Covers COVID-19
Raffles Shield is a great hospitalisation insurance plan if you are, or intend to seek medical treatment at Raffles Hospital. Benefits include coverage for ward, ICU, surgeries, pre- and post-hospitalisation, outpatient kidney dialysis, chemotherapy, and more.
S$1,500,000
Max. Annual Coverage Limit
180 days
Pre-Hospitalisation Benefit
365 days
Post-Hospitalisation Benefit

Quick Facts

Pros

Competitive coverage similar to benefits offered across other insurers, with added “Raffles Hospital Option” for individuals on public hospital plans to access Raffles Hospital wards

Limitations

Plan favours Raffles Hospital treatments; riders and options are modular and are not as comprehensive compared to other insurers

How To Maximise This Plan

You should already be an existing, or intend to seek treatment at Raffles Hospital

Claims Process

Electronically via the hospital upon discharge if you were hospitalised; manually with a Claims Form or online for other claims

Premiums

Premiums start S$218 for ages 21 to 25, S$221 for ages 26 to 30, S$339 for ages 31 to 35, S$342 for ages 36 to 40, S$537 for ages 41 to 45, and so on for the Raffles Shield Private; can be paid by MediSave

Any Riders Available

2 riders, 2 options – Raffles Key Rider for 5% co-payment, Raffles Premier Rider for other benefits; Raffles Hospital Option for access to Raffles Hospital; High Deductible Option to lower premiums

All Details

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