OCBC Frank Card

Updated December 2018

6%Cash Back on Online Spend and Mobile Payments
S$60Cash Back Cap per month
S$300Min. Spend per month on Offline Purchases
OCBC Frank Card

OCBC Frank Card

Key features
Key features
  • 6% rebate on online shopping
  • 6% rebate on mobile payments, promo valid till 31 Dec 2018
  • Up to 5% rebate for entertainment
  • 0.3% rebate on everything else
  • Lower monthly in-store min spend of S$300, promo valid till 31 Dec 2018
  • 2 years fee waiver for principal card, subsequent years waived with min. spend of S$10,000 p.a.
  • 2 years fee waiver for supplementary card
Cash back
Cash Back
Very Good
  • 6% rebate on online shopping
  • 6% rebates on mobile payments for Apple Pay, Samsung Pay and Google Pay, valid till 31 Dec 2018
  • 3% rebate on first 2 top-ups for NETS FlashPay Auto Top-Up
  • 0.3% rebate on everything else
  • Up to 5% rebate for entertainment
  • Monthly offline min. spend of S$300 (excludes online and NETS FlashPay Auto Top-Up spend), capped at S$60 for all rebates
Online shopping
Online Shopping
Very Good
  • 6% rebate on online shopping
  • 0.3% rebate on everything else
  • Monthly Offline min. spend of S$300 (excludes Online and NETS FlashPay Auto Top-Up spend), capped at S$60 for all rebates
Entertainment
Entertainment
Very Good
  • Earn 5% rebate on weekend entertainment (Fri-Sun) and 3% on weekday entertainment (Mon-Thur)
  • Monthly offline min. spend of S$300 (excludes online and NETS FlashPay Auto Top-Up spend), capped at S$60 for all rebates
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$80

Supplementary Annual Fee

$40

Fee Waiver

Available

Interest Free Period

23 days

Annual Interest Rate

26.88%

Late Payment Fees

S$100

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

N/A
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Google Pay