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Compare Cheapest Foreign Domestic Helper Insurance Plans in Singapore

Looking for cheap maid insurance? Find affordable and reliable maid insurance options for your foreign domestic helper today. Read More
Looking for a New policy from 22 Jul 2023 for 26 Months
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We found 29 Maid Insurances for you!
Lowest Annual Premium
Income Domestic Helper Insurance Basic (Malaysian)

Premium

S$257.02

Income Domestic Helper Insurance Basic (Malaysian)

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$25,000
Premium
S$257.02
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More Details
Income Domestic Helper Insurance Standard (Malaysian)

Premium

S$267.14

Income Domestic Helper Insurance Standard (Malaysian)

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$25,000
Premium
S$267.14
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More Details
Liberty MaidCare Plan 1

Premium

S$272.50

Liberty MaidCare Plan 1

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$10,000
Premium
S$272.50
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Income Domestic Helper Insurance Enhanced (Malaysian)

Premium

S$276.80

Income Domestic Helper Insurance Enhanced (Malaysian)

Personal Accident
S$80,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$75,000
Premium
S$276.80
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More Details
Liberty MaidCare Plan 2

Premium

S$299.75

Liberty MaidCare Plan 2

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$20,000
Premium
S$299.75
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More Details
Income Domestic Helper Insurance Basic

Premium

S$320.24

Income Domestic Helper Insurance Basic

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$25,000
Premium
S$320.24
Read More
More Details
Income Domestic Helper Insurance Standard

Premium

S$330.36

Income Domestic Helper Insurance Standard

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$25,000
Premium
S$330.36
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More Details
Income Domestic Helper Insurance Enhanced

Premium

S$340.02

Income Domestic Helper Insurance Enhanced

Personal Accident
S$80,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$75,000
Premium
S$340.02
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More Details
Liberty MaidCare Plan 3

Premium

S$414.20

Liberty MaidCare Plan 3

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$30,000
Third Party Liability
S$30,000
Premium
S$414.20
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Hong Leong Assurance Maid Protect360 PRO Basic

Premium

S$425.88

16% OffS$507
MoneySmart Exclusive
25% Co-Payment Waiver on Hospital/Surgical Expense

Hong Leong Assurance Maid Protect360 PRO Basic

Personal Accident
S$60,000
Hospitalisation & Surgical Expenses (per year)
S$60,000
Third Party Liability
N/A
Premium
S$50716% Off
S$425.88

[MoneySmart Exclusive | Receive cash as fast as 30 days*]
  
• Enjoy 16% off your policy premium.
• Get up to S$50 via PayNow when you purchase an eligible HL Assurance Maid Protect360 Insurance plan. T&Cs apply.

Valid until 18 Sep 2024 - See more details below
Apply Now
More Details
FWD Maid Insurance Essential

Premium

S$432.37

15% OffS$508.68
MoneySmart Exclusive
Add-on for Covid-19 & Repatriation cost available

FWD Maid Insurance Essential

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$3,000
Premium
S$508.6815% Off
S$432.37

[Receive cash as fast as 30 days*]
  
• Enjoy 15% off your policy premium.
• Get S$10 via PayNow with any FWD Maid Insurance plan purchased. T&Cs apply.
  
[FWD Promotion]
Get an additional S$50 eCapita voucher from FWD when your annual premium is more than S$500. T&Cs apply.

Valid until 30 Sep 2024 - See more details below
Apply Now
More Details
MSIG MaidPlus Standard Enhanced

Premium

S$438.99

25% OffS$585.33
MoneySmart Exclusive

MSIG MaidPlus Standard Enhanced

Personal Accident
S$60,000
Hospital & Surgical Expenses
S$60,000
Third Party Liability
S$5,000
Premium
S$585.3325% Off
S$438.99

[Receive your cash as fast as 30 days*]
  
• Enjoy 25% off your policy premium.
• Get up to S$45 via PayNow when you purchase an eligible MSIG MaidPlus Insurance plan. T&Cs apply.

Valid until 18 Sep 2024 - See more details below
Apply Now
More Details
Great Eastern GREAT Maid Protect Silver

Premium

S$442.86

15% OffS$521.02
MoneySmart Exclusive
Best Value | High Liability Coverage

Great Eastern GREAT Maid Protect Silver

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$50,000
Premium
S$521.0215% Off
S$442.86

[Receive cash as fast as 30 days*]
  
• Enjoy 15% off your policy premium.
• Get up to S$65 via PayNow when you purchase an eligible Great Eastern GREAT Maid Protect Insurance plan. T&Cs apply.

Valid until 18 Sep 2024 - See more details below
Apply Now
More Details
Hong Leong Assurance Maid Protect360 PRO Enhanced

Premium

S$467.79

16% OffS$556.90
MoneySmart Exclusive
25% Co-Payment Waiver on Hospital/Surgical Expense

Hong Leong Assurance Maid Protect360 PRO Enhanced

Personal Accident
S$70,000
Hospitalisation & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$3,000
Premium
S$556.9016% Off
S$467.79

[MoneySmart Exclusive | Receive cash as fast as 30 days*]
  
• Enjoy 16% off your policy premium.
• Get up to S$50 via PayNow when you purchase an eligible HL Assurance Maid Protect360 Insurance plan. T&Cs apply.

Valid until 18 Sep 2024 - See more details below
Apply Now
More Details
MSIG MaidPlus Classic Enhanced

Premium

S$483.14

25% OffS$644.19
MoneySmart Exclusive

MSIG MaidPlus Classic Enhanced

Personal Accident
S$60,000
Hospital & Surgical Expenses
S$80,000
Third Party Liability
S$10,000
Premium
S$644.1925% Off
S$483.14

[Receive your cash as fast as 30 days*]
  
• Enjoy 25% off your policy premium.
• Get up to S$45 via PayNow when you purchase an eligible MSIG MaidPlus Insurance plan. T&Cs apply.

Valid until 18 Sep 2024 - See more details below
Apply Now
More Details
Hong Leong Assurance Maid Protect360 PRO Premier

Premium

S$490.22

16% OffS$583.60
MoneySmart Exclusive
25% Co-Payment Waiver on Hospital/Surgical Expense

Hong Leong Assurance Maid Protect360 PRO Premier

Personal Accident
S$80,000
Hospitalisation & Surgical Expenses (per year)
S$80,000
Third Party Liability
S$5,000
Premium
S$583.6016% Off
S$490.22

[MoneySmart Exclusive | Receive cash as fast as 30 days*]
  
• Enjoy 16% off your policy premium.
• Get up to S$50 via PayNow when you purchase an eligible HL Assurance Maid Protect360 Insurance plan. T&Cs apply.

Valid until 18 Sep 2024 - See more details below
Apply Now
More Details
Tiq Maid Insurance Plan A

Premium

S$490.63

34% OffS$743.38
Online Promo
Enhanced Hospitalisation & Surgical Expenses

Tiq Maid Insurance Plan A

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$5,000
Premium
S$743.3834% Off
S$490.63
Online Promo:
Enjoy 34% off any Tiq Maid Insurance plans! T&Cs apply.
Valid until 30 Sep 2024 - See more details below
Apply Now
More Details
FWD Maid Insurance Enhanced

Premium

S$501

15% OffS$589.42
MoneySmart Exclusive
Add-on for Covid-19 & Repatriation cost available

FWD Maid Insurance Enhanced

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$4,000
Premium
S$589.4215% Off
S$501

[Receive cash as fast as 30 days*]
  
• Enjoy 15% off your policy premium.
• Get S$10 via PayNow with any FWD Maid Insurance plan purchased. T&Cs apply.
  
[FWD Promotion]
Get an additional S$50 eCapita voucher from FWD when your annual premium is more than S$500. T&Cs apply.

Valid until 30 Sep 2024 - See more details below
Apply Now
More Details
Tiq Maid Insurance Plan B

Premium

S$530.19

34% OffS$803.33
Online Promo
Enhanced Hospitalisation & Surgical Expenses

Tiq Maid Insurance Plan B

Personal Accident
S$65,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$7,500
Premium
S$803.3334% Off
S$530.19
Online Promo:
Enjoy 34% off any Tiq Maid Insurance plans! T&Cs apply.
Valid until 30 Sep 2024 - See more details below
Apply Now
More Details
Great Eastern GREAT Maid Protect Gold

Premium

S$535.51

15% OffS$630.02
MoneySmart Exclusive
Best Value | High Liability Coverage

Great Eastern GREAT Maid Protect Gold

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$50,000
Premium
S$630.0215% Off
S$535.51

[Receive cash as fast as 30 days*]
  
• Enjoy 15% off your policy premium.
• Get up to S$65 via PayNow when you purchase an eligible Great Eastern GREAT Maid Protect Insurance plan. T&Cs apply.

Valid until 18 Sep 2024 - See more details below
Apply Now
More Details

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Maid Insurance in Singapore: What To Look Out For

Though MOM requires all Maid Insurance to provide at least Personal Accident coverage of $60,000 and Medical coverage of $15,000, there are still benefits in the policy you can take note of to make it worth your premium

Domestic Helper’s Liability

Indemnity against any sums resulting from accidental bodily injury to any third parties, and accidental damage to any third parties’ properties, as committed by your domestic helper.

Daily Wages & Levy Reimbursement

If your domestic help is hospitalized, it will be most ideal if your domestic helper's insurance policy can cover for her wages during this period.

Outpatient Expenses

Medical benefits do not include outpatient expenses so it is important to know how much is covered in the event outpatient treatment is needed.

Replacement Maid Expenses

This covers the agency fees for a replacement should your domestic helper be terminated due to death or permanent disability.

Special Grant

Covers funeral expenses that is payable to your domestic helper's family.

Domestic Helper's Personal Belongings

Theft or damages to your domestic helper's personal belongings will be covered under this benefit.

Making a Maid Insurance Claim

The process for specific types of claims may differ between Insurers. Here are some things that you should take note of when making an insurance claim.

Fact #1

Do not wait too long

Most insurers will require you to make the claim within 30 days of the occurrence. Given that it will take some time to process your claim, you would want to submit your claims form as soon as possible.

Fact #2

Keep originals of everything

Whatever you are choosing to make a claim for, you have to be able to prove its authenticity. This means producing original documents for the following: 1) Hospital receipts for medical claims, 2) Attending physician's statement, 3)Police reports for theft

Fact #3

Stay in an affordable hospital ward

Most insurers only cover up to B2 wards of public hospitals and a pro-ration factor will be applied should your maid be admitted into better wards or private hospitals

Maid Insurance Tips

Here are some Maid Insurance tips that can help you select a great policy and give you peace of mind when hiring your foreign domestic helper.

Tip #1

Knowing whether the plan covers your helper's pre-existing conditions would be crucial as you would be more aware of the treatments that are not covered by the policy.

Tip #2

You should check if the policy you are getting covers dengue fever and malaria as some insurers actually do not cover these conditions.

Tip #3

You might want to consider the optional waiver of counter indemnity as it limits your liability on the $5,000 security bond to $250.

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Frequently Asked Questions

What is the $5,000 security bond and is it necessary?

A security bond is a binding pledge to pay the government (up to $5000) if you break the law or the conditions governing the employment of a helper. You need a bond for every helper you employ, unless she is Malaysian. Bonds usually take the form of an insurance. The insurers guarantee to pay the government should you break the rules; then the insurers pursue you for the money.

Why are the insurance periods 14 or 26 months when the work permits are issued at 12 or 24 months?

MOM requires all insurance and bond to have an additional 2 months of cover so that in any event or reason the maid overstays in Singapore after her work permit has expired, she is still covered under the insurance.

If my helper requires outpatient treatment, will the expenses be covered?

Outpatient treatment expenses are only covered when the injury is due to an accident. Also, do check the coverage under 'Outpatient Expenses' instead of 'Medical Coverage'.

Can I increase coverage for my domestic helper?

Yes. Most insurers would allow you to increase personal accident and medical coverage at additional premiums.

How do I compare Maid Insurance policies?

An important coverage to look out for is outpatient benefit. This covers the cost of medical treatment for your domestic helper due to accidents. If your domestic helper accidentally cut themselves while cooking and needs to see a doctor, this will be covered under outpatient medical expenses. Therefore, it would benefit you to consider a plan with higher outpatient coverage.

Learn more about Maid Insurance in Singapore (Cost, Coverage, Requirements)

Read our guide