4.94%
Interest Rate
(EIR 9% p.a.)
$11,365
Total Amount Payable
0%
Processing Fee
Promotion
Promotions
Min. loan repayment of 1 year to Max. of 5 years
  • Loan tenure period of minimum 1 year to a maximum of 5 years
  • Key features
    Key Features
    • No processing fees at all, which lowers your overall repayment sum
    • Applicable for all loan tenor and loan of $1k and above
    • You are required to have a Citibank Ready Credit or Citi Credit Card account to be offered a Citi Quick Cash loan
    • By clicking on "Apply Now", you will be applying for a Citibank Ready Credit account and for a Citi Quick Cash loan on such account.
    Covered
    Repayment Summary

    Principal Loan Amount

    $10,000

    Loan Tenure

    3 years

    Interest Rate (p.a)

    4.55%

    Monthly Instalments

    $316

    Total Amount Payable

    $11,365

    Total Interest Payable

    $1,365

    Others
    Eligibility

    Citizenship Status

    Foreigner

    Age Requirement

    21 - 65 years old

    Employment Status

    Salaried Employee, Variable/Commission-based Employees or Self Employed

    Minimum Annual Income

    $42,000

    Covered
    Fees & Charges

    Processing Fee

    0%

    Restructuring Fee

    N/A

    Late Payment Fee

    Additional interest at the prevailing rate. If payment is overdue by 2 months, the loan will be terminated.

    Partial Repayment Penalty

    No partial repayment allowed

    Full Repayment Penalty

    3% of outstanding principal or $100, whichever is higher

    See all personal loan

    MoneySmart lists Personal Loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

    For example, you would need to pay S$316/month for a S$10,000 Personal Loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each Personal Loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).