Compare the Best Credit Cards in Singapore 2020

Compare all available credit cards in Singapore based on what you can get out of your spending, be it cashback, rewards or air miles. read more
We found 64 Credit Cards for you!
Get S$300 Cash via PayNow
Sponsored
Citibank logo
Local Spend
S$1 = Up to 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = 2 Miles
Selected Online Hotel and Flight bookings
S$1 = Up to 10 Miles
Apply Now
MoneySmart Exclusive: Get S$300 Cash via PayNow! Applies to new to bank customers. Valid till 29 Feb 2020.
Get Up To $200 Cash and Cashback!
Standard Chartered logo
Cash Back on eligible spend
Up to 1.5%
Min. Spend per month
$0
Cash Back Cap
Unlimited
Apply Now
MoneySmart Exclusive: Get S$120 Instant Cash via PayNow + S$80 cashback & Instant digital card approval with MyInfo! Valid till 31 Mar 2020.
Get S$300 Cash via PayNow
Citibank logo
Cash Back on Dining, Groceries & Petrol
8%
Cash Back Cap per category, per month
S$25
Min. Spend per month
S$888
Apply Now
MoneySmart Exclusive: Get S$300 Cash via PayNow! Applies to new to bank customers. Valid till 29 Feb 2020.
Get S$300 Cash via PayNow
Citibank logo
on Online Spend*
S$1= 10X Points
on Shopping Spend
S$1= 10X Points
on All Other Spend
S$1 = 1 Point
Apply Now
MoneySmart Exclusive: Get S$300 Cash via PayNow! Applies to new to bank customers. Valid till 29 Feb 2020.
Get up to 36,500 KrisFlyer miles
American Express logo
Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.1 Miles
Apply Now
MoneySmart Exclusive: Get up to 36,500 KrisFlyer miles when you apply via MoneySmart only. Valid till 29 Feb 2020.
  • Get 3.1 KrisFlyer miles per S$1 spent on Daily Essentials
American Express logo
Cash Back on All Spend
1.5%
Cash Back Cap
Unlimited
Min. Spend per month
S$0
Apply Now
HSBC logo
Cash Back on All Spend
Up to 3.5%
Cash Back Cap per month
S$125
Min. Spend per month
S$0
Apply Now
Online Promo: Get a Samsonite T5 Spinner (worth S$560) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 31 Mar 2020.
UOB logo
on Singapore Airlines, SilkAir, Scoot and KrisShop
S$1 = 3 Miles
on dining, food delivery, online shopping and travel, and transport spend
S$1 = 3 Miles
on all other spend
S$1 = 1.2 Miles
Apply Now
Get up to 39,500 bonus KrisFlyer Miles
American Express logo
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.2 Miles
Apply Now
MoneySmart Exclusive: Get up to 39,500 KrisFlyer miles when you apply via MoneySmart only. Valid till 29 Feb 2020.
CIMB logo
Cash Back on Beauty & Wellness, Online Shopping, Groceries
10%
Min. spend per month
S$800
Cash Back Cap
S$100
Apply Now
Online Promo: Get a free return flight ticket by spending S$600 in the first 3 months! Valid till 29 Feb 2020.
CIMB logo
Cash Back on Wine & Dine, Petrol & Transport, Travel
10%
Min. spend per month
S$800
Cash Back Cap
S$100
Apply Now
Online Promo: Get a free return flight ticket by spending S$600 in the first 3 months! Valid till 29 Feb 2020.
OCBC logo
Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
6%
Cashback Cap per month
S$80
Min. Spend per month
S$800
Apply Now
UOB logo
Local Spend
S$1 = 1.4 Miles
Overseas Spend
S$1 = 2.4 Miles
Selected Online Hotel and Flight bookings
S$1 = 10 Miles
Apply Now
  • Earn up to 3miles per S$1 spend on Klook bookings (Exclusive to UOB Prvi Miles Cards only)
Get up to $100 Cashback!
Standard Chartered logo
Cash Back on Online Spends in Foreign Currency
3%
Cash Back Cap per month
S$60
Min. Spend per month
S$0
Apply Now
MoneySmart Exclusive: Get up to $100 Cashback! Valid till 31 Mar 2020.
Standard Chartered logo
on Local Spend
S$1 = 1.2 Miles
on Overseas Spend
S$1 = 2 Miles
Promotional Gift
30,000 Miles
Apply Now
Online Promo: Get 30,000 Air Miles Valid till 30 Jun 2020.
  • Bonus of up to 300,000 extra air miles with Priority Banking sign-up
Standard Chartered logo
Local Spend
S$1 = 1.4 Miles
Overseas Spend
S$1 = 3 Miles
Welcome Gift
35,000 Miles
Read More
HSBC logo
on Online, Dining and Entertainment
S$1= 5X Points
on All Other Spend
S$1= 1X Point
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles
Apply Now
Online Promo: Get a Samsonite T5 Spinner (worth S$560) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 31 Mar 2020.
DBS logo
Cashback on Online, Visa Contactless & Transport Spend
Up to 10%
Cash Back Cap per month
S$80
Min. Spend per month
S$600
Apply Now
Online Promo: Enjoy up to S$180 cashback. Valid till 31 Mar 2020.
  • Enjoy 8% rewards on your online spending
DBS logo
at Takashimaya Department Store & Takashimaya Square, B2
S$10 = 2 Taka Points
on All Other Spend at Selected Stores
S$10 = 2 Taka Points
converted from 100 Taka Points
S$30 Vouchers
Apply Now
UOB logo
Cash Back on Grab
Up to 10%
Cash Back Cap per quarter
S$300
Min. Spend per month
S$2000
Apply Now
Citibank logo
Cash Back at Selected Grocery Stores
5%
Cash Back Cap per year
S$600
Min. Spend per month
S$300
Apply Now
CIMB logo
Unlimited cashback on Wine & Dine, Entertainment & Recreation, Automobile and DFS purchases
2%
Min. spend per month
S$0
Cash Rebate cap
Unlimited
Apply Now
CIMB logo
Unlimited cashback on Travel, Overseas & Online Spend in Foreign Currency
2%
Min. spend per month
S$2,000
Cash Rebate cap
Unlimited
Apply Now
POSB logo
Cash Rebates for everyday essentials
Up to 15%
Cash Rebates cap per month
Up to S$80
Min. Spend per month
S$800
Apply Now
Online Promo: Enjoy S$120 cashback Valid till 31 Mar 2020.
  • Enjoy 8% rewards on your online spending
DBS logo
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Bus, MRT and Taxi rides
S$1 = 4 Miles
Apply Now
Online Promo: Get up to 38,000 Miles Valid till 31 Mar 2020.
  • Enjoy 8% rewards on your online spending
Standard Chartered logo
on Foreign Currency Spend
S$1= 10X Points
on Local Dining Spend
S$1= 5X Points
Rewards to Miles Conversion
1 Point = 0.29 Miles
Apply Now
MoneySmart Exclusive: Get up to $100 Cashback! Valid till 31 Mar 2020.
OCBC logo
on Selected Travel and Hotel Partners
S$1 = 8 Miles
on Overseas spend
S$1 = 4 Miles
on Local spend
S$1 = 1.2 Miles
Apply Now
HSBC logo
Cash Back on Dining, Groceries, Petrol
5%
Cash Back Cap per quarter
S$250
Min. Spend per month, per quarter
S$600
Apply Now
Online Promo: Get a Samsonite T5 Spinner (worth S$560) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 31 Mar 2020.
Standard Chartered logo
on All Spend when you open a SCB Current Account
S$1 = 2X Points
on All Other Spend
S$1 = 1X Point
Rewards to Miles Conversion
1 Point = 0.4 Miles
Read More
DBS logo
on Online Spend
S$5 = 5X Points
on All Other Spend
S$5 = 1X Point
Rewards to Miles Conversion
1 Point = 2 Miles
Apply Now
Online Promo: Enjoy S$120 cashback Valid till 31 Mar 2020.
  • Enjoy 8% rewards on your online spending
UOB logo
Cash Back at Selected Grocery Stores
Up to 8%
Cash Back Cap per month
S$50
Min. Spend per month
S$800
Apply Now
OCBC logo
Cash Back on Online Spend
6%
Cash Back Cap per month
S$60
Min. Spend per month on Offline Purchases
S$300
Apply Now
DBS logo
on Online Spend
S$5 = 10X Points
on All Other Spend
S$5 = 1X Points
Rewards to Miles Conversion
1 Point = 2 Miles
Apply Now
Online Promo: Enjoy S$120 cashback Valid till 31 Mar 2020.
  • Enjoy 8% rewards on your online spending
OCBC logo
on Online, Offline, Local and Overseas spend
S$1 = 10 OCBC$
with 18,000 OCBC$
S$50 Titanium cash
Rewards to Miles Conversion
10 OCBC$ = 4 Miles
Apply Now
OCBC logo
on Online, Offline, Local and Overseas spend
S$1 = 10 OCBC$
with 18,000 OCBC$
S$50 Titanium cash
Rewards to Miles Conversion
10 OCBC$ = 4 Miles
Apply Now
ICBC logo
Cash Back on Local Spend
1.5%
Cash Back on Overseas Spend
3%
Annual Fee Waiver
3 years
Apply Now
Online Promo: Free Worldwide VIP Lounge Access! Valid till 31 Dec 2020.
ICBC logo
Cash Back on All Spend
1.6%
Spend per month
S$0
Cash Back Cap
Unlimited
Apply Now
Online Promo: Free Worldwide VIP Lounge Access! Valid till 31 Dec 2020.
UOB logo
on Online, Grab, Dining and Entertainment spend
Up to 8%
Cash Back Cap per month
Up to S$80
Min. Spend per month
S$600
Apply Now
UOB logo
on One Category
S$5 = 10X UNI$
on All Other Spend
S$5 = 1X UNI$
Rewards to Miles Conversion
1 UNI$ = 2 Miles
Apply Now
DBS logo
on All Local Visa Contactless purchases
S$5 = 3X Points
on All Other Spend
S$5 = 1X Points
Rewards to Miles Conversion
1 Point = 2 Miles
Apply Now
  • Enjoy 8% rewards on your online spending
Citibank logo
on Lazada (Valid till 29 Feb 2020)
12X Reward Points
on Dining, Travel, Entertainment & Commute
5X Reward Points
on Everything else, no cap
1X Reward Points
Apply Now
Online Promo: Get S$150 Lazada Vouchers + 1 year LiveUp Membership (worth S$59.90) Valid till 31 Dec 2020.
OCBC logo
Cash Back at FairPrice Stores, Unity and Warehouse Club
Up to 12%
LinkPoints on All Visa Spend outside FairPrice group
0.22%
Min. Spend per month
S$400
Apply Now
OCBC logo
Cash Rebate with Monthly Bill of S$1,000 and above
1%
Cash Rebate Cap per month
S$100
Min. Spend per month
S$0
Apply Now
OCBC logo
Cash Back at FairPrice Stores, Unity and Warehouse Club
7%
LinkPoints on All Visa Spend outside FairPrice group
0.22%
Min. Spend per month
S$500
Apply Now
American Express logo
at participating Platinum EXTRA Partners
S$1.60 = 10 Points
on All Other Spend
S$1.60 = 2X Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
Apply Now
Maybank logo
Cash Back on Groceries, Dining, Transport and Petrol in Singapore & Malaysia
Up to 8%
Cash Rebate on Shopping and Data communication & online TV streaming
Up to 8%
Cash Rebate Cap per month
S$80
Apply Now
Maybank logo
Cash Rebate on petrol spend in Singapore and Malaysia
5%
Cash Rebate on foreign currency spend
1.5%
Cash Rebate cap
Unlimited
Apply Now
Maybank logo
when Man. United wins Premier League
S$1 = 5X Points
Cash Rebate when Man. United wins Premier League
3%
Discount at selected Shopping & Dining
10%
Apply Now
Maybank logo
on Dining, Petrol, Taxi and Hotel Bookings at Agoda
S$1 = 8X Points
on Air Tickets, Travel Packages and Foreign Currency Spend
S$1 = 5X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.5 miles
Apply Now
Maybank logo
Cash Rebate on All Local Spend
1.6%
on Spend in Foreign Currency
S$1 = 2X Points
Min. Spend per month
S$0
Apply Now
Maybank logo
on Dining, Retail & Petrol
S$1 = 10X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.5 miles
Waived for each conversion of points to frequent flyer miles
Conversion Fee
Apply Now
Maybank logo
Cash Rebates on All Local Spend
Up to 3.33%
Cash Rebate on Overseas Spend
0.3%
Cash Rebate Cap per quarter
S$100
Apply Now
Bank of China logo
Local Spend
S$1 = 1.5 Miles
Overseas Spend
S$1 = 3 Miles
Rewards to Miles Conversion
1 Point = 0.33 Miles
Apply Now
HSBC logo
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Welcome Gift
35,000 Miles
Apply Now
Bank of China logo
Rebate on Buses & MRT
20%
Rebate Cap per month
S$80
Min. Spend per month
S$600
Apply Now
Bank of China logo
Cash Back at Sheng Siong
Up to 12%
Cash Back Cap per month
S$90
Min. Spend per month
S$400
Apply Now
Bank of China logo
Savings on petrol transactions at Shell and SPC
Up to 30.7%
Cash Rebate on Zaobao and SPH newspaper subscriptions
20%
Cash Rebate on Dining, Online Purchases and Departmental Stores
10%
Apply Now
Bank of China logo
Cash Back on Dining and Movies
10%
Cash Back per month
S$100
Min. Spend per month
S$800
Apply Now
DBS logo
Cash Back on All Spend
0.3%
Credit Limit per month
S$500
Min. Age Requirement
18
Apply Now
UOB logo
on Online Shopping, Entertainment & Contactless Payments
S$5 = 10X UNI$
on All Other Spend
S$5 = 1X UNI$
Rewards to Miles Conversion
1 UNI$ = 2 Miles
Apply Now
Revolut logo
Monthly Subscription
S$9.99
at mid-market fees
Real-time FX
Supported Currencies
150+
Apply Now
Revolut logo
Monthly Subscription
S$0
at mid-market fees
Real-time FX
Supported Currencies
150+