Up to S$100,000

Building Coverage

From S$100,000

Home Contents and Renovation Coverage

^S$500,000

Family Worldwide Personal Liability

All Details

• Key Features

  • Comprehensive Home Protection: Protection for your home including the building, renovations against fire, burst pipes, theft, home contents and more.

  • Covers liability to you and your family e.g. if fire from your house spreads to neighbouring houses and you are legally responsible

  • Flexible plans: Flexibility to decide how much coverage you want for your home, avoiding both over-insurance and under-insurance.

  • Bonus Services: Enjoy peace of mind during home emergencies with Income's Emergency Home Assistance. Providing 24/7 assistance for emergency plumbing, electrician, locksmith, pest control, and air-conditioner repair services, subject to policy conditions.

  • Personal accident cover if you or your family are involved in an accident in your home

  • Enjoy exclusive treats for Income policyholders at https://www.income.com.sg/treats.

  • *Policy terms and conditions apply.

Building Coverage

HDB 1 Room	Up to S$100,000
Building structure (excluding foundation) of areas you own, as well as fixtures and fittings based on the property developer's standard specifications.
HDB 2 Room	Up to S$100,000
Building structure (excluding foundation) of areas you own, as well as fixtures and fittings based on the property developer's standard specifications.
HDB 3 Room	Up to S$100,000
Building structure (excluding foundation) of areas you own, as well as fixtures and fittings based on the property developer's standard specifications.

Contents

Household Contents	From S$50,000
(For movable items kept within the premises belonging to you and your family)
Legal documents	S$500 in total
Mobile phones	S$500 each and S$1,500 in total
Bicycles	S$1,000 in total
Money	S$1,000 in total
Laptops, desktops and tablet computers	S$1,500 each and S$5,000 in total
Valuables	Up to 5% of the overall content section limit for each item, set or pair; and up to one-third of the overall content section limit in total
All contents not listed above	No sub-limit

Extended Benefits

Removal of Debris	5% of the total benefit limit of building/renovations and contents cover
Loss of rental income and extra hotel expenses
Overall section limit	10% of the total benefit limit of building/renovations and contents cover
Extra hotel expenses Sub-limit	Up to S$350 a day
Professional Fees	10% of total benefit limit of building/renovations cover
Temporary cover for new improvements	10% of the total benefit limit of building/renovations cover
Conservancy Charge	S$1,000
Accidental breakage of mirrors and fixed glass	S$1,000
Loss of/or damage to contents while being temporarily removed from the premises	Overall section limit:15% of the total benefit limit of contents cover
Sub-limit	S$500 for each item
Loss of or damage to contents belonging to your domestic helper	S$500
Replacement of locks and keys	S$500
Deterioration of frozen food in the freezer or refrigerator	S$500
Unauthorised transactions on your stolen ATM or credit card	S$1,000
Loss of domestic pet	S$500
Emergency cash allowance	S$500
Stress payment	S$300

Renovations

Renovations	From S$50,000 (optional)
(Improvement and additions in the form of fixtures and fittings made by you or any previous owners)

Personal Liability

Worldwide Personal Liability	S$500,000
(Family)

Personal Accident

Personal Accident	Overall section limit: S$50,000
(Family)
Sub-limit for each adult (aged 21 but under 70 years old)	S$20,000 for each adult
Sub-limit for each child (aged from 30 days to 21 years old)	S$10,000 for each child
24 Hour Emergency Home Assistance

Optional Benefits

Customize Building Coverage
Customize Content Coverage
Customize Renovation Coverage

Plan Materials

Brochure URL	Read More
Policy Wording	Read More