Up to 1.5%

Cash Back on eligible spend

^S$0

Min. Spend per month

Unlimited

Cash Back Cap

All Details

• Key Features

  • Flat 1.5% cashback rate for all eligible purchases

  • No cashback cap and no minimum spend

  • Enjoy dining and shopping discount privileges at over 3,000 outlets in Asia with Standard Chartered’s The Good Life benefits program

  • Sign up promotion: New SCB credit card users received S$80 cashback upon activation of physical card. Valid till 30 September 2020

  • Sign up promotion: Existing SCB credit card users receive S$20 cashback upon offline application and card activation

Bill Payment

• Earn 360° Reward Points when you pay bills with your card via the SC EasyBill Payment Programme

• Eligible bill payments: IRAS tax; educational institutions such as universities, polytechnics, training institutes, enrichment and day care centres; extracurricular activities such as dance, music, yoga, gardening, cooking; hobbies; sports activity; insurance premiums; rent

• Processing fee applies per transaction. Fee varies depending on bill facility chosen, averaging at 1.9% of transaction amount

Cash Back

Excellent

• 1.5% cashback awarded for all eligible purchases, such as dining, online shopping, local and overseas spend

• Cashback terms and conditions: General exclusions such as bills, payments to educational, financial, and governmental institutions, and GrabPay top up apply

Petrol

Excellent

• Up to 21.5% fuel savings at Caltex. Valid till 31 Dec 2020

• If you pump Platinum 98 with Techron fuel, you get: 16% instant upfront discount (incl. 5% site discount) + 5% Standard Chartered Rebate on nett transaction + 5% rebate on the nett amount charged to your Unlimited Cashback Credit Card

• If you pump Premium 95 with Techron, Regular 92 with Techron, or Caltex Diesel with Techron fuel, you get: 14% instant upfront discount (incl. 5% site discount) + 5% Standard Chartered Rebate on nett transaction + 5% rebate on the nett amount charged to your Unlimited Cashback Credit Card

Annual Interest Rate and Fees

Annual Principal Fee	S$192.60
Supplementary Annual Fee	S$0
Fee Waiver	First 2 years waived
Interest Free Period	Available
Annual Interest Rate	26.90%
Late Payment Fees	S$80
Minimum Monthly Repayment	1% or S$50, whichever is greater
Foreign Currency Transaction Fee	3.25%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	6%
Overlimit Fee	S$40

Minimum Income Requirements

Singaporean/PR Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$60,000

Card Association

Mastercard
Visa
American Express

Wireless Payment

Visa Contactless
MasterCard PayPass
Apple Pay
Samsung Pay
Google Pay

Rewards Redemption Documents

Claim Form	Claim Here
Terms and Conditions	Check Eligibility
Promo Validity	Check Validity

MoneySmart Promotions

MoneySmart Exclusive
Online Promotion