All pre-, post-hospitalisation, and other related benefits such as community hospitals, post-mastectomy breast reconstruction has to be related to your hospitalisation and referred by your doctor
If budget allows, opt for the Deluxe Care rider to lower your co-pay from 10% to 5% (capped at S$3,000) and to avoid any penalties for visiting a non-NTUC panel clinic
Electronically via your hospital of choice or manually download a claims form from the NTUC website and submit in person to any NTUC Income branch
2 riders available – Deluxe Care to lower co-pay to 5%, no additional payment for non-panel clinics, and S$80 per day for additional bed in ward; Classic Care for additional S$2,000 coverage for non-panel clinics, and S$80 for additional bed in ward
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