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Raffles Health offers 4 categories of insurance plans for individuals and businesses, spanning health insurance plans such as the Integrated Shield Plan (IP), international health insurance, international medical coverage for your company, oil and gas, maritime industries, customised group insurance, foreign workers' insurance plans, and more.
Raffles Shield is a fairly new Integrated Shield Plan (IP) launched in 2018 by the Singapore-based Raffles Medical Group offering competitive premiums relative to the coverage it provides. Benefits of Raffles Shield includes coverage for hospitalisation, pre- and post-hospitalisation treatments, and additional benefits such as accidental inpatient dental treatments. A key feature of Raffles Shield would be the optional add-on "Raffles Hospital Option" which allows the Raffles Shield A policyholders to extend their hospitalisation and ward access to include private hospital wards in Raffles Hospital – an affordable option for policyholders to enjoy private hospitalisation access.
|Raffles Shield Plans||Hospital Wards||Annual coverage limit|
|Raffles Shield Private||All private hospitals and wards in public restructured hospitals||S$1,500,000 (for panel hospitals), S$600,000 (for non-panel hospitals)|
|Raffles Shield A||Class A ward in public restructured hospitals and below. Option to add the "Raffles Hospital Option" to your plan to access wards in Raffles Hospital||S$600,000|
|Raffles Shield B||Class B1 ward in public restructured hospitals and below||S$300,000|
|Raffles Shield Standard||Class B1 ward in public restructured hospitals and below||S$150,000|
For the integrated shield plan, you can opt to add-on riders to further reduce your out-of-pocket costs. For Raffles Shield, there is only one rider available that you can add called Raffles Key Rider. The perks of this rider is as follows: