Quick Application via MyInfo, Instant Disbursement
If you need to borrow a large amount but cannot afford a big monthly repayment, consider the HSBC Renovation Loan offers the longest loan tenure (7 years!) in Singapore. You do not need an HSBC account or credit card to apply for this loan; however, it can take up to 5 days to approve the loan.
From 2.20% p.a.
Interest Rate*
S$10,660
Total Amount Payable
S$0
Processing Fee
MoneySmart Exclusive

Get attractive gifts like an Apple Watch Ultra 2 (worth S$1,199) or a Sony PS5 (SLIM) Digital (worth S$669) or an Apple iPad 10th Gen, 64GB (worth S$499) or an Apple AirPods Pro 2 (worth S$349) or up to S$1,000 Cash via PayNow, when you apply for a min loan of S$8,000 with a min 3 year loan tenure! T&Cs apply.

Valid until 30 Apr 2025 - See more details below

Are you eligible?

    • Promotion is valid from 14-April-2025 till 30-April-2025.

    • Customers must apply through MoneySmart to be eligible

    • Receive your rewards when you get approved for a min. loan amount of S$8,000 with a min loan tenure of 3 years. T&Cs apply.

    • Provide HSBC their consent to receive marketing and promotional materials from HSBC at the time of submitting their application

What you need to know

  1. Log into your MoneySmart account and submit your claim by 30th May 2025

  2. S$8,000 - S$9,999 Loan Size:
    Incentive : S$100 Cash via PayNow

  3. S$10,000 - S$14,999 Loan Size:
    Incentive : S$130 Cash via PayNow

  4. S$15,000 - S$19,999 Loan Size:
    Incentive : S$200 Cash via PayNow

  5. S$20,000 - S$29,999 Loan Size:
    Incentive : S$270 Cash via PayNow OR Apple AirPods Pro 2nd Gen (worth S$349)

  6. S$30,000 - S$49,999 Loan Size:
    Incentive : S$420 Cash via PayNow OR Apple iPad 10.9-inch Wi-Fi 64GB (10th Generation) (worth S$499)

  7. S$50,000 - S$79,999 Loan Size:
    Incentive : S$650 Cash via PayNow OR Sony PlayStation® 5 (SLIM) Digital Edition (worth S$669)

  8. S$80,000 and above Loan Size:
    Incentive : S$1,000 Cash via PayNow OR Apple Watch Ultra 2 (worth S$1,199)

  9. Please note that gift will typically be fulfilled approximately 4 - 5 months after the end of the campaign month (30 April 2025).

  10. * Enjoy the promotional interest rates from as low as 2.20% (EIR from 4.00%) with no processing fee

T&Cs
FAQ
Claim Form

Quick Facts

Loan Approval Time

1 minute in-principle approval

Loan Disbursement

3 to 5 business days

All Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Per Month
S$296