Consistent high spenders (min $2,000 a month) can get the maximum 5% cash rebate on everything. Cashback is not limited to any categories, but you need to spend this amount every month in the quarter to get the rebate.
People who don't mind tracking their expenses to get the max cash back
All categories. An additional 5% bonus cash back for Grab
Fixed recurring expenses like subscriptions and bills
You have consistent spending (e.g. $500 or $1,000 or $2,000) and you don't mind tracking your monthly expenses to give you the maximum cash back
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