- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
[FLASH DEAL | UP TO S$437*]
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) when you apply and spend S$800! PLUS get additional S$88 CASH BONUS when you are the first 10 to submit the claim at 2pm or 9pm daily! T&Cs apply.
HSBC Live Your Adventure: Sure-Win Spin with more than 30,000 gifts up for grabs! From 13 January to 13 April 2025, stand to win free trips to London, Tokyo or Bali, Samsonite Luggage, S$200 GrabGifts vouchers, cashback and other exciting prizes! T&Cs apply.
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- Cashback on McDonald's, DFI Retail Group, Grab, Shopee, SP and more
- Up to 20%
- Cashback Cap per quarter
- Up to S$500
- Min. Spend per month
- S$500
[FLASH DEAL]
Get UPSIZED S$188 Cash via PayNow when you apply, spend a min. of S$1,000 within the first month! T&Cs apply.
UOB Online Promotion: Enjoy up to 20% cashback on daily favourites like: Shopee, Grab, McDonald's, SimplyGo & DFI Retail Group, when you are a new-to-UOB credit card customer and meet the relevant minimum spend criteria! T&Cs apply.
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- Base Cashback
- 1.5%
- Cashback when you spend more than S$2,000
- 2.5%
- Cashback Cap per month
- S$70
[FLASH DEAL | UP TO S$437*]
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) when you apply and spend S$800! PLUS get additional S$88 CASH BONUS when you are the first 10 to submit the claim at 2pm or 9pm daily! T&Cs apply.
HSBC Live Your Adventure: Sure-Win Spin with more than 30,000 gifts up for grabs! From 13 January to 13 April 2025, stand to win free trips to London, Tokyo or Bali, Samsonite Luggage, S$200 GrabGifts vouchers, cashback and other exciting prizes! T&Cs apply.
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- on Shopping & Transport Spend
- Up to 6% cashback
- Cashback Cap
- Up to S$70
- Min. Spend per month
- S$800
- on Online, Mobile Contactless, Overseas in-store FX spend
- 10% Cashback
- Cash Back Cap per month
- Up to S$80
- Min. Spend per month
- S$800
[FLASH DEAL]
Get UPSIZED S$188 Cash via PayNow when you apply, spend a min. of S$1,000 within the first month! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints, which you can use to redeem an Apple 10.9-inch iPad 10th Gen Wi-Fi (64GB) (worth S$499) from our Rewards Store today!
- on spends above S$1,500 on Bonus Categories
- 10% Bonus Cashback
- on spends above S$800 on Bonus Categories
- 8% Bonus Cashback
- on spends below S$400 on Bonus Categories
- 4% Bonus Cashback
Get S$230 Cash via PayNow or 2,990 SmartPoints when you meet the spend criteria. T&Cs apply. And stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier Lucky Draw! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints. That’s a total of 9,130 SmartPoints, which you can use to redeem the LATEST Apple iPad Mini Wi-Fi 128GB (worth S$699) from our Rewards Store today!
- Cashback on Fuel Spends
- 6%
- Cashback on Everyday Dining
- 5%
- with min. spend of $1,600 per month
- Unlock up to $160 Cashback
Earn 1,265 SmartPoints or S$100 Cash via PayNow when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
Use 1,265 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple AirPods 4 at only S$170 on top of your earned SmartPoints.
- Cash Back on Beauty & Wellness, Online Shopping, Groceries
- 10%
- Min. spend per month to qualify for the 10% Cash Back
- S$800
- Cash Back Cap per month
- S$100
PLUS receive S$30* eCapitaVoucher(s). T&Cs apply.
- Unlimited cashback on Travel, Overseas & Online Spend in Foreign Currency
- 2%
- Min. spend per month
- S$2,000
- Cash Rebate cap
- Unlimited
PLUS receive S$30* eCapitaVoucher(s). T&Cs apply.
- on Agoda accommodations worldwide
- S$1 = Up to 7 Miles
- on Foreign Currency Spend
- S$1 = 2.1 Miles
- on Local Spend
- S$1 = 1.3 Miles
Earn 1,265 SmartPoints or S$100 Cash via PayNow when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
Use 1,265 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple AirPods 4 at only S$170 on top of your earned SmartPoints.
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- Cashback on Local & Foreign Spend
- Up to 3.33%
- Min. Spend per month
- S$300
- Cashback Cap per quarter when you spend S$300 per month
- S$30
- Cash Back
- Up to 10%
- Cash Back Cap per month
- S$100
- Min. Total Spend per month
- S$800
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- savings on groceries and food
- Up to 21%
- petrol savings (on Caltex and Esso)
- Up to 20%
- FX Fees
- 0%
- Cashback on All Local Spend
- 1.6%
- Cashback Cap
- Unlimited
- Min. Spend per month
- S$0
- Cashback on McDonald's, Starbucks, Entertainment & More
- Up to 5%
- on selected Eco-Eateries, Retailers and Transport Services
- Additional 5% Green Cashback
- on All Other Spend
- 0.3% Cashback
- when Man. United win a Premier League match
- Up to 3% Cashback
- on All Spends
- 1% Unlimited Cashback
- Min. Spend per month
- S$0
- on Online Spend on Travel, Shopping & Dining
- S$1 = 10X Points
- on All Other Spend
- S$1 = 1X Point
- for every 10 Points
- Earn 4 Miles
[FLASH DEAL | UP TO S$437*]
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) when you apply and spend S$800! PLUS get additional S$88 CASH BONUS when you are the first 10 to submit the claim at 2pm or 9pm daily! T&Cs apply.
HSBC Live Your Adventure: Sure-Win Spin with more than 30,000 gifts up for grabs! From 13 January to 13 April 2025, stand to win free trips to London, Tokyo or Bali, Samsonite Luggage, S$200 GrabGifts vouchers, cashback and other exciting prizes! T&Cs apply.
- on eligible Entertainment Spend
- Earn 4.7% Bonus Citi Rebate
- on M1 Telco Bill Charges
- Enjoy 2.7% Bonus Citi M1 Rebate
- on in-store purchases at M1 Shops
- Enjoy 2.7% Bonus Citi M1 Rebate
[CNY WHO, WHERE, HUAT 🧧 | UP TO S$458 CASH🧧]
Get S$370 Cash or 6,140 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) in as fast as 5 weeks when you spend S$500 within 30 days.
PLUS get EXTRA S$88 Cash when you spot the correct number of Snakes in the Who, Where, Huat challenge! T&Cs apply.
- on Foreign Currency Spend
- S$1 = 8% cash rebate
- on Online & Contactless Spend in SGD
- S$1 = 6% cash rebate
- on All Other Spend
- S$1 = 0.3% cash rebate
