No Minimum Spend for Cashback
Citi SMRT Card is an everyday groceries and commuting cashback credit card with great benefits like it doubling up as an EZ-Link card with an auto top-up function. This Visa card requires a low minimum spend of just S$500 for you to earn maximum cashback, while also offering you the option to redeem points for either cash rebates or rewards.
5%
Cash Back on Eligible Spend
S$600
Cash Back Cap per year
S$500
Min. Spend per month

Quick Facts

Get the maximum value by

Spending at least S$500 monthly across groceries, online shopping, taxi rides (including private hire operators such as Grab and Gojek), EZ-Link Auto Top-up and SimplyGo transactions.

Good for

Everyday Singaporeans; young and budget-conscious individuals who love online shopping

Categories to maximise this card

Almost anything from groceries, online shopping, taxi rides (including private hire operators such as Grab and Gojek), EZ-Link Auto Top-up and SimplyGo transactions

What people use it for

EZ-Link card; every general spend card

Get if

You are looking for a low spend cashback card. Spend heavily on online shopping, groceries and take public transport frequently

All Details

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