MoneySmart Exclusive

MoneySmart Says

If you need to borrow a large amount but cannot afford a big monthly repayment, consider the HSBC personal loan offers the longest loan tenure (7 years!) in Singapore. HSBC guarantees the 3.7% p.a. advertised interest rate if you sign up through MoneySmart, and there is no processing fee. You do not need an HSBC account or credit card to apply for this loan; however, it can take up to 5 days to approve the loan.

3.7%
Interest Rate*
S$11,110
Total Amount Payable
S$0
Processing Fee

MoneySmart Exclusive

Get up to $300 Cashback!

Valid till 12 Jun 2020

More Details
  • $108 Cashback for new HSBC Loan customers with loan approved amount of $5k and above
  • $192 Cashback for loan approved amount of $30k and above
  • Promo is valid for applications from 18 Mar to 12 Jun 2020 and applications approved by 10 Jul 2020.
  • Promo T&Cs here.

Quick Facts

Best For

Lowest interest rates

Loan Approval Time

1 minute in-principle approval

Loan Disbursement

3 to 5 business days

Guaranteed Interest Rate?

Yes

Expert Tips

HSBC's personal loan interest rates are guaranteed. You need not worry about getting quoted a high interest rate based on your credit score or profile.

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

HSBC Personal Loan
Lowest EIR of 7%! Plus up to $300 Cashback!

HSBC Personal Loan

Per Month
S$309