S$5 = 3X Points

on All Local Visa Contactless purchases

S$5 = 1X Points

on All Other Spend

1 Point = 2 Miles

Rewards to Miles Conversion

All Details

• Key Features

  • 3X DBS Points (or 6 miles) per S$5 spent on all local Visa contactless purchases

  • 1X DBS Point (or 2 miles) per S$5 spent on all other purchases

  • Shop now, pay later with 0% interest payment plans

  • 1 year fee waiver

Grocery

Good

• 3X DBS Points (or 6 miles) per S$5 spent on all local Visa contactless purchases
• 1X DBS Point (or 2 miles) per S$5 spent on all other purchases

Rewards

Good

• 3X DBS Points (or 6 miles) per S$5 spent on all local Visa contactless purchases
• 1X DBS Point (or 2 miles) per S$5 spent on all other purchases

Shopping

Good

• 3X DBS Points (or 6 miles) per S$5 spent on all local Visa contactless purchases
• 1X DBS Point (or 2 miles) per S$5 spent on all other purchases
• Brooks Brother: 10% off regular priced items. T&Cs apply. Valid till 31 Dec 2019
• G2000: 15% off with min. spend of S$120. T&Cs apply. Valid till 15 Nov 2019
• Dorothy Perkins: 15% off with min. spend of S$100. T&Cs apply. Valid till 15 Nov 2019

Dining

Good

• 3X DBS Points (or 6 miles) per S$5 spent on all local Visa contactless purchases
• 1X DBS Point (or 2 miles) per S$5 spent on all other purchases
• Aquamarine: 15% off total food bill. T&Cs apply. Valid till 30 Dec 2019
• Ellenborough Market Cafe: 18% off total food bill. T&Cs apply. Valid till 30 Dec 2019

Annual Interest Rate and Fees

Annual Principal Fee	S$193
Supplementary Annual Fee	S$96.30
Fee Waiver	Available
Interest Free Period	20 days
Annual Interest Rate	26.80%
Late Payment Fees	S$100
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	3.00%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	6% or $15, whichever is higher
Overlimit Fee	S$40

Minimum Income Requirements

Singaporean/PR Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$45,000

Card Association

Visa

Wireless Payment

Visa Contactless
Apple Pay
Samsung Pay
Google Pay