DBS Esso Card

Updated December 2018

27.6%Discount on Fuel Purchases at Esso
17%Instant Discount at Esso
1 Smiles Pointper 1 litre of Synergy fuel purchased at Esso
DBS Esso Card

DBS Esso Card

Key features
Key features
  • Up to 27.6% fuel savings (17% instant discount + S$60 in Smiles Points* + 2.3% Smiles Savings^
  • *S$60 in Smiles Points with min. spend of S$600; ^2.3% Smiles Savings with purchase of 250L of Synergy fuel per calendar month
  • Free fuel when you convert your shopping, dining and all retail spend into Smiles Points
  • S$10 charged outside of Esso = 1 Smiles Point
  • S$30 fuel voucher = 750 Smiles Points
  • 0% interest-free Instalment Payment Plan for Motor Insurance and Road Tax
  • 1 year fee waiver
Petrol
Petrol
Excellent
  • Up to 27.6% fuel savings (17% instant discount + S$60 in Smiles Points* + 2.3% Smiles Savings^
  • *S$60 in Smiles Points with min. spend of S$600; ^2.3% Smiles Savings with purchase of 250L of Synergy fuel per calendar month
  • Free fuel when you convert your shopping, dining and all retail spend into Smiles Points
  • S$10 charged outside of Esso = 1 Smiles Point
  • S$30 fuel voucher = 750 Smiles Points
Dining
Dining
Satisfactory
  • Free fuel when you convert your shopping, dining and all retail spend into Smiles Points
  • S$10 charged outside of Esso = 1 Smiles Point
  • S$30 fuel voucher = 750 Smiles Points
Shopping
Shopping
Satisfactory
  • Free fuel when you convert your shopping, dining and all retail spend into Smiles Points
  • S$10 charged outside of Esso = 1 Smiles Point
  • S$30 fuel voucher = 750 Smiles Points
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$86

Supplementary Annual Fee

42.8

Fee Waiver

Available

Interest Free Period

20 days

Annual Interest Rate

25.90%

Late Payment Fees

S$100

Minimum Monthly Repayment

3% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.50%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000
Other

Card Association

MasterCard

Wireless Payment

MasterCard PayPass, Apple Pay, Samsung Pay, Google Pay