- Base Earn Rate
- S$5 = 1X UNI$ (or 0.4 miles per S$1)
- Category of Choice
- S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
- Min. Spend
- S$0
Get an Apple Watch SE (worth S$349) or S$50 Cash for new-to-card applicants when you apply and spend a min. of S$1,000 within 30 days from card approval date. T&Cs apply.

- Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
- 5%
- with min. spend of $1,600 per month
- Unlock up to $160 Cashback
- with min. spend of $800 per month
- $80 Cashback per month
Get S$150 Cash or 1,960 SmartPoints for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval.
Plus stand to get an additional Sony PlayStation 5 (SLIM) Digital (worth S$669) on top of your baseline gift! T&Cs apply.

- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
Score Upsized 7,460 SmartPoints if you’re one of the first 10 to submit your claim at 2pm or 9pm daily! All others still enjoy S$370 Cash or 5,040 SmartPoints, and a bonus S$50 Cash when you spend monthly for 3 consecutive months.
Stand to win lucky draw prizes like a Panerai Quaranta 40mm PAM01572 (worth S$8,500) or S$5,000 Cash or an Apple 14" MacBook Pro (worth S$2,199) on top of your baseline gift when you sign up through MoneySmart! T&Cs apply.

- Cash Back at McDonald's & Grabfood
- Up to 10%
- Cashback Cap per quarter
- Up to S$500
- Min. Spend per month
- S$500
Get an Apple Watch SE (worth S$349) or S$50 Cash for new-to-card applicants when you apply and spend a min. of S$1,000 within 30 days from card approval date. T&Cs apply.
[UOB Online Promotion]
Get S$350 Cash Credit for first 200 new-to-UOB credit card customers in May 2025 who successfully apply for an eligible UOB Credit Card and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date. T&Cs apply.

- on all spends
- 1.5% Cashback
- Cashback Cap per month
- Unlimited
- Min Spend per month
- S$0
Get S$350 Cash via PayNow or earn 4,000 SmartPoints when you apply and spend S$800 within 30 days from card approval date! T&Cs apply.

- on eligible transactions
- Earn 1.6% Cashback
- Min. Spend
- S$0
- Cashback Cap
- Unlimited
Get S$150 Cash or 1,960 SmartPoints for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval.
Plus stand to get an additional Sony PlayStation 5 (SLIM) Digital (worth S$669) on top of your baseline gift! T&Cs apply.

- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
Get S$370 Upsized Cash via PayNow or 5,000 SmartPoints when you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card.
PLUS get S$70 Trip.com Vouchers on top of your baseline gift when you spend and meet the criteria! T&Cs apply.

- on Online & Shopping Purchases
- S$1= 10X Points
- for all other purchases
- S$1 = 1 Point
- Rewards Conversion
- 10X Points = 4 Miles
Score Upsized 7,460 SmartPoints if you’re one of the first 10 to submit your claim at 2pm or 9pm daily! All others still enjoy S$350 Cash or 5,040 SmartPoints, and a bonus S$50 Cash when you spend monthly for 3 consecutive months.
Stand to win lucky draw prizes like a Panerai Quaranta 40mm PAM01572 (worth S$8,500) or S$5,000 Cash or an Apple 14" MacBook Pro (worth S$2,199) on top of your baseline gift when you sign up through MoneySmart! T&Cs apply.

- on up to $5,000 spend in the first 6 months for new Card Members.
- 3.0% Cashback
- all subsequent eligible purchases
- 1.5% Cashback
- Cash Back Cap
- Unlimited
- for spends on Smart Dining
- Up to 10% Bonus Cashback
- selected food merchants
- McDonald's, KFC, Burger King and more
- selected coffee merchants
- Ya Kun, Toast Box, Starbucks and more
Get S$230 Cash via PayNow or 2,990 SmartPoints when you apply and spend S$800 within 30 days from card approval date! T&Cs apply.

- Unlimited Cashback on All Other Spend
- 1%
- Discount on selected restaurants
- Up to 50%
- Discount from dining merchants at hotels
- Up to 20%
[Enjoy up to S$120 worth of Rewards!]
Get S$50 Cash and S$70 Trip.com Voucher when you apply and spend a min of S$108 within 30 days from card approval! T&Cs apply.
PLUS get S$188 cashback from CIMB when you spend a min. of S$988 within 60 days, or S$88 cashback from CIMB when spend a min. of S$108 within the first 30 days! T&Cs apply.

- Cash Back on Dining, including delivery from FoodPanda & Deliveroo
- Up to 6%
- Total Cash Back Cap, per month
- S$80
- Min. Spend to unlock to 6% Cashback
- S$800
Score Upsized 7,460 SmartPoints if you’re one of the first 10 to submit your claim at 2pm or 9pm daily! All others still enjoy S$370 Cash or 5,040 SmartPoints, and a bonus S$50 Cash when you spend monthly for 3 consecutive months.
Stand to win lucky draw prizes like a Panerai Quaranta 40mm PAM01572 (worth S$8,500) or S$5,000 Cash or an Apple 14" MacBook Pro (worth S$2,199) on top of your baseline gift when you sign up through MoneySmart! T&Cs apply.

- Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
- Up to 2%
- Min. spend per month to qualify for 2% Cashback
- S$1,000
- Cash Rebate cap
- Unlimited
[Enjoy up to S$120 worth of Rewards!]
Get S$50 Cash and S$70 Trip.com Voucher when you apply and spend a min of S$108 within 30 days from card approval! T&Cs apply.
PLUS get S$188 cashback from CIMB when you spend a min. of S$988 within 60 days, or S$88 cashback from CIMB when spend a min. of S$108 within the first 30 days! T&Cs apply.

- Cash Back on Beauty & Wellness, Online Shopping, Groceries
- Up to 10%
- Min. spend per month to qualify for the 10% Cash Back
- S$800
- Cash Back Cap per month
- S$100
[Enjoy up to S$120 worth of Rewards!]
Get S$50 Cash and S$70 Trip.com Voucher when you apply and spend a min of S$108 within 30 days from card approval! T&Cs apply.
PLUS get S$188 cashback from CIMB when you spend a min. of S$988 within 60 days, or S$88 cashback from CIMB when spend a min. of S$108 within the first 30 days! T&Cs apply.

- at all Restaurants in Singapore & Malaysia
- Up to 8% Cashback
- on Fast Food & Food Delivery
- Up to 8% Cashback
- Cashback Per Month
- Up to S$150
- Discounts at Selected Luxury Hotels
- Up to 50%
- Discounts at Selected Restaurants
- Up to 50%
- at Select Rooftop Bars and Nightclubs
- 1 Free Drink
Additionally, earn 1,250 Membership Rewards® points based on the S$1,000 spent above. T&Cs apply.
- on your preferred category
- Up to 15% Cashback
- on all other eligible spend
- Unlimited 1% Instant Cashback
- FX Fees
- 0%
- on Shopping & Transport Spend
- Up to 6% cashback
- Min Spend
- S$800
- Cashback Cap
- Up to S$70
- with Love Dining at selected Restaurants
- Up to 50% savings
- on a range of delectable cuisines with Love Dining @ Restaurants by Platinum
- Up to 50% savings
- every year to use at over 2,000 restaurants locally and around the world
- Enjoy $400 Global Dining Credits
- Base Cashback
- 1.5%
- Cashback when you spend more than S$2,000
- 2.5%
- Cashback Cap per month
- S$70
Get S$370 Upsized Cash via PayNow or 5,000 SmartPoints when you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card.
PLUS get S$70 Trip.com Vouchers on top of your baseline gift when you spend and meet the criteria! T&Cs apply.
