KrisFlyer UOB Credit Card

KrisFlyer UOB Credit Card

KrisFlyer UOB Credit Card

KrisFlyer UOB Credit Card

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AMAZING APRIL PROMOTION
A card that lets you earn KrisFlyer miles directly, with bonus miles for day-to-day spending like dining and online shopping. To get the bonus miles, spend at least $800 a year on Singapore Airlines, Scoot and KrisShop.
S$1 = 3 Miles
on Singapore Airlines, Scoot, KrisShop, Kris+ purchases
S$800
Min spend per annum on Singapore Airlines Group
3.25%
Foreign Currency Transaction Fee
MoneySmart Exclusive

[Amazing April Promotion | CASH BONUS]
Stand a chance to get an Apple 14-inch MacBook Pro (M3 Chip, 2023) (worth S$2,320.25) when you apply through MoneySmart! The first 6 successful applicants who submit the claim form at 2pm or 9pm can also receive a S$88 Cash Bonus via PayNow (valid till 23rd April 2024). T&Cs apply.
 
PLUS get up to 31,000 miles plus first year annual fee waived for new-to-UOB credit card customers who successfully apply for an eligible KrisFlyer UOB Credit Card and spend a min. of S$2,000 within 60 days of the card approval date on their card. T&Cs apply.

Valid until 30 Apr 2024 - See more details below

Are you eligible?

    • Lucky Draw Promotion is valid from 22-April-2024 to 30-April-2024

    • $88 Cash Bonus Flash Deal is valid from 22-April-2024 to 23-April-2024.

    • Applicable for New-to card holders only

    • Customers need to apply through MoneySmart to be eligible

What you need to know

  1. Get up to 31,000 Miles (fulfilled by UOB) plus first year annual fee of S$196.20 (inc GST) waived when you spend a min. of S$2,000 within 60 days from card approval date! T&Cs apply.

  2. Additionally, log into your MoneySmart account and submit a claim by 30th May 2024 in order to qualify for our MoneySmart Exclusive offers.

  3. Get an extra S$88 Cash Bonus when you are the first 6 successful applicants to submit the claim form at 2pm & 9pm daily! Cash Bonus Flash Deal is only valid till 23rd April 2024!

  4. Each claim form submission also gives you a chance to win a Apple 14-inch MacBook Pro, 512GB (M3 Chip, 2023) (worth S$2,320.25) in our MoneySmart x UOB Amazing April Promotion!

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Unlock accelerated miles on selected everyday spend categories with minimum $800 annual spend on Singapore Airlines, Scoot and KrisShop.

Good for

People who want to earn miles fast with day-to-day spending.

Categories to maximise this card

Dining, online shopping, online travel and transport.

What people use it for

Everyday spend and travel bookings.

Get if

You want a hassle-free miles-earning Card for your local and overseas daily spend. Plus, enjoy travel-related benefits and exclusive perks when you fly with Singapore Airlines and Scoot.

All Details

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KrisFlyer UOB Credit Card Review 2024

Launched in 2019, the KrisFlyer UOB Credit Card has evolved over the years and its key purpose is still to serve avid KrisFlyer mile collectors. Highlights of this card include direct KrisFlyer miles accrual, along with bonus miles for everyday expenditures such as dining and online shopping, no conversion fees associated with earning KrisFlyer miles directly, and more.

If you like to travel and are a fan of the KrisFlyer Frequent Flyer program, this KrisFlyer UOB Credit Card may be ideal for you. Let’s find out what benefits this card presents for you versus other similar credit cards, and consider the requirements, pros and cons and more before you make a final decision.

Pros & Cons

Pros

  • Up to 31,000 air miles (including 25,000 welcome bonus miles for first-time applicants who are new-to-UOB KrisFlyer UOB card holders)
  • 3 KrisFlyer miles for every S$1 spent on Singapore Airlines, Scoot, KrisShop and Kris+ purchases
  • 3 KrisFlyer miles per S$1 spent on dining, food delivery, online shopping, online travel and transport
  • 1.2 KrisFlyer miles per S$1 spend on all other spend
  • Additional 5 to 6 KrisFlyer miles per S$1 spend when you open a KrisFlyer UOB Account
  • No conversion fees unlike other miles cards like the UOB PRVI Card
  • Annual fee waiver available (first year)
  • 10,000 KrisFlyer miles with payment of annual renewal fee
  • Exclusive discounts on ChangiWiFi, Grab rides to and from the airport, KrisShop rebates
  • Complimentary travel insurance
  • KrisShopper Complimentary Tier Upgrade

Cons

  • Base interest rate of 27.80%, which is higher than some miles credit cards in the market like HSBC TravelOne and American Express Singapore Airlines Business Credit Card
  • Min. spend of S$2,000 in the first month to qualify for the 6,000 welcome bonus miles
  • Min. spend of S$800 per year on Singapore Airlines, Scoot and KrisShop to qualify for 3 KrisFlyer miles per S$1 spend on dining, food delivery, online shopping, online travel and transport

Compare KrisFlyer UOB Credit Card vs. HSBC Visa Infinite Card vs. Standard Chartered Journey Card

In this comparison with other popular air miles credit cards like the HSBC Visa Infinite Card and Standard Chartered Journey Card, the KrisFlyer UOB Credit Card offers the lowest minimum interest rate chargeable (as of April 2024).

When it comes to annual fee, the KrisFlyer UOB Credit Card charges a lower fee than the HSBC Visa Infinite Card, but the Standard Chartered Journey Card gives the most savings on this every year as it doesn’t charge any annual fees.

As for air miles benefits, the Standard Chartered Journey Card definitely takes the cake with the most attractive welcome bonus air miles of up to 45,000, despite offering less attractive miles earn rate for specific categories i.e. the KrisFlyer UOB Card gives you 3 KrisFlyer miles per S$1 spent on a wider range of categories including online travel and transport, food delivery, dining, and online shopping, which is more than the 3 categories of transport, food delivery, groceries and food stores which the Standard Chartered Journey Card offers miles for.

Another great thing about the KrisFlyer UOB Card is that it has one of the lowest barriers of entry in terms of the minimum income requirement for both Singaporeans/PR and foreigners as compared to the HSBC Visa Infinite Credit Card and Standard Chartered Journey Card.

KrisFlyer UOB Credit CardHSBC Visa Infinite Credit CardSCB Journey Card
Interest rate:
From 27.80%		Interest rate:
From From 26.90%		Interest rate:
From From From 27.90%
Annual fee:
$196.20 (first year waiver available)		Annual fee:
$662.15 (no waiver available)		Annual fee:
None
Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $40,000 for foreigners
Minimum annual income:
$120,000 for Singaporeans and PRs, and foreigners		Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $60,000 for foreigners
Air miles benefits:
  • Up to 31,000 air miles (including 20,000 miles for new-to-UOB KrisFlyer UOB card holders, 5,000 welcome miles for first time applicants and 6,000 miles with a minimum spend in the first month)
  • 3 KrisFlyer miles for every S$1 spent on transactions for Singapore Airlines, Scoot, KrisShop and Kris+ products and services
  • 3 KrisFlyer miles per S$1 spent on online travel and transport, food delivery, dining, and online shopping
  • 1.2 KrisFlyer miles per S$1 spend on all other spending categories
  • Extra 5 to 6 KrisFlyer miles per S$1 spend with a KrisFlyer UOB Account
  • No conversion fees unlike other miles cards like the UOB PRVI Card
  • 10,000 KrisFlyer miles with payment of annual renewal fee
  • Promotions and discounts on Grab rides to and from the airport, ChangiWiFi, KrisShop rebates
  • Complimentary travel insurance
  • KrisShopper Complimentary Tier Upgrade
Air miles benefits:
  • 35,000 bonus welcome miles (equivalent to HSBC 87,500 Reward points) upon payment of annual fee
  • Up to 2.25 miles (5.625X Reward points) for every S$1 spent overseas
  • No cap on miles/points earned
  • Up to 1.25 miles for every S$1 spent locally
  • Exclusive access to HSBC ENTERTAINER with HSBC Singapore mobile app, enjoy over 1,000 worldwide 1-for-1 deals on dining, lifestyle and travel
  • Complimentary green fees and worldwide golfers' insurance of up to S$500,000
  • Complimentary travel insurance with coverage of up to S$2.75 million
  • Unlimited airport lounge visits, complimentary limousine transfers, expedited immigration clearance and dedicated concierge service
Air miles benefits:
  • Welcome gift of up to 45,000 air miles upon annual fee payment
  • 7.5 Rewards Points / 3 miles for every S$1 spent on for selected bonus categories i.e. transport, food delivery, groceries and food stores
  • 5 Rewards Points / 2 miles for every S$1 spent overseas
  • 3 Rewards Points / 1.2 miles for every S$1 spent locally
  • 2 complimentary airport lounge visits for primary cardholders
  • Complimentary travel insurance coverage

Check Out Great Credit Cards For Air Miles In Our Blog Review Here!

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KrisFlyer UOB Credit Card Application

Here are 3 simple steps to apply for the KrisFlyer UOB Credit Card

Step 1

Apply via MoneySmart’s credit cards page

You may begin your application by clicking on our KrisFlyer UOB Credit Card application link.

When you choose to apply online via SingPass MyInfo, UOB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.

Step 2

Provide all documentation required

You’ll need to provide all the necessary documentation in order for UOB to approve your credit card application. This list of documents include:

  • NRIC or other identification details
  • Latest computerised payslip
  • Latest 12 months’ CPF Contribution History Statement
  • Latest Income Tax Notice of Assessment (NOA)

Step 3

Receive your KrisFlyer UOB Credit Card

You’ll be able to activate your KrisFlyer UOB Credit Card card through UOB TMRW mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions.

Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your UOB TMRW mobile app!

Frequently Asked Questions

Are there any fees if I apply for the KrisFlyer UOB Credit Card?

KrisFlyer UOB Credit Card charges an initial annual fee of $196.20 (first year waiver available), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.

Am I eligible for the KrisFlyer UOB Credit Card?

If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the KrisFlyer UOB Credit Card, as long as you’re aged 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $40,000 (for foreigners).