Get the Best OCBC Debt Consolidation Plan Interest Rates for 2019 Now!

Updated 14 November 2019

Get the latest OCBC Debt Consolidation Plan interest rates for Singapore on See how OCBC Debt Consolidation Plan compares against other banks and apply instantly online.

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Loan Details

OCBC Debt Consolidation Plan

OCBC Debt Consolidation Plan


Interest Rate
(EIR 11.08% p.a.)


Total Amount Payable


Processing Fee


Per Month

Key Features
  • No processing fees at all
  • Choose loan tenure from 3-8 years
  • Complimentary OCBC Platinum credit card with a limit of 1X your monthly income and no annual fee charged
  • Make repayments easily via Online or Mobile Banking funds transfer, cheque deposit or cash deposit machine
Loan Details
Citizenship StatusSingaporean / PR
Minimum Annual Income$30,000
Maximum Loan Tenure8 years
Processing FeeNil
Repayment Summary
Principal Loan Amount$30,000
Interest Rate (p.a)6%
Loan Tenure3 years
Total Interest Payable$5,400
Total Amount Payable$35,400
Monthly Instalments$983

MoneySmart lists Debt Consolidation Plan products that range between a minimum of 1 to a maximum of 10 years. The effective interest rate (EIR) of loan products on our site range from 7.70% p.a. to up to 11.08% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

For example, you would need to pay S$311/month for a S$10,000 Debt Consolidation Plan with a loan tenure of 3 years at 3.98%pa Interest Rate (7.70% EIR). This would equate to a total payment of S$11,393 over 3 years. Please view each Debt Consolidation Plan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).