S$5 = 3 Points

On Visa Contactless

S$5 = 1 Point

on All Other Spend

^S$0

Min. Spend

All Details

• Key Features

  • First year annual fee waiver

  • Get 1 DBS rewards point, equivalent to 2 miles, for every S$5 spent on all other purchases

  • Get 3 DBS Points, equivalent to 6 air miles, for every S$5 local spend on Visa PayWave, Apple Pay, Samsung Pay, or Google Pay

  • Use your card as an EZ-Link card by activating your card on the SimplyGo website or mobile app

Bill Payment

• Recurring bill payment is available for all DBS/POSB Cards with participating billing organisations: iSwitch, SP Group, MSIG, Prudential, M1 Limited, Town Councils, Community Chest & National Kidney Foundation.

• DBS points not awarded for transactions made on DBS Esso Card, DBS Live Fresh Card, DBS Takashimaya Card, POSB Everyday Card and SAFRA DBS Card. DBS Points will not be awarded for Community Chest, iSwitch, MSIG, Prudential, SP Group and Town Councils recurring bill payment unless otherwise specified.

• More Information Here

Rewards

• DBS Points earned in your first year expire in a year from card application. Subsequent DBS Points earned expire a year from earned date

• Redeem DBS Points for Apple products via the DBS Apple Rewards Store, NTUC, and Takashimaya vouchers, Golden Village movie tickets, instant redemption to offset purchases on PayLah! app and InstaRewards on the DBS Lifestyle app, or airlines miles with frequent flyer programs (subject to S$26.75 admin fee, takes 7 working days)

Shopping

• More Information Here

Dining

Good

• Get 3 DBS Points for every S$5 local spend on Visa PayWave, Apple Pay, Samsung Pay, or Google Pay

• More Information Here

Annual Interest Rate and Fees

Annual Principal Fee	S$192.60
Supplementary Annual Fee	S$96.30
Fee Waiver	First year waived
Interest Free Period	25 days
Annual Interest Rate	26.80%
Late Payment Fees	S$100
Minimum Monthly Repayment	3% or S$350, whichever is higher
Foreign Currency Transaction Fee	3.00%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	8% of S$15, whichever is greater
Overlimit Fee	S$40

Minimum Income Requirements

Singaporean/PR Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$45,000

Card Association

Visa

Wireless Payment

Visa Contactless
Apple Pay
Samsung Pay
Google Pay

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