UOB PRVI MASTERCARD Miles Card
UOB PRVI MASTERCARD Miles Card
- S$1 = 1.4 Miles
- Local Spend
- S$1 = 2.4 Miles
- Overseas Spend
- S$1 = 6 Miles
- Selected Online Hotel and Flight bookings
[RICHEST OFFER IN THE MARKET]
MoneySmart Exclusive Flash Deal:Get EXTRA S$100 CASH BONUS when you apply, spend a min. of S$1,000 within 30 days and are the first 5 customers to submit the claim form at 2PM or 9PM daily! T&Cs apply.
UOB Online Promotion: Get up to 50,000 Miles (Annual Fee Payable) OR up to 30,000 Miles (Annual Fee Waived - limited to first 50 eligible cardmembers monthly) when you apply and spend a min. of S$1,000 per month, for 2 consecutive months. T&Cs apply.
Are you eligible?
MoneySmart Exclusive Flash Deal Promotion is valid from 12-September-2024 to 30-September-2024
UOB Online Promotion is valid from 01-September-2024 to 30-September-2024
Both promotions are only applicable for New-to card holders only
Customers need to apply through MoneySmart to be eligible
What you need to know
MoneySmart Flash Deal: Get S$100 CASH BONUS when you apply, spend a min. of S$1,000 within 30 days from card approval date and are the first 5 customers to submit the claim form at 2PM or 9PM daily! T&Cs apply.
UOB Online Promotion: Get up to 50,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee.T&Cs apply.
OR get up to 30,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly). T&Cs apply.
To register for the UOB Online Promotion: SMS PMAF‹space›last 4 alphanumeric of NRIC/passport to 77862
Spend a min. of S$1,000 in Eligible Transaction per month, for 2 consecutive months to be eligible for the Online Promotion.
Get 45,200 miles: spend min. S$1,000 per month for 2 consecutive months from card approval date AND pay card annual fee
OR get 25,200 miles: spend min. S$1,000 per month for 2 consecutive months AND waive card annual fee
Earn 4,800 miles: With min. overseas spend of S$1,000 per month for 2 consecutive months.
Log into your MoneySmart account and submit a claim by 30th October 2024 in order to qualify for our MoneySmart Exclusive offers.
All Details
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UOB PRVI MasterCard Miles Card Benefits 2024
If you love travelling, and are a miles junkie who enjoys clocking miles in a simple and fuss-free way, this card may be for you as it comes with no cap. Let’s find out if this card is really suitable for your lifestyle and spending needs, as we consider the requirements, pros and cons and more, before you decide to sign up for it.
Pros & Cons
Pros
- 6 miles (UNI$15 per S$5 spend) for every S$1 spent on selected online hotel and flight bookings
- 2.4 miles (UNI$6 per S$5 spend) per S$1 spent overseas
- 1.4 miles (UNI$3.5 per S$5 spend) per S$1 spent locally
- No cap on earned miles
- Annual fee waiver available (first year only)
- Exclusive discounts on SimplyGo transactions and Grab rides
- Complimentary travel insurance (includes Public Conveyance Personal Accident cover of S$500,000 and up to S$50,000 Emergency Medical Evacuation & Repatriation)
- Up to 14% fuel discount at Shell and up to 15% fuel discount at SPC
Cons
- Base interest rate of 27.80%, which is higher than some miles credit cards in the market like HSBC TravelOne and American Express Singapore Airlines Business Credit Card
- Annual fee of $261.60 which is higher than many other miles credit cards in the market like the Standard Chartered Journey Card and HSBC Revolution Card
Compare UOB PRVI MasterCard Miles Card vs. Standard Chartered Journey Card vs. HSBC Revolution Card
As we make a quick comparison of these 3 credit cards, you’ll realise the differences in the key factors including the interest rates, annual fees, minimum annual income requirements and air miles benefits.
Considering that the UOB PRVI Miles Card features the most generous amount of welcome air miles — 50,000 welcome air miles upon annual fee payment and minimum spend requirements, it also charges the highest annual fee among these 3 cards.
Moreover, the UOB PRVI Miles Card boasts above-average earning rates, providing 1.4 miles per dollar spent locally and 2.4 miles per dollar spent overseas and promotional rates for Expedia and Agoda which entails a very attractive 6 miles per $1 spent.
In a nutshell, you’ll be able to maximise all the benefits that the UOB PRVI Miles Card has to offer if you’re a frequent traveler who chases miles with no cap on earned miles, but if you’re planning to travel lesser in the coming months or years, perhaps the other 2 cards are more worthwhile.
Find Out More About The UOB PRVI Miles Card In Our Blog Review!
| UOB PRVI MasterCard Miles Card | SCB Journey Credit Card | HSBC Revolution Card |
|---|---|---|
| Interest rate: 27.80% | Interest rate: 27.90% | Interest rate: 26.90% |
| Annual fee: $261.60 (first year waiver available) | Annual fee: $196.20 | Annual fee: None |
Minimum annual income:
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Air Miles Benefits:
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Credit Card With Complimentary Travel Insurance Coverage
Many credit cards offer complimentary travel insurance, providing a safety net for your journeys. While benefits can vary widely between card issuers like Citi, AMEX, UOB, DCS, DBS Altitude, and CIMB, common coverages include:
- Purchase protection: Coverage for items purchased with your card and in the form of e-commerce coverage.
- Medical emergencies: Coverage for medical expenses incurred while travelling.
- Trip disruptions: Assistance with costs if your trip is cancelled or interrupted.
- Travel delays: Compensation for unexpected delays during your journey.
- Lost or Delayed luggage: Reimbursement for essential items if your baggage goes missing.
- Rental car coverage: Protection against damages or theft to your rental vehicle.
- Accidental coverage: Protection against unforeseen accidents during your trip.
Discover More About Credit Cards With Complimentary Travel Insurance
UOB PRVI MasterCard Miles Card Application
Here are 3 simple steps to apply for the UOB PRVI MasterCard Miles Card
Apply via MoneySmart’s credit cards page
You may begin your application by clicking on our UOB PRVI MasterCard Miles Card application link.
When you choose to apply online via SingPass MyInfo, UOB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Provide all documentation required
You’ll need to provide all the necessary documentation in order for UOB to approve your credit card application. This list of documents include:
- NRIC or other identification details
- Latest computerised payslip
- Latest 12 months’ CPF Contribution History Statement
- Latest Income Tax Notice of Assessment (NOA)
Receive your UOB PRVI MasterCard Miles Card
You’ll be able to activate your UOB PRVI MasterCard Miles Card through UOB TMRW mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions.
Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your UOB TMRW mobile app!
Read About The Best Air Miles Cards Here!
Frequently Asked Questions
Are there any fees if I apply for the UOB PRVI MasterCard Miles Card?
- UOB PRVI MasterCard Miles Card charges an initial annual fee of $261.60 (first year waiver available), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.
Am I eligible for the UOB PRVI MasterCard Miles Card?
- If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the UOB PRVI MasterCard Miles Card, as long as you’re aged 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $40,000 (for foreigners).