Covers COVID-19 & Dengue
NTUC Star Assure is a whole life insurance offering coverage for death, total permanent disability, and terminal illness. You can choose to increase your coverage up to 5 times until age 70, and add a rider to include COVID-19 in your coverage
S$20,000
Min. Death and TI Coverage
Add on
Critical Illness Coverage
S$6,500,000
TPD Payout Limit

Quick Facts

Pros

Has riders to cover a list of dread diseases and COVID-19. You get 6 months premium waivers in the event of retrenchment. Up to 2X payout in the event of accidental death. Clear and simple claims system

Limitations

Complicated terms and conditions for the riders – including payout limitations, and age limits, which may be difficult for the average Singaporean to understand

How To Maximise This Plan

Opt for the Advanced Assure Accelerator rider, or Major Impact Benefit for unknown diseases such as COVID-19

Claims Process

Visit the NTUC Income website, go to the Claims category, select Life Insurance, and the specific claim you want to make. You will then be shown a set of clear instructions, download claim forms, view a list of supporting documents you need, and the email address to submit your forms

Premiums

Premiums for a 28 non-smoker male is S$2,908 for S$100,000 coverage, with 3X multiplier (total S$300k) only up to age 70, and 3 riders – Advanced Assure Accelerator rider, Early Assure Accelerator rider, and Hospital CashAid

Any Riders Available

7 riders – Early Assure Accelerator, Hospital CashAid, Dread Disease Premium Waiver, Payor Premium Waiver, Enhanced Payor Premium Waiver, Advanced Assure Accelerator rider for diseases, Major Impact Benefit

All Details

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Monthly Premium
S$161