Unlimited 1.7% Cashback
UOB Absolute Cashback shines with its straightforward 1.7% cashback on almost everything, local or overseas – ideal if you dislike tracking categories. While NETS transactions and specific spend like utilities earn a lower 0.3%, the lack of minimum spend and cashback caps are a huge plus. This card suits those seeking simplicity and high cashback on big-ticket items like electronics or home furnishings.
1.7%
Cash Back on Eligible Spend
S$0
Min. Spend per month
Unlimited
Cash Back Cap
MoneySmart Exclusive

[Celebrate SG60 with UOB]
Get $60 Cash guaranteed when you spend $500 within 30 days! Plus, brace yourself for the chance to win big – one lucky winner will walk away with $6,000 Cash in our grand draw and 60 consolation winners get $100 cash! T&Cs apply.
 
[Online Promo]
Get 10% cashback on transactions charged during your card approval calendar month and the following calendar month Total bonus cashback is capped at S$250. T&Cs apply.

Valid until 31 Jul 2025 - See more details below

Are you eligible?

    • MoneySmart Exclusive Promotion is valid from 01-July-2025 to 31-July-2025

    • UOB Online Promotion is valid from 01-July-2025 to 31-July-2025

    • Both promotions are only applicable for New-to-UOB credit card customers only

    • Customers need to apply through MoneySmart to be eligible

    • Log into your MoneySmart account and submit a claim by 30th August 2025 in order to qualify for our MoneySmart Exclusive offers.

What you need to know

  1. MoneySmart Gift: Spend a min. of S$500 in Eligible Transactions within 30 days from card approval date. Only valid for New-To-UOB Credit Card customers

  2. Get S$60 Cash via PayNow when you meet the spend criteria stated above

  3. [Celebrate SG60 with UOB]
    One lucky winner will win $6,000 Cash in our grand draw!

  4. [Celebrate SG60 with UOB]
    60 consolation winners get $100 Cash!

  5. [UOB Online Promotion]
    For all new-to-UOB Credit Cardmembers who successfully apply for UOB Absolute Cashback Card by 31 July 2025, enjoy 10% cashback on the transactions charged to your UOB Absolute Cashback Card during your card approval calendar month and the following calendar month. Total bonus cashback is capped at S$250. T&Cs apply.

  6. MoneySmart Exclusive Gift will be fulfilled 6 months after the end of the campaign period month (31 July 2025)

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Using this card for all your big ticket purchases such as home furnishings, electronics and luxury shopping.

Good for

Individuals looking for a simple and fuss-free cashback credit card with the highest cashback that is automatically offset in your next month’s statement

Categories to maximise this card

Spend in all (and we mean ALL) categories (including Insurance, School fees, Healthcare, Bills and more)

What people use it for

ALL spends

Get if

You don’t like to worry about missing cashback for excluded categories or fussing over the need to calculate and redeem your cashback

All Details

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