MoneySmart Exclusive

MoneySmart Says

If you need to borrow a large amount but cannot afford a big monthly repayment, consider the HSBC personal loan offers the longest loan tenure (7 years!) in Singapore. HSBC guarantees the 3.7% p.a. advertised interest rate if you sign up through MoneySmart, and there is no processing fee. You do not need an HSBC account or credit card to apply for this loan; however, it can take up to 5 days to approve the loan.

Interest Rate*
Total Amount Payable
Processing Fee

MoneySmart Exclusive

Get up to $300 Cashback!

Valid till 12 Jun 2020

More Details
  • $108 Cashback for new HSBC Loan customers with loan approved amount of $5k and above
  • $192 Cashback for loan approved amount of $30k and above
  • Promo is valid for applications from 18 Mar to 12 Jun 2020 and applications approved by 10 Jul 2020.
  • Promo T&Cs here.

Quick Facts

Best For

Lowest interest rates

Loan Approval Time

1 minute in-principle approval

Loan Disbursement

3 to 5 business days

Guaranteed Interest Rate?


Expert Tips

HSBC's personal loan interest rates are guaranteed. You need not worry about getting quoted a high interest rate based on your credit score or profile.

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HSBC Personal Loan
Lowest EIR of 7%! Plus up to $300 Cashback!

HSBC Personal Loan

Per Month