OCBC Plus! Visa Credit Card

Updated August 2018

7%Cash Back at FairPrice
S$28Cash Back Cap, Awarded in LinkPoints
S$500Min. Spend per month
OCBC Plus! Visa Credit Card

OCBC Plus! Visa Credit Card

Key features
Key features
  • Enjoy 7% off everything at Fairprice and 3% at Fairprice Online
  • Up to 18.5% fuel savings + earn 2.8% Smiles Points at Esso stations island wide
  • Enjoy 3% rebates at Unity
Petrol
Petrol
Very Good
  • Up to 18.5% fuel savings at Esso stations island wide
  • Earn 0.22% LinkPoints rewards on all Visa spend
Grocery
Grocery
Satisfactory
  • Enjoy 7% off everything at Fairprice and 3% Fairprice Online
  • Free delivery at www.fairprice.com.sg
  • Earn 0.22% LinkPoints rewards on all Visa spend
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$107

Supplementary Annual Fee

Complimentary, up to 3 supplementary cards

Fee Waiver

No annual fees for the first year. Automatic fee waiver from the 2nd year onwards when you charge at least S$2,500 in Visa transactions to your card per annum.

Interest Free Period

23 days

Annual Interest Rate

25.92%

Late Payment Fees

S$100

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N.A.

Cash Advance Transaction Fee

6% or S$15, whichever is higher

Overlimit Fee

N.A.
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, Apple Pay, Samsung Pay, Google Pay