Rewards to Miles Conversion for Selected Airline Partners
All Details
Earn 10X TREATS Points (or 4 air miles) for every S$1 spent at selected retail, dining merchants and all petrol stations
TREATS Points never expire
First year annual fee waived
Conversion fee waived for each conversion of points to frequent flyer miles
Up to 19.1% exclusive savings on petrol
Complimentary green fees all year round at 100 participating golf clubs in 19 countries
Complimentary Plaza Premium airport lounge access
Complimentary VIP access to JetQuay
24/7 Mastercard Travel and Lifestyle Services
Redeem points at 50% off the usual TREATS Points during your birthday month
Earn 10X TREATS Points (or 4 air miles) for every S$1 spent on all petrol stations
Up to 19.1% exclusive savings on petrol
Earn 10X TREATS Points (or 4 air miles) for every S$1 spent on selected dining and retail merchants and all petrol stations
Earn 1X Rewards for every S$1 spent on all other retail purchases
TREATS Points never expire
Redeem points at 50% off the usual TREATS Points during your birthday month
Earn 10X TREATS Points (or 4 air miles) for every S$1 spent on selected retail merchants
Earn 10X TREATS Points (or 4 air miles) for every S$1 spent on selected dining merchants
Annual Principal Fee
S$240
Supplementary Annual Fee
Free
Fee Waiver
Available with a total minimum spend of S$24,000 per annum from 2nd year onwards
Interest Free Period
20 days
Annual Interest Rate
27.90% p.a. subject to a minimum charge of S$3.00
Late Payment Fees
5% of the minimum monthly repayment or S$100, whichever is higher, if minimum monthly repayment is not received by due date
Minimum Monthly Repayment
3% of outstanding balance or S$20, whichever is higher
Foreign Currency Transaction Fee
All transactions in foreign currency will be subject to an administrative fee of 2.25% and a currency conversion charge of 1% imposed by the respective card associations
Foreign Check Fee
N/A
Cash Advance Transaction Fee
8% of the transaction amount or S$15, whichever is higher
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.