Earn up to 2.5% Cashback | Instant Activation*
The HSBC Advance Credit Card is best suited for individuals with consistent monthly spending, especially those who can reliably spend over S$2,000 to unlock the higher 2.5% cashback rate. The base 1.5% cashback on all purchases offers a no-fuss way to earn rewards on everyday spending. While the S$70 monthly cap limits earning potential for high spenders, access to ENTERTAINER with HSBC provides 1-for-1 dining and lifestyle deals, adding significant value if actively utilized.
1.5%
Base Cashback
2.5%
Cashback when you spend more than S$2,000
S$70
Cashback Cap per month
MoneySmart Exclusive

Get S$370 Cash via PayNow or 5,000 SmartPoints when you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! T&Cs apply.

Valid until 14 Jul 2025 - See more details below

Are you eligible?

    • Promotion is valid from 01-July-2025 to 14-July-2025

    • MoneySmart Exclusive gift is applicable for New-to-HSBC cardholders only

    • Customers need to apply through MoneySmart to be eligible

    • Applicants need to provide HSBC their consent to receive marketing and promotional materials from HSBC at the time of submitting their application

    • Spend a min. of S$500 in Qualifying Transactions from Card Account Opening Date to the end of the following calendar month.

    • Log into your MoneySmart account and submit your claim by 14th August 2025

What you need to know

  1. Use 5,000 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! 

  2. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

  3. Please note that all rewards (Cash or SmartPoints) will typically be fulfilled approximately 5 months after the end of the campaign month (31 July 2025). 

  4. MoneySmart exclusive rewards do not stack with external or third party promotions unless otherwise stated. See T&Cs for details.

  5. *Instantly Activate Your Virtual Card for Google Pay and Apple Pay Shopping! T&Cs apply.

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

earning up to 2.5% cashback if you regularly spend more than S$2,000 per month

Good for

Homeowners and individuals with consistent expenditure between S$2,000 and S$2,800 per month

Categories to maximise this card

Every spend such as online, retail, and dining transactions

What people use it for

As an everyday card for daily transactions

Get if

You spend consistently, appreciate fuss-free automated cashback into your account, and enjoy lots of retail and dining deals and promotions

All Details

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