibility

Citizenship Status	Singapore Citizens and Singapore Permanent Residents
Age Requirement	21 to 65
Employment Status	Salaried employees, self-employed individuals, and professionals with a stable source of income.
Minimum Annual Income	S$30,000

Fees & Charges

Annual Fee	S$80 (CreditAble account, 2 years waiver)
Processing Fee	1% (waived for online application)
Late Payment Fee	S$100
Full Repayment Penalty	Early settlement fee of 3% of the outstanding Term Loan amount or S$200, whichever is higher

Loan Features

Processing Fee Waiver
Guaranteed Interest Rate
No Early Repayment Fee	Early settlement fee of 3% of the outstanding Term Loan amount or S$200, whichever is higher
Minimum Loan Amount	S$1,000
Maximum Loan Amount	90% of available credit limit
Maximum Loan Tenure	60 months
Approval Duration	Up to 14 business days (subject to documentation completeness and approval)
Interest Rate	2.86%