- Annual Fee waiver with no minimum spend
- 1 year
- Annual Principal Fee
- S$196.20
- Annual Interest Rate
- 27.90%
Get S$380 Cash via PayNow or earn 5,040 SmartPoints when you apply and meet the spend criteria! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints. That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
Other offers you can enjoy:
- UPSIZED UNLIMITED 2% CASHBACK on your credit card purchases when you spend over S$500! Only for MoneySmart applicants!
- A chance to win a Porsche Taycan Base (2025) in SC Million Reasons to be Happier Lucky Draw! T&Cs apply.
- Annual Fee Waiver
- First Year
- Annual Fee
- S$196.20
- Annual Interest Rate
- 27.80%
[MoneySmart x UOB CHRISTMAS GIVEAWAY]
The first 100 customers can get an Apple Watch SE 40mm (GPS) (worth S$349), the next 100 customers can get an Apple AirPods 4 Noise Cancellation (worth S$249) and the remaining customers can get S$50 Cash when you spend a min of S$1,000 in Eligible Transactions! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints and redeem epic rewards!
UOB Online Promotion: Get up to 20% Cashback on daily favourites like Shopee, Grab, McDonald's, SimplyGo and DFI Retail Group! T&Cs apply.
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- Annual Fee Waiver
- 1 year
- Annual Fee
- S$196.20
- Annual Interest Rate
- 27.80%
[MoneySmart x UOB CHRISTMAS GIVEAWAY]
The first 100 customers can get an Apple Watch SE 40mm (GPS) (worth S$349), the next 100 customers can get an Apple AirPods 4 Noise Cancellation (worth S$249) and the remaining customers can get S$50 Cash when you spend a min of S$1,000 in Eligible Transactions! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints and redeem epic rewards!
- on eligible Singapore Airlines, Scoot flight bookings & KrisShop purchases
- S$1 = 2 KrisFlyer miles
- Annual Fee Waiver
- First Year
- Annual Principal Fee
- S$179.85
- for spends on Bonus Categories
- Up to 10% Bonus Cashback
- Annual Fee
- S$91 (excluding GST)
- when you spend S$10,000 in a year
- Annual Fee waived
Get S$230 Cash via PayNow or 2,990 SmartPoints when meet the spend criteria. T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints. That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
PLUS stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier! T&Cs apply.
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- Annual Fee Waiver
- First Year
- Annual Fee
- 196.20
- Annual Interest Rate
- 27.80%
[MoneySmart x UOB CHRISTMAS GIVEAWAY]
The first 100 customers can get an Apple Watch SE 40mm (GPS) (worth S$349), the next 100 customers can get an Apple AirPods 4 Noise Cancellation (worth S$249) and the remaining customers can get S$50 Cash when you spend a min of S$1,000 in Eligible Transactions! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints and redeem epic rewards!
UOB Online Promotion: Get up to 31,000 Miles plus first year annual fee of S$196.20 (inc GST) waived when you spend a min of S$2,000 within 60 days. T&Cs apply
- for all Eligible Local Spends
- S$1 = 1.2 Miles
- Annual Fee
- S$196.20
- Annual Fee Waiver Option
- First Year
Get S$180 Cash via PayNow when you apply through MoneySmart and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs apply.
PLUS stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier! T&Cs apply. Earn up to 25,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and waive your card's first year Annual Fee. T&Cs apply.
- when you make min. 3 transactions per month for 12 consecutive months
- Enjoy No Annual Fees
- on Online, Mobile Contactless, Overseas in-store FX spend
- 10% Cashback
- Min. Spend per month
- S$800
[MoneySmart x UOB CHRISTMAS GIVEAWAY]
The first 100 customers can get an Apple Watch SE 40mm (GPS) (worth S$349), the next 100 customers can get an Apple AirPods 4 Noise Cancellation (worth S$249) and the remaining customers can get S$50 Cash when you apply and spend a min of S$1,000 in Eligible Transactions! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints and redeem epic rewards!
- Annual fee waiver
- 1 year
- Annual Fee
- S$196.20
- Annual Interest Rate
- 27.90%
Get S$230 Cash via PayNow or 2,990 SmartPoints when meet the spend criteria. T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints. That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
PLUS stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier! T&Cs apply.
- on eligible Singapore Airlines, Scoot flight bookings & KrisShop purchases
- S$1 = 2 KrisFlyer miles
- on eligible Grab Singapore transactions
- S$1 = Up to 2 KrisFlyer miles
- on all other eligible purchases
- S$1 = 1.2 KrisFlyer miles
New to American Express Card Members can receive up to 38,000 KrisFlyer miles – enough to redeem a return trip to Taipei* on Singapore Airlines.
Existing American Express Card Members can receive up to 28,000 KrisFlyer miles. T&Cs apply.
- Annual Fee Waiver
- First Year
- Annual Principal Fee
- S$261.60
- Annual Interest Rate
- 27.80%
MoneySmart Exclusive: Get S$100 Cash via PayNow on top of the UOB Online Promotion when you apply and spend a min. of S$500 in Eligible Transactions within 1 month from card approval date! For new-to-UOB Credit Cardmembers only. T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints and redeem epic rewards!
UOB Online Promotion: PLUS new-to-UOB Credit Cardmembers can get up to 58,000 miles (1st year Annual Fee payable) OR get up to 38,000 miles (1st year Annual Fee waived) when you meet the spend criteria. T&Cs apply.
- Annual Fee Wavier
- 1 Year
- Annual Fee
- S$196.20
- Annual Interest Rate
- 27.80%
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- savings on groceries and food
- Up to 21%
- petrol savings (on Caltex and Esso)
- Up to 20%
- Annual Fee
- S$0
- Annual Fee
- S$0
- Annual Interest Rate
- 27.8%
- Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
- Up to 2%
PLUS receive S$30* eCapitaVoucher(s). T&Cs apply.
- Cash Back on Wine & Dine, Petrol & Transport, Travel
- 10%
- Min. spend per month to qualify for the 10% Cash Back
- S$800
- Cash Back Cap per month
- S$100
PLUS receive S$30* eCapitaVoucher(s). T&Cs apply.
- Annual Fee Waiver
- First Year
- Annual Principal Fee
- S$196.20
- Annual Interest Rate
- 27.80%
MoneySmart Exclusive: Get S$100 Cash via PayNow on top of the UOB Online Promotion when you spend a min. of S$500 within 1 month from card approval date! For new-to-UOB Credit Cardmembers only. T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints and redeem epic rewards!
UOB Online Promotion: Get a Samsonite EVOA Z Spinner 25'' Exp Luggage (worth S$730) when you apply, spend min. S$2,000 per month for 2 consecutive months. T&Cs apply.
- Annual Fee Waiver
- 2 years
- Annual Fee
- S$196.20
- Annual Interest Rate
- 27.78%
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- No Annual Fee
- 2 years
- Annual Fee
- S$196.20
- Annual Interest Rate
- 27.78%
- Annual Fee Waiver
- 2 years
- Annual Fee
- S$163.50
- Annual Interest Rate
- 27.78%
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- on up to $5,000 spend in the first 6 months for new Card Members.
- 3% Cashback
- Annual Fee Waiver
- First Year
- Annual Fee
- S$174.40
