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Here are 3 simple steps to apply for the Standard Chartered Journey Credit Card
Begin by clicking on our Standard Chartered Journey Credit Card application link. You’ll have the option to apply online via Standard Chartered’s website using SingPass MyInfo. Once you’ve selected this option, Standard Chartered will pull your identity and income data from SingPass (which is already verified). This will reduce the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
You’ll need to provide all the necessary documentation in order for Standard Chartered to approve your credit card application. This list of documents include:
When you’ve provided all the documentation, Standard Chartered will prompt you to activate your Standard Chartered Journey Credit Card through the SC Mobile Singapore App and create your 6-digit Unlock Code to secure your credit card transactions.
Is the SC Journey Credit Card just a regular entry-level miles credit card on the scene, or is it a cut above the rest? We take a closer look.
Besides Standard Chartered’s Journey Credit Card, others like the CitiPremierMiles Card and HSBC TravelOne Card are among the many air miles credit card options you would have seen on MoneySmart’s online credit card comparison wizard.
Here’s a quick comparison of these 3 credit cards, with a focus on the key factors including the interest rates, annual fees, minimum annual income requirements and air miles benefits.
Considering that all 3 credit cards offer the same interest rate and annual fee, what differentiates them from each other are the air miles benefits that each one of them provides. Among the 3 cards, Standard Chartered’s Journey Credit Card gives you the most flexibility in having the first and second year of annual fee waived.
However, in terms of the miles earn rate, CitiPremier Miles card seems to offer the best rate for with up to 10 miles for every S$1 spent on online hotel bookings and it has the most generous welcome bonus air miles.