UOB YOLO Credit Card

Updated October 2018

Up to 18%on Online Spend
Up to S$80Cash Back Cap per month
S$600Min. Spend per month
UOB YOLO Credit Card

UOB YOLO Credit Card

Key features
Key features
  • 18% cash rebate on online spend, All Week Grab, Dining and Entertainment for new Cardmembers
  • 8% cash rebate on weekend Grab, Dining and Entertainment and 3% for weekday for existing Cardmembers
  • 3% cash rebate on Online Travel and Online Fashion
  • 1-for-1 Dining Deals at over 50 merchants islandwide
  • Kickstart your investment journey with the Young Professionals Solution by pairing with your YOLO Credit Card and UOB One Account where you can earn up to 3.33% p.a. deposit interest rate
  • Up to 13% off at Expedia, Agoda, and free travel insurance coverage (up to S$500,000)
Cash back
Cash Back
Excellent
  • Enjoy bonus 10% cashback on all online spend till 31 Dec 2018
  • Up to 8% cashback on Grab, Dining and Entertainment (8% cashback for weekend Grab, Dining and Entertainment and 3% cashback for weekday Grab, Dining, and Entertainment for up to 18% cashback)
  • 3% cash back on Online Travel and Fashion (for up to 13% cashback)
  • Minimum spend: S$600
  • Total cash back cap: S$80 per month. S$80 cash back consists of S$60 base cash back and S$20 bonus cash back
  • 1 year principal card fee waiver; no annual fees for first supplementary card
  • Minimum spend of S$600 per statement month for 8% and 3% cash back, otherwise 0.3% cash back earned on all spend
Online shopping
Online Shopping
Excellent
  • Up to 18% cashback on online spend (up to 8% cashback on Grab, Dining and Entertainment + bonus 10% online cashback)
  • Up to 33% off at ZALORA, ezbuy, Qoo10 and more
  • Up to 23% off at Expedia, agoda and more
  • Free Travel Insurance Coverage when you charge your travel tickets to your card (Up to $500,000)
  • 0.3% cash back on all other spend
  • Minimum spend of S$600 per statement month for 8% and 3% cash back, otherwise 0.3% cash back earned on all spend
  • Total cash back cap: S$80 per month. S$80 cash back per month consists of S$60 base cash back and S$20 bonus cash back
Dining
Dining
Excellent
  • Up to 18% cashback on Dining (up to 8% cashback on Dining + bonus 10% online cashback)
  • Enjoy bonus 10% cashback on all online spend till 31 Dec 2018
  • 8% cash back on weekend dining and 3% cash back on weekday dining
  • Get 1-for-1 dining deals at The Line at Shangri-La Hotel Singapore, OverEasy, The White Rabbit and more
  • Minimum spend of S$600 per statement month for 8% and 3% rebate, otherwise 0.3% cash back on all other spend
  • Cashback cap: S$80 per month. S$80 cashback consists of S$60 base cashback and S$20 bonus cashback
Entertainment
Entertainment
Excellent
  • Bonus 10% cashback on all online spend till 31 Dec 2018
  • Up to 18% cashback on Entertainment (up to 8% cashback on weekend Entertainment + bonus 10% online cashback)
  • 3% cashback on weekday Entertainment, Online Travel and Online Fashion
  • Up to 20% cashback at Cathay Cineplexes
  • 0.3% cash back on all other spend
  • Minimum spend of S$600 per statement month for 8% and 3% cash back, otherwise 0.3% cash back earned on all spend
  • Total cash back cap: S$80 per month. S$60 cash back consists of S$60 base cash back and S$20 bonus cash back
Petrol
Petrol
Satisfactory
  • At SPC Stations, up to 20% savings on fuel purchases
  • At Shell Stations, up to 13.6% savings on fuel purchases
    Shopping
    Shopping
    Satisfactory
    • Up to 18% cash back on online spend
    • Up to 15% off at ZALORA, and more
    • Up to 13% off at Expedia, Agoda and more
    • Free Travel Insurance Coverage when you charge your travel tickets to your card (Up to $500,000)
    • 0.3% cash back on all other spend
    • Minimum spend of S$600 per statement month for 8% and 3% rebate, otherwise 0.3% cash back earned on all spend.
    • Total cash back capped at S$80 per month, consisting of S$20 bonus cash back and S$60 base cash back
    Terms
    Terms and conditions
    Interest Rate & Late Payment Fees

    Annual Principal Fee

    $193

    Supplementary Annual Fee

    N/A

    Fee Waiver

    Available

    Interest Free Period

    21 days

    Annual Interest Rate

    25.90%

    Late Payment Fees

    S$90

    Minimum Monthly Repayment

    3% or S$50, whichever is higher

    Foreign Currency Transaction Fee

    2.80%

    Foreign Check Fee

    N/A

    Cash Advance Transaction Fee

    6%

    Overlimit Fee

    $40
    Eligibility

    Singaporean Minimum Income

    $30,000

    Non-Singaporean Minimum Income

    $40,000
    Other

    Card Association

    Visa

    Wireless Payment

    Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay