3%
Interest Rate
(EIR 5.68% p.a.)
$10,900
Total Amount Payable
S$0
Processing Fee
Key features
Key Features
  • No processing fee at all, which lowers your overall repayment sum
  • Loan tenure of 1-5 years
  • Applicable for loan amount as low as S$1k, up to 70% of the credit limit of your CIMB Credit Card
  • You are required to have a CIMB Credit Card to be offered a CIMB CashLite
  • By clicking on "Apply Now", you will be applying for a CIMB Platinum Mastercard and a CIMB CashLite
Covered
Repayment Summary

Principal Loan Amount

$10,000

Loan Tenure

3 years

Interest Rate (p.a)

3%

Monthly Instalments

$303

Total Amount Payable

$10,900

Total Interest Payable

$900

Others
Eligibility

Citizenship Status

Singaporean / PR

Age Requirement

21 - 60 years old

Employment Status

Singaporean citizens and permanent residents working and residing in Singapore. Singapore citizens working in Malaysia will be considered.

Minimum Annual Income

$30,000

Covered
Fees & Charges

Processing Fee

S$0

Restructuring Fee

N/A

Late Payment Fee

S$100

Partial Repayment Penalty

N/A

Full Repayment Penalty

3% of outstanding principal amount or S$250, whichever is higher

See all personal loan

MoneySmart lists Personal Loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

For example, you would need to pay S$316/month for a S$10,000 Personal Loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each Personal Loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).