GXS FlexiLoan

GXS FlexiLoan

GXS FlexiLoan

GXS FlexiLoan

Per Month ²S$302
Apply Now
Back to all Personal Loan
Low Rates, No Fees, Flexible Borrowing!
The GXS FlexiLoan is a flexible credit line that enables you to draw multiple loans up to your credit limit. The flexibility is not just in getting cash within minutes, but also in choosing your preferred tenure and repayment date, all in just a few taps on the GXS app. Best of all, you get to save on interest when you repay early, with no hidden fees.
From 2.88% p.a.
Interest Rates ¹
S$10,864
Total Amount Payable
S$0
Processing Fee ²
MoneySmart Exclusive

Get up to S$1,000 Cash via PayNow or attractive gifts like an Apple Watch Ultra 2 (worth S$1,199) or Apple AirPods Max (worth S$749) or Apple iPad 10th Gen, 64GB (worth S$499) or Apple AirPods Pro 2 (worth S$349) when you apply for a min. loan of S$8,000! T&Cs apply. 
     
PLUS enjoy promotional interest rates from 2.88% p.a. (EIR from 5.45% p.a.) and up to S$488 cashback (limited to first 500 new to GXS Flexiloan customers). Valid till 8 April 2025. T&Cs apply.

Valid until 31 Mar 2025 - See more details below

Are you eligible?

    • Promotion is valid from 01-March-2025 till 31-March-2025

    • Customers must apply through MoneySmart to be eligible

    • Log into your MoneySmart account and submit your claim by 30th April 2025

    • Ensure that you submit the same email address used for the loan application in the claim form.

What you need to know

  1. Receive your rewards when you get approved for a min. loan amount of S$8,000 with a tenure of 1 to 5 years. T&Cs apply.

  2. S$8,000 to S$9,999 Loan Size:
    Incentive : S$90 Cash via PayNow 

  3. S$10,000 to S$14,999 Loan Size:
    Incentive : S$120 Cash via PayNow

  4. S$15,000 to S$19,999 Loan Size:
    Incentive : S$190 Cash via PayNow

  5. S$20,000 to S$29,999 Loan Size:
    Incentive : S$260 Cash via PayNow OR Apple AirPods Pro 2nd Gen (worth S$349)

  6. S$30,000 to S$49,999 Loan Size:
    Incentive : S$410 Cash via PayNow OR Apple iPad 10.9-inch 10th Gen Wi-Fi 64GB (worth S$499) 

  7. S$50,000 to S$79,999 Loan Size:
    Incentive : S$640 Cash via PayNow OR Apple AirPods Max (worth S$749)

  8. S$80,000 and above Loan Size:
    Incentive : S$1,000 Cash via PayNow OR Apple Watch Ultra 2 (worth S$1,199)

  9. Enjoy stackable rewards from GXS!
    Get S$88 Cashback from GXS when you apply for a loan of at least S$8,000 to S$17,999.99 during the Promotion Period and such loan has a loan tenure of not less than 12 months.

  10. Get S$288 Cashback from GXS when you apply for a loan of at least S$18,000 to S$27,999.99 during the Promotion Period and such loan has a loan tenure of not less than 12 months.

  11. Get S$488 Cashback from GXS when you apply for a loan of at least S$28,000 during the Promotion Period and such loan has a loan tenure of not less than 12 months.

  12. The GXS cashback offer is stackable with MoneySmart Exclusive promotion and it is limited to the first 500 new to GXS Flexiloan customers only who meet the relevant criteria. T&Cs apply.

  13. GIFT FULFILMENT: Please note that gift will be fulfilled approximately 5 months after the end of the campaign month (31 March 2025).

T&Cs
FAQ
Claim Form

Quick Facts

Best For

Customers who need a flexible personal loan that can be adjusted according to their financial needs as and when required, without incurring any hidden fees. Interest rates start from as low as 2.99% p.a. (EIR from 5.65% p.a), with no fees charged, making it a good option for customers looking for a cost-effective loan.

Loan Approval Time

< 3 Minutes

Loan Disbursement

Instant

Guaranteed Interest Rate?

Yes. Customers are able to view the interest rate offered to them upfront before completing the loan submission. The approved application will honour the same interest rate and such rate will apply to all subsequent loans drawn under the same application. T&Cs apply.

Expert Tips

Get paid on the 25th of every month? No worries. Set your preferred repayment date for all your loans for the 26th of the month to ensure you never miss a repayment. If you have extra cash, you may even repay early with no early repayment penalty charges. You'll also get to enjoy interest savings. Need more cash? Draw up to 10 loans from your available credit limit and customise different tenures for each loan, depending on your repayment ability.

When should you get this loan

Anytime. The credit line offered to you serves as a standby credit line, with no interest charged if no loans are drawn.

All Details

Back to all Personal Loan

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Per Month ²
S$302
Apply Now