Compare the Best Credit Cards in Singapore 2020

Looking for the best credit cards in Singapore? Compare and find your ideal card with MoneySmart’s easy-to-use credit card comparison tool. read more
We found 67 Credit Cards for you!
Sponsored
Citibank logo
Earn Miles That Don't Expire
Local Spend
S$1 = Up to 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = 2 Miles
Selected Online Hotel and Flight bookings
S$1 = Up to 10 Miles
Apply Now
Standard Chartered logo
MoneySmart Exclusive
Unlimited Cashback
Cash Back on eligible spend
Up to 1.5%
Min. Spend per month
$0
Cash Back Cap
Unlimited
Apply Now
MoneySmart Exclusive: Hari Raya Promo: Win a Nintendo Switch, iPhone 11 & more! Applicable to new cardholders only. Valid till 31 May 2020.
Citibank logo
Cashback on Dining, Groceries & Grab
Cash Back on Dining, Groceries & Petrol
8%
Cash Back Cap per category, per month
S$25
Min. Spend per month
S$888
Apply Now
Citibank logo
Earn Points for Online Spending
on Online Spend*
S$1= 10X Points
on Shopping Spend
S$1= 10X Points
on All Other Spend
S$1 = 1 Point
Apply Now
HSBC logo
Cashback on Big Expenses
Cash Back on All Spend
Up to 3.5%
Cash Back Cap per month
S$125
Min. Spend per month
S$0
Apply Now
Online Promo: Get a Samsonite Prestige 69cm Spinner Exp (worth S$670) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 30 Jun 2020.
Standard Chartered logo
MoneySmart Exclusive
No Minimum Spend for Cashback
Cash Back on Online Spends in Foreign Currency
3%
Cash Back Cap per month
S$60
Min. Spend per month
S$0
Apply Now
MoneySmart Exclusive: Hari Raya Promo: Win a Nintendo Switch, iPhone 11 & more! Applicable to new cardholders only. Valid till 31 May 2020.
UOB logo
Cash Back on Grab and Daily Essentials
Up to 10%
Cash Back Cap per quarter
S$300
Min. Spend per month
S$2000
Apply Now
Online Promo: Up to S$230 cash credit when you apply now! Applicable to new-to-card customers only Valid till 30 Jun 2020.
UOB logo
MoneySmart Exclusive
Local Spend
S$1 = 1.4 Miles
Overseas Spend
S$1 = 2.4 Miles
Selected Online Hotel and Flight bookings
S$1 = 6 Miles
Apply Now
MoneySmart Exclusive: Get $100 Cash Credit when you apply through MoneySmart! Valid till 31 May 2020.
HSBC logo
Cashback for Family Spending
Cash Back on Dining, Groceries, Petrol
5%
Cash Back Cap per quarter
S$250
Min. Spend per month, per quarter
S$600
Apply Now
Online Promo: Get a Samsonite Prestige 69cm Spinner Exp (worth S$670) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 30 Jun 2020.
HSBC logo
Earn Points for Everyday Spending
on Online, Dining and Entertainment
S$1= 5X Points
on All Other Spend
S$1= 1X Point
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles
Apply Now
Online Promo: Get a Samsonite Prestige 69cm Spinner Exp (worth S$670) OR S$150 Cash Back with min. spend of $800 in first month of card approval + S$20 worth of Grab rides! Valid till 30 Jun 2020.
OCBC logo
High Spend on Dining
Cashback on Everyday Dining
6%
Cashback Cap per month
S$80
Min. Spend per month
S$800
Apply Now
American Express logo
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.1 Miles
Apply Now
Online Promo: Get up to 32,000 KrisFlyer miles when you apply and spend! Valid till 30 Jun 2020.
American Express logo
Unlimited Cashback
Cash Back on All Spend
1.5%
Cash Back Cap
Unlimited
Min. Spend per month
S$0
Apply Now
Online Promo: Receive S$60 CapitaVouchers when you apply and spend! Valid till 30 Jun 2020.
HSBC logo
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Welcome Gift
35,000 Miles
Apply Now
Citibank logo
No Minimum Spend for Cashback
Cash Back at Selected Grocery Stores
5%
Cash Back Cap per year
S$600
Min. Spend per month
S$300
Apply Now
Standard Chartered logo
MoneySmart Exclusive
Earn Points on Dining & Travel
on Foreign Currency Spend
S$1= 10X Points
on Local Dining Spend
S$1= 5X Points
Rewards to Miles Conversion
1 Point = 0.29 Miles
Apply Now
MoneySmart Exclusive: Hari Raya Promo: Win a Nintendo Switch, iPhone 11 & more! Applicable to new cardholders only. Valid till 31 May 2020.
Citibank logo
on Lazada
10X Reward Points
on Dining, Travel, Entertainment & Commute
5X Reward Points
on Everything else, no cap
1X Reward Points
Apply Now
Promotion: Get S$150 Lazada Vouchers Valid till 31 Dec 2020.
American Express logo
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.2 Miles
Apply Now
Online Promo: Get up to 33,000 KrisFlyer miles when you apply and spend! Valid till 30 Jun 2020.
UOB logo
Earn Miles on Everyday Spending
on Singapore Airlines, SilkAir, Scoot and KrisShop
S$1 = 3 Miles
on dining, food delivery, online shopping and travel, and transport spend
S$1 = 3 Miles
on all other spend
S$1 = 1.2 Miles
Apply Now
Online Promo: Up to S$230 cash credit when you apply now! Applicable to new-to-card customers only Valid till 30 Jun 2020.
UOB logo
High Miles Earn Rate
Local Spend
S$1 = 1.4 Miles
Overseas Spend
S$1 = 2.4 Miles
Selected Online Hotel and Flight bookings
S$1 = 6 Miles
Apply Now
Online Promo: Up to S$230 cash credit when you apply now! Applicable to new-to-card customers only Valid till 30 Jun 2020.
UOB logo
Local Spend
S$1 = 1.4 Miles
Overseas Spend
S$1 = 2.4 Miles
Selected Online Hotel and Flight bookings
S$1 = 6 Miles
Apply Now
Online Promo: Up to S$230 cash credit when you apply now! Applicable to new-to-card customers only Valid till 30 Jun 2020.
Standard Chartered logo
Frequent Travellers
on Local Spend
S$1 = 1.2 Miles
on Overseas Spend
S$1 = 2 Miles
Promotional Gift
30,000 Miles
Apply Now
Online Promo: Get 30,000 Air Miles Valid till 30 Jun 2020.
DBS logo
Online Shopping & PayWave
Cashback on Online, Visa Contactless
Up to 10%
Cash Back Cap per month
S$80
Min. Spend per month
S$1000
Apply Now
Online Promo: Get AirPods or S$200 cashback when you apply online and spend! Valid till 30 Jun 2020.
POSB logo
No Minimum Spend for Cashback
Cash Rebates for everyday essentials
Up to 15%
Cash Rebates cap per month
Up to S$80
Min. Spend per month
No Minimum
Apply Now
Online Promo: Get AirPods or S$200 cashback when you apply online and spend! Valid till 30 Jun 2020.
OCBC logo
Earn Miles That Don't Expire
Cash Back on Eligible Spend
1.2%
on Overseas spend
S$1 = 2.1 Miles
on Local spend
S$1 = 1.2 Miles
Apply Now
DBS logo
Earn Miles That Don't Expire
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Bus, MRT and Taxi rides
S$1 = 4 Miles
Apply Now
Online Promo: Get AirPods or S$200 cashback or 38,000 miles when you apply online and spend! Valid till 30 Jun 2020.
Standard Chartered logo
Card + Current Account Bundle
on All Spend when you open a SCB Current Account
S$1 = 2X Points
on All Other Spend
S$1 = 1X Point
Rewards to Miles Conversion
1 Point = 0.4 Miles
Read More
DBS logo
Online Shopping
on Online Spend
S$5 = 5X Points
on All Other Spend
S$5 = 1X Point
Rewards to Miles Conversion
1 Point = 2 Miles
Apply Now
Online Promo: Get AirPods or S$200 cashback when you apply online and spend! Valid till 30 Jun 2020.
DBS logo
Frequent Shoppers at Takashimaya
at Takashimaya Department Store & Takashimaya Square, B2
S$10 = 2 Taka Points
on All Other Spend at Selected Stores
S$10 = 2 Taka Points
converted from 100 Taka Points
S$30 Vouchers
Apply Now
UOB logo
Cash Back at Selected Grocery Stores
Up to 8%
Cash Back Cap per month
S$50
Min. Spend per month
S$800
Apply Now
Online Promo: Up to S$230 cash credit when you apply now! Applicable to new-to-card customers only Valid till 30 Jun 2020.
OCBC logo
Cash Back on Online Spend
6%
Cash Back Cap per month
S$60
Min. Spend per month on Offline Purchases
S$300
Apply Now
Citibank logo
Earn Miles That Don't Expire
Local Spend
S$1 = Up to 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = Up to 1.2 Miles
Selected Online Hotel and Flight bookings
S$1 = Up to 10 Miles
Apply Now
DBS logo
on Online Spend
S$5 = 10X Points
on All Other Spend
S$5 = 1X Points
Rewards to Miles Conversion
1 Point = 2 Miles
Apply Now
Online Promo: Get AirPods or S$200 cashback when you apply online and spend! Valid till 30 Jun 2020.
OCBC logo
on Online, Offline, Local and Overseas spend
S$1 = 10 OCBC$
with 18,000 OCBC$
S$50 Titanium cash
Rewards to Miles Conversion
10 OCBC$ = 4 Miles
Apply Now
OCBC logo
on Online, Offline, Local and Overseas spend
S$1 = 10 OCBC$
with 18,000 OCBC$
S$50 Titanium cash
Rewards to Miles Conversion
10 OCBC$ = 4 Miles
Apply Now
UOB logo
on Online, Grab, Dining and Entertainment spend
Up to 10%
Cash Back Cap per month
Up to S$80
Min. Spend per month
S$600
Apply Now
Online Promo: Up to S$230 cash credit when you apply now! Applicable to new-to-card customers only Valid till 30 Jun 2020.
UOB logo
on One Category
S$5 = 10X UNI$
on All Other Spend
S$5 = 1X UNI$
Rewards to Miles Conversion
1 UNI$ = 2 Miles
Apply Now
Online Promo: Up to S$230 cash credit when you apply now! Applicable to new-to-card customers only Valid till 30 Jun 2020.
DBS logo
on All Local Visa Contactless purchases
S$5 = 3X Points
on All Other Spend
S$5 = 1X Points
Rewards to Miles Conversion
1 Point = 2 Miles
Apply Now
OCBC logo
Cash Back at FairPrice Stores, Unity and Warehouse Club
Up to 12%
LinkPoints on All Visa Spend outside FairPrice group
0.22%
Min. Spend per month
S$400
Apply Now
OCBC logo
Cash Rebate with Monthly Bill of S$1,000 and above
1%
Cash Rebate Cap per month
S$100
Min. Spend per month
S$0
Apply Now
OCBC logo
Cash Back at FairPrice Stores, Unity and Warehouse Club
7%
LinkPoints on All Visa Spend outside FairPrice group
0.22%
Min. Spend per month
S$500
Apply Now
American Express logo
at participating Platinum EXTRA Partners
S$1.60 = 10 Points
on All Other Spend
S$1.60 = 2X Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
Apply Now
Online Promo: Get up to 50,000 Membership Rewards when you apply and spend! Valid till 30 Jun 2020.
Maybank logo
Cash Back on Groceries, Dining, Transport and Petrol in Singapore & Malaysia
Up to 8%
Cash Rebate on Shopping and Data communication & online TV streaming
Up to 8%
Cash Rebate Cap per month
S$80
Apply Now
Online Promo: Get S$100 Cash Credit with Maybank Credit Cards and CreditAble! Valid till 31 Dec 2020.
Maybank logo
Cash Rebate on petrol spend in Singapore and Malaysia
5%
Cash Rebate on foreign currency spend
1.5%
Cash Rebate cap
Unlimited
Apply Now
Online Promo: Get S$100 Cash Credit with Maybank Credit Cards and CreditAble! Valid till 31 Dec 2020.
Maybank logo
when Man. United wins Premier League
S$1 = 5X Points
Cash Rebate when Man. United wins Premier League
3%
Discount at selected Shopping & Dining
10%
Apply Now
Online Promo: Get S$100 Cash Credit with Maybank Credit Cards and CreditAble! Valid till 31 Dec 2020.
Maybank logo
on Dining, Petrol, Taxi and Hotel Bookings at Agoda
S$1 = 8X Points
on Air Tickets, Travel Packages and Foreign Currency Spend
S$1 = 5X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.5 miles
Apply Now
Online Promo: Get S$100 Cash Credit with Maybank Credit Cards and CreditAble! Valid till 31 Dec 2020.
Maybank logo
Cash Rebate on All Local Spend
1.6%
on Spend in Foreign Currency
S$1 = 2X Points
Min. Spend per month
S$0
Apply Now
Online Promo: Get S$100 Cash Credit with Maybank Credit Cards and CreditAble! Valid till 31 Dec 2020.
Maybank logo
on Dining, Retail & Petrol
S$1 = 10X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.5 miles
Waived for each conversion of points to frequent flyer miles
Conversion Fee
Apply Now
Maybank logo
Cash Rebates on All Local Spend
Up to 3.33%
Cash Rebate on Overseas Spend
0.3%
Cash Rebate Cap per quarter
S$100
Apply Now
Online Promo: Get S$100 Cash Credit with Maybank Credit Cards and CreditAble! Valid till 31 Dec 2020.
American Express logo
for first S$16,000 spent at participating Platinum EXTRA Partners
S$1.60 = 20 Points
to the Tower Club, Pall Mall London, and more
Exclusive Access
Rewards to Miles Conversion for Singapore Airlines and more
1 Point = 0.625 Miles
Apply Now
Online Promo: Welcome Offer! Valid till 31 Jul 2020.
Revolut logo
Monthly Subscription
S$9.99
at mid-market fees
Real-time FX
Supported Currencies
150+
Apply Now
Revolut logo
Monthly Subscription
S$0
at mid-market fees
Real-time FX
Supported Currencies
150+
Apply Now
ICBC logo
Cash Back on All Spend
1.6%
Spend per month
S$0
Cash Back Cap
Unlimited
Read More
Online Promo: Free Worldwide VIP Lounge Access! Valid till 31 Dec 2020.
Bank of China logo
Local Spend
S$1 = 1.5 Miles
Overseas Spend
S$1 = 3 Miles
Rewards to Miles Conversion
1 Point = 0.33 Miles
Read More
Bank of China logo
Rebate on Buses & MRT
20%
Rebate Cap per month
S$80
Min. Spend per month
S$600
Read More
ICBC logo
Cash Back on Local Spend
1.5%
Cash Back on Overseas Spend
3%
Annual Fee Waiver
3 years