DBS Esso Card

21.2%
Discount on Fuel Purchases at Esso
18%
Instant Discount at Esso
1 Smiles Point
per 1 litre of Synergy fuel purchased at Esso
DBS Esso Card

DBS Esso Card

Key features
Key features
  • Up to 21.2% fuel savings (18% instant fuel savings + S$7 Additional Savings)
  • Free fuel when you convert your shopping, dining and all retail spend into Smiles Points
  • S$10 charged outside of Esso = 1 Smiles Point
  • S$30 fuel voucher = 750 Smiles Points
  • 0% interest-free Instalment Payment Plan for Motor Insurance and Road Tax
  • 1 year fee waiver
Petrol
Petrol
Excellent
  • Up to 21.2% fuel savings (18% instant fuel savings + S$7 Additional Savings)
  • Free fuel when you convert your shopping, dining and all retail spend into Smiles Points
  • S$10 charged outside of Esso = 1 Smiles Point
  • S$30 fuel voucher = 750 Smiles Points
Dining
Dining
Satisfactory
  • Free fuel when you convert your shopping, dining and all retail spend into Smiles Points
  • S$10 charged outside of Esso = 1 Smiles Point
  • S$30 fuel voucher = 750 Smiles Points
Shopping
Shopping
Satisfactory
  • Free fuel when you convert your shopping, dining and all retail spend into Smiles Points
  • S$10 charged outside of Esso = 1 Smiles Point
  • S$30 fuel voucher = 750 Smiles Points
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

96.30

Fee Waiver

Available

Interest Free Period

20 days

Annual Interest Rate

26.80%

Late Payment Fees

S$100

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

3.00%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000
Other

Card Association

MasterCard

Wireless Payment

MasterCard PayPass, Apple Pay, Samsung Pay, Google Pay