S$1 = 10X yuu Points
at yuu merchants, with no min. spend and no cap
Additional bonus 26X yuu Points
when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
S$1 = 1X yuu Point
on all other spend
Online Promo
New Cardmembers can get S$150 cashback when you successfully apply for a DBS yuu Visa Card and make a min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Sep 2024 - See more details below

Are you eligible?

    • Valid for New Cardmembers only.
    • New Cardmembers need to spend a min. of S$800 within the first 60 days of card approval.
    • Use promo code 150CASH during application to qualify for the $150 cash promo for New Cardmembers

What you need to know

  1. New Cardmembers are defined as customers who are currently not holding on to any Principal DBS/POSB Credit Card and 
  2. have not cancelled any Principal DBS/POSB Credit Card within the last 12 months.
  3. Bank T&Cs Apply

Quick Facts

Get the maximum value by

Downloading the yuu App and linking your DBS yuu Card to earn, track and redeem yuu Points

Good for

Deal-seekers who want to be rewarded for their daily essentials spend

Categories to maximise this card

Groceries, dining, telco and recreation

What people use it for

Daily essentials

Get if

You want to be rewarded with MORE on your purchases.

All Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

DBS yuu Card Benefits 2024

DBS has been one of the leading financial services groups in Asia, serving about 19 markets globally today. With over half a century of experience in providing financial services for clients, DBS is committed to constantly innovating their products and services that range from personal finance to commercial and private banking, to cater to different needs.

The DBS yuu Card offers one of the most generous multi-brand rewards programmes around in Singapore and it gives you the opportunity to earn up to 30X yuu Points for your daily spending across several categories such as groceries, dining, health and beauty, telco and more. Let us take a look at the requirements, pros and cons and other relevant details of the DBS yuu Card before you decide if this card is suitable for you.

Pros & Cons


  • Interest rate of 26.80%
  • First-year annual fee waiver available
  • Reasonable annual fee of $194.40 (S$196.20 wef. 1 Jan 2024)
  • No minimum spend required
  • 1 yuu point is awarded per $1 spent
  • Up to 30X Points on participating yuu merchants
  • Unlimited points cap
  • 5% cash rebates with no min. spend no cap
  • Additional bonus 13% cash rebates at over 1,000 participating yuu merchants (with a minimum spend of $600 per month)
  • Convenient online application with SingPass
  • Open to Singapore Citizens, PRs and foreigners with a Singapore Employment Pass aged 21 and above


  • Supplementary card annual fee of $97.20
  • Cash advance transaction fees
  • Foreign currency transaction fee
  • Overlimit fee

DBS yuu Card Requirements

Singapore Citizens / PRsForeigners / Expats
Age21 and above21 and above
Documents required

For salaried employees:

  • A copy of NRIC/passport 
  • Latest original 3 months’ computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements 

For self-employed:

  • A copy of NRIC/passport
  • Last 2 years’ Income Tax Notice of Assessment 
  • Last 3 months’ bank statements
  • A copy of passport and valid work permit (with minimum 6 months validity)
  • A copy of utility/telephone bill or bank statement with your name and address 
  • Income Tax Notice of Assessment and latest original computerized payslip

DBS yuu Card Application

Here are 3 simple steps to apply for the DBS yuu Card

Step 1

Apply via MoneySmart’s Credit Cards page

You may begin your application by clicking on our DBS yuu Card application link.

When you choose to apply online via DBS website using SingPass MyInfo, DBS will pull your identity and income data from SingPass (which is already verified), thus reducing the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.

Step 2

Provide all documentation required

You'll need to provide all the necessary documentation in order for DBS to approve your credit card application. This list of documents include:

  • NRIC or other identification details
  • Latest 3 months computerised payslip
  • Latest 12 month CPF Contribution History Statement
  • Latest Income Tax Notice of Assessment (NOA), only applicable to new cardholder applicants who are self-employed or foreigners on a valid work pass

Step 3

Activate your DBS yuu Card

You’ll be able to activate your DBS yuu through the DBS yuu App, link your card to your yuu account, scan your yuu ID using the yuu App to earn yuu points and pay cashless and conveniently at over 1,000 participating yuu merchants.

Frequently Asked Questions

How do I apply for a DBS yuu Card?

You can apply for the DBS yuu Card in 3 simple steps.

  1. Click "Apply Now" on the DBS yuu Card option on MoneySmart's credit card page
  2. Provide your NRIC or other identification details, latest 3 months' computerised payslip, latest 12 months' CPF Contribution History Statement, and latest Income Tax Notice of Assessment (NOA)
  3. Activate your DBS yuu Card via the DBS yuu App.

Am I eligible for the DBS yuu Card?

If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the DBS Vantage Card, as long as you’re aged between 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs), or $45,000 (for foreigners).

How do I earn yuu points with my DBS yuu Card?

You’ll need to download the DBS yuu App from the Google Play Store or Apple App store and click the “sign-up” button which requires your phone number for verification. Thereafter, you’ll be able to scan the in-app “My ID” whenever you make a purchase at participating brands and earn yuu points which you can redeem for a wide range of rewards.

What are the late charges if I did not manage to pay my DBS yuu Card bill on time?

Late payment charge is S$100 and additional interest will be calculated on a daily basis at the most updated EIR determined by DBS at the point of your late payment.

How do I redeem yuu points using my DBS yuu Card?

Pick your preferred participating brands or merchants, head down to the store, open your DBS yuu App on your mobile phone and scan the in-app “My ID” to redeem any points you’ve earned from your previous purchases with your DBS yuu Card. You’ll also be able to redeem multiple rewards in the same transaction, including combining with other in-store offers.