Standard Chartered Platinum Visa/MasterCard Credit Card

S$1 = 2X Points
on All Spend when you open a SCB Current Account
S$1 = 1X Point
on All Other Spend
1 Point = 0.4 Miles
Rewards to Miles Conversion
Standard Chartered Platinum Visa/MasterCard Credit Card

Standard Chartered Platinum Visa/MasterCard Credit Card

Promotion
Promotions
Get up to S$100 cashback
  • Get up to S$100 cashback (New Principal Cardholders only)
  • Existing Principal Cardholders are eligible to receive up to S$20 cashback
  • Your new card must be activated within 30 days of card approval date
Key features
Key features
  • Earn Rewards Points on your credit card spends, mortgage, investments, deposits and online transactions
  • Enjoy exclusive Platinum privileges from leading hotels, golf courses, restaurants and merchants
  • 24-hour Concierge to help you with travel arrangements, reservations, shopping and gift services
  • 3 years annual fee waiver
Petrol
Petrol
Very Good
  • Up to 19.78% effective fuel savings at Caltex (16% onsite discount + 3.78% rebate on nett transaction)
Rewards
Rewards
Very Good
  • $1 = 1X point
  • $1 = 2X points (at least $1,000 spend per month) on all spend when you open a Standard Chartered Current Account
  • Exclusive dining, shopping and travel privileges with The Good LifeĀ®
Dining
Dining
Satisfactory
  • $1 = 1X point
  • $1 = 2X points (at least $1,000 spend per month)
  • Up to 15% off total bill at over 100 participating restaurants with The Good LifeĀ®
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

N/A

Fee Waiver

Available

Interest Free Period

Annual Interest Rate

26.90%

Late Payment Fees

S$80

Minimum Monthly Repayment

1% or S$50, whichever is higher

Foreign Currency Transaction Fee

3.50%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6%

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000
Other

Card Association

MasterCard, Visa

Wireless Payment

MasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Google Pay