Citi Rewards Card

Updated June 2018

S$1= 10X Pointson Bags, Shoes, Clothes (Online + Retail)
S$1 = 1 Pointon All Other Spend
1 Point = 0.4 MilesRewards to Miles Conversion
Citi Rewards Card

Citi Rewards Card

Promotion
Promotions
Get 20X Rewards Points with Apple Pay
  • 20X Rewards Points per S$1 spent with your Citi card on Apple Pay
  • This promotion is exclusive of any other Citi 20X Rewards or Citi 10X Rewards promotions
  • Valid till 31 Jul 2018
Get S$120 Cashback
  • Cash back awarded in denominations of S$20 with minimum spend of S$200 each month
  • Valid for applicants who do not have an existing Citi Credit Card account
Key features
Key features
  • 20X Rewards Points per S$1 spent on Apple Pay, excludes other promotional earn rates, valid till 31 Jul 2018
  • 10X Rewards (10 points or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes at Online, Retail or Department stores, locally and overseas
  • Enjoy discounts of up to 50% at Foodpanda, Lazada, Zalora, Reebonz, and more
  • S$1 spent = 1 Rewards point (All other spend)
Rewards
Rewards
Excellent
  • 20X Rewards Points per S$1 spent on Apple Pay, excludes other promotional earn rates, valid till 31 Jul 2018
  • 10X Rewards (10 points or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes at Online, Retail or Department stores, locally and overseas
  • Enjoy discounts of up to 50% at Foodpanda, Lazada, Zalora, Reebonz, and more
  • S$1 spent = 1 Rewards point (All other spend)
Shopping
Shopping
Excellent
Supports selected Departmental, Retail & Online stores
  • 20X Rewards Points per S$1 spent on Apple Pay, excludes other promotional earn rates, valid till 31 Jul 2018
  • 10X Rewards (10 points or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes at Online, Retail or Department stores, locally and overseas
  • Enjoy discounts of up to 50% at Foodpanda, Lazada, Zalora, Reebonz, and more
  • S$1 spent = 1 Rewards point (All other spend)
Online shopping
Online Shopping
Excellent
Supports selected Online stores such as Foodpanda, Lazada, Zalora & Reebonz
  • 20X Rewards Points per S$1 spent on Apple Pay, excludes other promotional earn rates, valid till 31 Jul 2018
  • 10X Rewards (10 points or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes at Online, Retail or Department stores, locally and overseas
  • Enjoy discounts of up to 50% at Foodpanda, Lazada, Zalora, Reebonz, and more
  • S$1 spent = 1 Rewards point (All other spend)
Petrol
Petrol
Very Good
Best for: Petrol transactions at Esso & Shell
  • 14% discount at Esso stations - 5% Esso site discount + 5% Smiles card discount + 4% Citicard discount
  • 14% discount at Shell stations - 5% Shell site discount + 5% Shell Escape discount + 4% Citi Rebate (applies after Shell discount)
  • S$1 spent = 1 Rewards point (All other spend)
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

96.3

Fee Waiver

First year fee waived for Principal and two (2) Supplementary cards

Interest Free Period

25 days

Annual Interest Rate

26.90%

Late Payment Fees

S$100

Minimum Monthly Repayment

1% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N.A.

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$42,000
Other

Card Association

MasterCard, Visa

Wireless Payment

Master PayPass, Visa payWave, Samsung Pay, Citi Pay