UOB Delight Card

Updated October 2018

Up to 8%Cash Back at Selected Grocery Stores
S$50Cash Back Cap per month
S$800Min. Spend per month
UOB Delight Card

UOB Delight Card

Key features
Key features
  • Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
  • Up to 3% rebate on ALL contactless payments and selected recurring bills
  • 10% discount on house brands at Cold Storage, Giant, and Guardian
Grocery
Grocery
Excellent
  • 8% or 3% cash rebate at Cold Storage, Market Place, Jasons, Giant, and Guardian. Minimum spend: S$800/S$400 per month respectively.
  • 10% discount on house brands at Cold Storage, Giant, and Guardian
  • Up to 3% rebate on ALL contactless payments and selected recurring bills
  • Free home delivery at Giant IMM, Parkway, Tampines, VivoCity with S$150 min. spend in a single receipt
  • 0.3% cashback on spends less than S$400 and on all other spends
Cash back
Cash Back
Very Good
  • 8% or 3% cash rebate at Cold Storage, Market Place, Jasons, Giant, and Guardian. Minimum spend: S$800/S$400 per month respectively
  • 3% cash rebate on ALL contactless transactions and selected recurring bills. Minimum spend: S$400/month
  • Cash rebate cap: S$50/month, no cap on SMART$ earned at SMART$ Merchants.
  • Base rate: 0.3% cashback on spends less than S$400 and on all other spend
Shopping
Shopping
Satisfactory
  • Up to 10% SMART$ rebate at over 400 participating outlets islandwide including Ogawa, Breadtalk, EpiCentre, Cathay Cineplexes, Tissot, AirAsia and many more
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$86

Supplementary Annual Fee

53.5

Fee Waiver

Available

Interest Free Period

21 days

Annual Interest Rate

25.90%

Late Payment Fees

S$90

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6%

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$40,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Android Pay, Mighty Pay