- Local Spend
- S$1 = 1.2 Miles
- All Foreign Currency Spend including Retail and Online
- S$1 = Up to 2.2 Miles
- Selected Online Hotel Bookings
- S$1 = Up to 10 Miles
[HIGHEST VALUE GIFTS | LUXURY LIFESTYLE LUCKY DRAW]
Get SUPER UPSIZED 6,140 SmartPoints or SUPER UPSIZED S$400 Cash, on top of an EXTRA S$80 Trip.com coupon, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS enjoy additional MoneySmart Exclusive offers!
- Stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) OR a Luxury Yacht Experience (worth S$9,150)! Check out our past Lucky Draw winners here!
- Get a FREE 5GB Eskimo e-SIM (worth S$33.60) from the MoneySmart Eskimo e-SIM Giveaway! No min. spend required!
- Cash Back on Eligible spend
- Up to 1.5%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
[LUXURY WATCH LUCKY DRAW]
Get S$370 Cash via PayNow or earn 5,040 SmartPoints when you apply and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!
- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
[HIGHEST VALUE GIFTS | LUXURY LIFESTYLE LUCKY DRAW]
Get SUPER UPSIZED 6,140 SmartPoints or SUPER UPSIZED S$400 Cash, on top of an EXTRA S$80 Trip.com coupon, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) OR a Luxury Yacht Experience (worth S$9,150) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!
- Cashback on McDonald's, DFI Retail Group, Grab, Shopee, SP and more
- Up to 20%
- Cashback Cap per quarter
- Up to S$500
- Min. Spend per month
- S$500
[RICHEST CASH OFFER IN THE MARKET | UP TO S$450 CASH OR S$556.50 WORTH OF REWARDS!]
MoneySmart Exclusive Flash Deal: Get EXTRA S$100 CASH BONUS when you apply, spend a min. of S$1,000 within 30 days and are the first 5 customers to submit the claim form at 2PM or 9PM daily! T&Cs apply.
UOB Online Promotion: Get an Apple AirPods Pro and AirTag (2 units) worth S$456.50 when you spend a min. of S$1,000 within 30 days and pay the card annual fee OR S$350 Cash Credit when you apply and spend a min. of S$1,000 per month for 2 consecutive months. T&Cs apply.
- on Local Spend
- S$1 = 1.2 miles
- on Foreign Currency Spend
- S$1 = 2.4 Miles
- Travel Insurance coverage, Airport Lounge visits
- Complimentary
[LUXURY WATCH LUCKY DRAW]
Get S$300 Cash via PayNow or 5,040 SmartPoints when you apply and spend a min. of S$1,000 from Card Account Opening Date to end of the following calendar month. T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth over S$17,000) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!
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- on Singapore Airlines, Scoot, KrisShop, Kris+ purchases
- S$1 = 3 Miles
- on dining, food delivery, online shopping, online travel, and transport spend
- S$1 = 3 Miles
- on all other spend
- S$1 = 1.2 Miles
[RICHEST OFFER IN THE MARKET]
MoneySmart Exclusive Flash Deal:Get EXTRA S$100 CASH BONUS when you apply, spend a min. of S$1,000 within 30 days and are the first 5 customers to submit the claim form at 2PM or 9PM daily! T&Cs apply.
UOB Online Promotion: Get up to 31,000 Miles plus first year annual fee of S$196.20 (inc GST) waived when you apply and spend a min. of S$2,000 within 60 days from card approval date. T&Cs apply
- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
[LUXRY WATCH LUCKY DRAW]
Get up to S$280 Cash Rewards* or 2,990 SmartPoints when you apply and spend a minimum of S$500 by the end of the following calendar month. T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth over S$17,000). Check out our past Lucky Draw winners here! T&Cs apply.
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- on Online & Shopping Purchases
- S$1= 10X Points
- for all other purchases
- S$1= 1X Point
- Rewards Conversion
- 10X Points = 4 Miles
[HIGHEST VALUE GIFTS | LUXURY LIFESTYLE LUCKY DRAW]
Get SUPER UPSIZED 6,140 SmartPoints or SUPER UPSIZED S$400 Cash, on top of an EXTRA S$80 Trip.com coupon, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) OR a Luxury Yacht Experience (worth S$9,150) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!
- on Online, Mobile Contactless, Overseas in-store FX spend
- 10% Cashback
- Cash Back Cap per month
- Up to S$80
- Min. Spend per month
- S$800
[RICHEST OFFER IN THE MARKET | UP TO S$690 WORTH OF REWARDS!]
MoneySmart Exclusive Flash Deal: Get EXTRA S$100 CASH BONUS when you apply, spend a min. of S$1,000 within 30 days and are the first 5 customers to submit the claim form at 2PM or 9PM daily! T&Cs apply.
UOB Online Promotion:Get a GoPro (worth S$590) when you apply and spend a min. of S$800 per month for the 3 first consecutive months from their card approval date. T&Cs apply.
- Cash Back on Eligible Spend
- 1.7%
- Min. Spend per month
- S$0
- Cash Back Cap
- Unlimited
[RICHEST OFFER IN THE MARKET | UP TO S$880 WORTH OF REWARDS!]
MoneySmart Exclusive Flash Deal: Get EXTRA S$100 CASH BONUS when you apply, spend a min. of S$1,000 within 30 days and are the first 5 customers to submit the claim form at 2PM or 9PM daily! T&Cs apply.
UOB Online Promotion: Get a Samsonite EVOA Z Spinner 25' Exp Luggage (worth S$730) + S$50 Cashback* when you spend a min. of S$1,000 per month for 2 consecutive months and pay the card annual fee. SMS registration is required. T&Cs apply.
- Local Spend
- S$1 = 1.4 Miles
- Overseas Spend
- S$1 = 2.4 Miles
- Selected Online Hotel and Flight bookings
- S$1 = 6 Miles
[RICHEST OFFER IN THE MARKET]
MoneySmart Exclusive Flash Deal:Get EXTRA S$100 CASH BONUS when you apply, spend a min. of S$1,000 within 30 days and are the first 5 customers to submit the claim form at 2PM or 9PM daily! T&Cs apply.
UOB Online Promotion: Get up to 50,000 Miles (Annual Fee Payable) OR up to 30,000 Miles (Annual Fee Waived - limited to first 50 eligible cardmembers monthly) when you apply and spend a min. of S$1,000 per month, for 2 consecutive months. T&Cs apply.
- Local Spend
- S$1 = 1.4 Miles
- Overseas Spend
- S$1 = 2.4 Miles
- Selected Online Hotel and Flight bookings
- S$1 = 6 Miles
[RICHEST OFFER IN THE MARKET]
MoneySmart Exclusive Flash Deal:Get EXTRA S$100 CASH BONUS when you apply, spend a min. of S$1,000 within 30 days and are the first 5 customers to submit the claim form at 2PM or 9PM daily! T&Cs apply.
UOB Online Promotion: Get up to 50,000 Miles (Annual Fee Payable) OR up to 30,000 Miles (Annual Fee Waived - limited to first 50 eligible cardmembers monthly) when you apply and spend a min. of S$1,000 per month, for 2 consecutive months. T&Cs apply.
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- Base Earn Rate
- S$5 = 1X UNI$ (or 2 miles)
- Category of Choice
- S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
- Min. Spend
- S$0
[MONEYSMART EXCLUSIVE FLASH DEAL]
Enjoy the RICHEST OFFER in the market with a S$100 CASH BONUS when you apply, spend a min. of S$1,000 within 30 days and are the first 5 customers to submit the claim form at 2PM or 9PM daily! T&Cs apply.
- for every S$1.60 spent
- Earn 2 Membership Rewards® points
- for every S$1.60 spent with 10Xcelerator by Membership Rewards®
- Earn 20 Membership Rewards® points
- on Membership Rewards® Points
- No Expiry Date
• New to American Express Card Members can get up to
• Existing Card Members can get up to
- Local Spend
- S$1 = 1.2 Miles
- Overseas Spend
- S$1 = 2 Miles
- on Eligible Grab transaction, capped at $200 per month
- S$1 = 3.2 Miles
• New to American Express Card Members can get up to
• Existing Card Members can get up to
T&Cs apply.
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- Cash Back on Groceries, Petrol & Private Commute
- Up to 8%
- Total Cash Back Cap, per month
- S$80
- at Caltex, Shell & Esso
- Up to 23.64% savings
[HIGHEST VALUE GIFTS | LUXURY LIFESTYLE LUCKY DRAW]
Get SUPER UPSIZED 6,140 SmartPoints or SUPER UPSIZED S$400 Cash, on top of an EXTRA S$80 Trip.com coupon, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) OR a Luxury Yacht Experience (worth S$9,150) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!
- Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
- 6%*
- Annual Fee
- S$0
- Minimum Spend
- S$0
[LUXURY WATCH LUCKY DRAW]
Get S$200 Cash via PayNow or 2,990 SmartPoints when you apply and spend a min. of S$500 in eligible transactions within 30 days from card approval date. T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!
- Local Spend
- S$1 = 1.1 Miles
- Overseas Spend during June and December, with no cap
- S$1 = 2 Miles
- on Eligible Grab transactions, capped at $200 per calendar month
- S$1 = 3.1 Miles
New to American Express Card Members can get up to
T&Cs apply.
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- on up to $5,000 spend in the first 6 months for new Card Members.
- 3.0% Cashback
- all subsequent eligible purchases
- 1.5% Cashback
- Cash Back Cap
- Unlimited
[MoneySmart Exclusive Offer]
Get S$120 Cash via PayNow when you apply for an American Express True Cashback Card and spend a min. of S$250 per month in Qualifying Spends for 3 consecutive months from Card approval. T&Cs apply.
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- for every full S$1.60 spend at participating Platinum 10Xcelerartor Partners
- 10 Membership Rewards Points
- for every full S$1.60 spend on All Other Spend
- 2 Membership Rewards Points
- Rewards to Miles Conversion
- 1 Point = 0.55 Miles
New to American Express cardholders can get S$300 cashback* from AMEX (in the form of Statement Credits) when you pay the card's annual fee and spend a min. of S$1,000 within the first month of card approval.
Existing cardholders can get S$200 cashback* from AMEX (in the form of Statement Credits) when you pay the card's annual fee and spend a min. of S$1,000 within first month of card approval.
Additionally, earn 1,250 Membership Rewards® points based on the S$1,000 spent above. T&Cs apply.
