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Compare Cheapest Foreign Domestic Helper Insurance Plans in Singapore

Looking for cheap maid insurance? Find affordable and reliable maid insurance options for your foreign domestic helper today. Read More
Looking for a New policy from 22 Jul 2023 for 26 Months
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We found 29 Maid Insurances for you!
Lowest Annual Premium
Liberty MaidCare Plan 1

Premium

S$272.50

Liberty MaidCare Plan 1

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$10,000
Premium
S$272.50
Liberty MaidCare Plan 2

Premium

S$299.75

Liberty MaidCare Plan 2

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$20,000
Premium
S$299.75
INCOME Domestic Helper Insurance Basic (Malaysian helpers)

Premium

S$364.40

16% OffS$433.82
MoneySmart Exclusive

INCOME Domestic Helper Insurance Basic (Malaysian helpers)

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
Up to S$60,000
Domestic Helper Liability
S$25,000
Premium
S$433.8216% Off
S$364.40

[MoneySmart Exclusive] 
• Enjoy up to 20% off your policy premium. Ts&Cs apply.
• Get S$10 via PayNow with any INCOME Domestic Helper Insurance plan purchased.  T&Cs apply.

Valid until 30 Jun 2025 - See more details below
INCOME Domestic Helper Insurance Standard (Malaysian helpers)

Premium

S$371.73

16% OffS$442.54
MoneySmart Exclusive

INCOME Domestic Helper Insurance Standard (Malaysian helpers)

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
Up to S$60,000
Domestic Helper Liability
S$25,000
Premium
S$442.5416% Off
S$371.73

[MoneySmart Exclusive] 
• Enjoy up to 20% off your policy premium. Ts&Cs apply.
• Get S$10 via PayNow with any INCOME Domestic Helper Insurance plan purchased.  T&Cs apply.

Valid until 30 Jun 2025 - See more details below
INCOME Domestic Helper Insurance Enhanced (Malaysian helpers)

Premium

S$396.76

20% OffS$495.95
MoneySmart Exclusive

INCOME Domestic Helper Insurance Enhanced (Malaysian helpers)

Personal Accident
S$80,000
Hospital & Surgical Expenses (per year)
Up to S$60,000
Domestic Helper Liability
S$75,000
Premium
S$495.9520% Off
S$396.76

[MoneySmart Exclusive] 
• Enjoy up to 20% off your policy premium. Ts&Cs apply.
• Get S$10 via PayNow with any INCOME Domestic Helper Insurance plan purchased.  T&Cs apply.

Valid until 30 Jun 2025 - See more details below
MSIG MaidPlus Standard Enhanced

Premium

S$409.73

30% OffS$585.33
Online Promo

MSIG MaidPlus Standard Enhanced

Personal Accident
S$60,000
Hospital & Surgical Expenses
S$60,000
Third Party Liability
S$5,000
Premium
S$585.3330% Off
S$409.73
Online Promo:
Enjoy 30% off any MSIG MaidPlus Insurance Plans. T&Cs apply.
Valid until 30 Jun 2025 - See more details below
Liberty MaidCare Plan 3

Premium

S$414.20

Liberty MaidCare Plan 3

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$30,000
Third Party Liability
S$30,000
Premium
S$414.20
Great Eastern GREAT Maid Protect Silver

Premium

S$416.81

20% OffS$521.02
MoneySmart Exclusive
Best Value | High Liability Coverage

Great Eastern GREAT Maid Protect Silver

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$50,000
Premium
S$521.0220% Off
S$416.81

[Receive cash as fast as 30 days*]
 
• Enjoy 20% off your policy premium.
• Get up to S$100 Cash via PayNow when you purchase an eligible Great Eastern GREAT Maid Protect Insurance plan. T&Cs apply.

Valid until 30 Jun 2025 - See more details below
FWD Maid Insurance Essential

Premium

S$417.50

25% OffS$556.67
MoneySmart Exclusive
Add-on for Covid-19 & Repatriation cost available

FWD Maid Insurance Essential

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$3,000
Premium
S$556.6725% Off
S$417.50

[Receive cash as fast as 30 days*]
• Enjoy 25% off your policy premium.
• Get up to S$50 via PayNow with any FWD Maid Insurance plan purchased. T&Cs apply.

Valid until 30 Jun 2025 - See more details below
AIG Domestic Helper Insurance Classic

Premium

S$418.74

30% OffS$598.21
MoneySmart Exclusive
No co-insurance options available

AIG Domestic Helper Insurance Classic

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Domestic Helper Liability
S$100,000
Premium
S$598.2130% Off
S$418.74

[MoneySmart Exclusive]
Secure up to S$200 cashback via PayNow with an eligible AIG Domestic Helper Insurance 26-months plan.
  
Insure your helper from just S$338.76*!
That's starting from just S$13.02* per month! T&Cs apply.
  
*Premium is derived after any AIG discounts and S$80 PayNow reward for Classic 26-months plan.

Valid until 18 Jun 2025 - See more details below
Apply Now
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Hong Leong Assurance Maid Protect360 PRO Basic

Premium

S$425.88

16% OffS$507
MoneySmart Exclusive
25% Co-Payment Waiver on Hospital/Surgical Expense

Hong Leong Assurance Maid Protect360 PRO Basic

Personal Accident
S$60,000
Hospitalisation & Surgical Expenses (per year)
S$60,000
Third Party Liability
N/A
Premium
S$50716% Off
S$425.88

[MoneySmart Exclusive]
• Enjoy an exclusive 16% off your policy premium with promo code MS16
• Get up to S$70 via PayNow OR an Apple AirTag or two (worth up to S$92) when you purchase an eligible HL Assurance Maid Protect360 Insurance plan. T&Cs apply.

Valid until 30 Jun 2025 - See more details below
INCOME Domestic Helper Insurance Basic

Premium

S$431.24

16% OffS$513.39
MoneySmart Exclusive

INCOME Domestic Helper Insurance Basic

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
Up to S$60,000
Domestic Helper Liability
S$25,000
Premium
S$513.3916% Off
S$431.24

[MoneySmart Exclusive] 
• Enjoy up to 20% off your policy premium. Ts&Cs apply.
• Get S$10 via PayNow with any INCOME Domestic Helper Insurance plan purchased.  T&Cs apply.

Valid until 30 Jun 2025 - See more details below
INCOME Domestic Helper Insurance Standard

Premium

S$436.74

16% OffS$519.93
MoneySmart Exclusive

INCOME Domestic Helper Insurance Standard

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
Up to S$60,000
Domestic Helper Liability
S$25,000
Premium
S$519.9316% Off
S$436.74

[MoneySmart Exclusive] 
• Enjoy up to 20% off your policy premium. Ts&Cs apply.
• Get S$10 via PayNow with any INCOME Domestic Helper Insurance plan purchased.  T&Cs apply.

Valid until 30 Jun 2025 - See more details below
MSIG MaidPlus Classic Enhanced

Premium

S$450.93

30% OffS$644.19
MoneySmart Exclusive

MSIG MaidPlus Classic Enhanced

Personal Accident
S$60,000
Hospital & Surgical Expenses
S$80,000
Third Party Liability
S$10,000
Premium
S$644.1930% Off
S$450.93

[Receive your cash as fast as 30 days*]
  
• Enjoy 30% off your policy premium.
• Get up to S$50 Cash via PayNow when you purchase an eligible MSIG MaidPlus Insurance plan. T&Cs apply.
  
[MSIG Promotion]
Get S$15 e-vouchers from MSIG with purchase of Classic and Premier plans only. Valid from 10 to 16 June 2025. T&Cs apply.

Valid until 30 Jun 2025 - See more details below
INCOME Domestic Helper Insurance Enhanced

Premium

S$463.90

20% OffS$579.88
MoneySmart Exclusive

INCOME Domestic Helper Insurance Enhanced

Personal Accident
S$80,000
Hospital & Surgical Expenses (per year)
Up to S$60,000
Domestic Helper Liability
S$75,000
Premium
S$579.8820% Off
S$463.90

[MoneySmart Exclusive] 
• Enjoy up to 20% off your policy premium. Ts&Cs apply.
• Get S$10 via PayNow with any INCOME Domestic Helper Insurance plan purchased.  T&Cs apply.

Valid until 30 Jun 2025 - See more details below
Hong Leong Assurance Maid Protect360 PRO Enhanced

Premium

S$467.79

16% OffS$556.90
MoneySmart Exclusive
25% Co-Payment Waiver on Hospital/Surgical Expense

Hong Leong Assurance Maid Protect360 PRO Enhanced

Personal Accident
S$70,000
Hospitalisation & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$3,000
Premium
S$556.9016% Off
S$467.79

[MoneySmart Exclusive]
• Enjoy an exclusive 16% off your policy premium with promo code MS16
• Get up to S$70 via PayNow OR an Apple AirTag or two (worth up to S$92) when you purchase an eligible HL Assurance Maid Protect360 Insurance plan. T&Cs apply.

Valid until 30 Jun 2025 - See more details below
FWD Maid Insurance Enhanced

Premium

S$488.47

25% OffS$651.30
MoneySmart Exclusive
Add-on for Covid-19 & Repatriation cost available

FWD Maid Insurance Enhanced

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$4,000
Premium
S$651.3025% Off
S$488.47

[Receive cash as fast as 30 days*]
• Enjoy 25% off your policy premium.
• Get up to S$50 via PayNow with any FWD Maid Insurance plan purchased. T&Cs apply.

Valid until 30 Jun 2025 - See more details below
Hong Leong Assurance Maid Protect360 PRO Premier

Premium

S$490.22

16% OffS$583.60
MoneySmart Exclusive
25% Co-Payment Waiver on Hospital/Surgical Expense

Hong Leong Assurance Maid Protect360 PRO Premier

Personal Accident
S$80,000
Hospitalisation & Surgical Expenses (per year)
S$80,000
Third Party Liability
S$5,000
Premium
S$583.6016% Off
S$490.22

[MoneySmart Exclusive]
• Enjoy an exclusive 16% off your policy premium with promo code MS16
• Get up to S$70 via PayNow OR an Apple AirTag or two (worth up to S$92) when you purchase an eligible HL Assurance Maid Protect360 Insurance plan. T&Cs apply.

Valid until 30 Jun 2025 - See more details below
Tiq Maid Insurance Plan A

Premium

S$490.63

34% OffS$743.38
Online Promo
Enhanced Hospitalisation & Surgical Expenses

Tiq Maid Insurance Plan A

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$5,000
Premium
S$743.3834% Off
S$490.63
Online Promo:
Enjoy 34% off any Tiq Maid Insurance plans! Valid till 23 June 2025. T&Cs apply

SG60 Integrated Campaign (1-23 Jun):
Purchase any qualifying policy and stand a chance to win Apple AirPods 4, up to S$80 eCapitaVoucher and S$20 TADA voucher from Tiq with eligible premiums spent. T&Cs apply.
Valid until 23 Jun 2025 - See more details below
AIG Domestic Helper Insurance Elite

Premium

S$501.23

30% OffS$716.05
MoneySmart Exclusive
No co-insurance options available

AIG Domestic Helper Insurance Elite

Personal Accident
S$100,000
Hospital & Surgical Expenses (per year)
S$100,000
Domestic Helper Liability
S$100,000
Premium
S$716.0530% Off
S$501.23

[MoneySmart Exclusive]
Secure up to S$200 cashback via PayNow with an eligible AIG Domestic Helper Insurance 26-months plan.
  
Insure your helper from just S$338.76*!
That's starting from just S$13.02* per month! T&Cs apply.
  
*Premium is derived after any AIG discounts and S$80 PayNow reward for Classic 26-months plan.

Valid until 18 Jun 2025 - See more details below
Apply Now
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Maid Insurance in Singapore: What To Look Out For

Though MOM requires all Maid Insurance to provide at least Personal Accident coverage of $60,000 and Medical coverage of $15,000, there are still benefits in the policy you can take note of to make it worth your premium

Domestic Helper’s Liability

Indemnity against any sums resulting from accidental bodily injury to any third parties, and accidental damage to any third parties’ properties, as committed by your domestic helper.

Daily Wages & Levy Reimbursement

If your domestic help is hospitalized, it will be most ideal if your domestic helper's insurance policy can cover for her wages during this period.

Outpatient Expenses

Medical benefits do not include outpatient expenses so it is important to know how much is covered in the event outpatient treatment is needed.

Replacement Maid Expenses

This covers the agency fees for a replacement should your domestic helper be terminated due to death or permanent disability.

Special Grant

Covers funeral expenses that is payable to your domestic helper's family.

Domestic Helper's Personal Belongings

Theft or damages to your domestic helper's personal belongings will be covered under this benefit.

Making a Maid Insurance Claim

The process for specific types of claims may differ between Insurers. Here are some things that you should take note of when making an insurance claim.

Fact #1

Do not wait too long

Most insurers will require you to make the claim within 30 days of the occurrence. Given that it will take some time to process your claim, you would want to submit your claims form as soon as possible.

Fact #2

Keep originals of everything

Whatever you are choosing to make a claim for, you have to be able to prove its authenticity. This means producing original documents for the following: 1) Hospital receipts for medical claims, 2) Attending physician's statement, 3)Police reports for theft

Fact #3

Stay in an affordable hospital ward

Most insurers only cover up to B2 wards of public hospitals and a pro-ration factor will be applied should your maid be admitted into better wards or private hospitals

Maid Insurance Tips

Here are some Maid Insurance tips that can help you select a great policy and give you peace of mind when hiring your foreign domestic helper.

Tip #1

Knowing whether the plan covers your helper's pre-existing conditions would be crucial as you would be more aware of the treatments that are not covered by the policy.

Tip #2

You should check if the policy you are getting covers dengue fever and malaria as some insurers actually do not cover these conditions.

Tip #3

You might want to consider the optional waiver of counter indemnity as it limits your liability on the $5,000 security bond to $250.

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Frequently Asked Questions

What is the $5,000 security bond and is it necessary?

A security bond is a binding pledge to pay the government (up to $5000) if you break the law or the conditions governing the employment of a helper. You need a bond for every helper you employ, unless she is Malaysian. Bonds usually take the form of an insurance. The insurers guarantee to pay the government should you break the rules; then the insurers pursue you for the money.

Why are the insurance periods 14 or 26 months when the work permits are issued at 12 or 24 months?

MOM requires all insurance and bond to have an additional 2 months of cover so that in any event or reason the maid overstays in Singapore after her work permit has expired, she is still covered under the insurance.

If my helper requires outpatient treatment, will the expenses be covered?

Outpatient treatment expenses are only covered when the injury is due to an accident. Also, do check the coverage under 'Outpatient Expenses' instead of 'Medical Coverage'.

Can I increase coverage for my domestic helper?

Yes. Most insurers would allow you to increase personal accident and medical coverage at additional premiums.

How do I compare Maid Insurance policies?

An important coverage to look out for is outpatient benefit. This covers the cost of medical treatment for your domestic helper due to accidents. If your domestic helper accidentally cut themselves while cooking and needs to see a doctor, this will be covered under outpatient medical expenses. Therefore, it would benefit you to consider a plan with higher outpatient coverage.

Learn more about Maid Insurance in Singapore (Cost, Coverage, Requirements)

Read our guide