Citi PremierMiles Card
Citi PremierMiles Card
- S$1 = 1.2 Miles
- Local Spend
- S$1 = Up to 2 Miles
- All Foreign Currency Spend including Retail and Online
- S$1 = Up to 10 Miles
- Selected Online Hotel Bookings
[HIGHEST VALUE GIFTS | ROLEX LUCKY DRAW]
Get SUPER UPSIZED 6,140 SmartPoints or SUPER UPSIZED S$400 Cash, on top of an EXTRA S$80 Trip.com coupon, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS enjoy additional MoneySmart Exclusive offers!
- Stand a chance to win a Rolex Submariner Date 126610 (worth more than S$17,000) when you meet the Rolex Lucky Draw criteria! Check out our past Lucky Draw winners here!
- Get a FREE 5GB Eskimo e-SIM (worth S$33.60) from the MoneySmart Eskimo e-SIM Giveaway! No min. spend required!
Are you eligible?
Promotion is valid from 06-September-2024 to 13-September-2024
Applicable for New-to Citibank Cardmembers only
Customers need to apply through MoneySmart to be eligible
What you need to know
Log into your MoneySmart account and submit your claim by 13th October 2024
*Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.
Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.
Gift Selection:
a. Up to S$480* SUPER UPSIZED CASH REWARDS: S$400 Cash via PayNow + up to S$80 Trip.com Couponb. SUPER UPSIZED 6,140 SmartPoints + up to S$80 Trip.com Coupon
Stand a chance to win a Rolex Submariner Date 126610 (worth more than S$17,000) when you participate in our Rolex Lucky Draw by applying through MoneySmart & meeting the min. spend criteria! T&Cs apply.
Get a FREE 5GB Eskimo e-SIM (worth S$33.60) when you are the first 800 new-to-card customers to submit the claim form and participate in the MoneySmart Eskimo e-SIM Giveaway! No min. spend required!
Use 6,140 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
With 6,140 SmartPoints* earned, you can redeem:
- Apple 13-inch MacBook Air M2 | Top up $810 more only
- Apple iPad (10th Gen) | Redeem in full
- S$430 GrabGifts Vouchers | Redeem in full
- Sony WH-1000XM5 Noise Cancelling Headphones | Redeem in full
- OR many other options available at our Rewards Store today.
- For more information regarding SmartPoints, refer to our FAQ here.SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
Trip.com Coupon are only eligible to be used at this link: https://sg.trip.com/w/moneysmart20
Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.
MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.
All Details
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Citi PremierMiles Card Benefits 2024
Customer reviews on MoneySmart credit card applications
Pros & Cons Of Citi PremierMiles Card
Pros
- Earn air miles that don’t expire
- Up to 10 Citi Miles per S$1 spent on online travel bookings via Kaligo and Agoda
- Up to 2 Citi Miles per S$1 spent overseas
- Up to 1.2 Citi Miles per S$1 spent locally
- No minimum spend or cap for overseas spending
- Renewal bonus of 10,000 Citi Miles on your card anniversary
- 2 complimentary visit per year to over 1,300 airport lounges worldwide
- Complimentary travel insurance coverage
- Members-only dining and shopping privileges
Cons
- Annual fee of $196.20 (incl. 9% GST, waiver upon request for existing cardholders, first-year fee waiver available for new cardholders with a minimum spend of S$800)
- Supplementary card annual fee of $98.10 (incl. 9% GST)
- Higher interest rates as compared to most cards in the air miles credit card category
Compare Citi PremierMiles Card vs. HSBC TravelOne Card vs. SCB Journey Credit Card
Besides the Citi PremierMiles Card, others like the HSBC TravelOne Card and Standard Chartered’s Journey Credit Card are among the many air miles credit card options you would have seen on MoneySmart’s online credit card comparisonwizard.
Let’s do a quick comparison of these 3 credit cards, focusing on the key factors including the air miles benefits, interest rates, annual fees and minimum annual income requirements.
The Citi PremierMiles Card used to offer the same interest rate and annual fee as the HSBC TravelOne Card and Standard Chartered’s Journey Credit Card, but has revised their interest rate to be slightly higher at 27.90% this year. Although the Citi PremierMiles Card charges the highest interest rates among the three cards, it offers the best miles earn rate with up to 10 miles for every S$1 spent on online hotel bookings, and on top of that, it has the most generous welcome bonus air miles.
As for the annual fees, Standard Chartered’s Journey Credit Card gives you the most flexibility in having the first and second year of annual fee waived. If you’re a Singaporean/PR, the minimum income requirement is the same for all these 3 cards, however, foreigners may find SCB Journey Credit Card’s minimum income requirement a little on the high side. Considering all these factors, the Citi PremierMiles Card seems to be a good entry-level air miles card with a wider range of benefits as compared to the other 2 cards.
Interest rate: 27.90%
Annual fee: $196.20 (incl. 9% GST, waiver upon request for existing cardholders, first-year fee waiver available for new cardholders with a minimum spend of S$800)
Minimum annual income:
Air miles benefits:
Interest rate: 26.90%
Annual fee: $196.20 for Year 1 (incl. 9% GST, second year waiver available only upon minimum annual spending of S$25,000)
Minimum annual income:
Air miles benefits:
Interest rate: 26.90
Annual fee: $196.20 (incl. 9% GST, first and second year waiver available)
Minimum annual income:
Air miles benefits:
Credit Card With Complimentary Travel Insurance Coverage
Many credit cards offer complimentary travel insurance, providing a safety net for your journeys. While benefits can vary widely between card issuers like Citi, AMEX, UOB, DCS, DBS Altitude, and CIMB, common coverages include:
- Purchase protection: Coverage for items purchased with your card and in the form of e-commerce coverage.
- Medical emergencies: Coverage for medical expenses incurred while travelling.
- Trip disruptions: Assistance with costs if your trip is cancelled or interrupted.
- Travel delays: Compensation for unexpected delays during your journey.
- Lost or Delayed luggage: Reimbursement for essential items if your baggage goes missing.
- Rental car coverage: Protection against damages or theft to your rental vehicle.
- Accidental coverage: Protection against unforeseen accidents during your trip.
Discover More About Credit Cards With Complimentary Travel Insurance
Citi PremierMiles Card Application
Here are 3 simple steps to apply for the Citi PremierMiles Card
Apply via MoneySmart’s Best Air Miles Credit Cards in Singapore page
You may begin your application by clicking on our Citi PremierMiles Card "Apply now" button. When you choose to apply online or through the Citi Mobile® App and via SingPass MyInfo, Citibank will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Provide all documentation required
You’ll need to provide all the necessary documentation in order for Citibank to approve your personal loan application. This list of documents include:
Receive your Citi PremierMiles Card
You’ll be able to activate your Citi PremierMiles Card instantly through the Citi Mobile® App and be invited to enter your 6-digit Unlock Code to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your air miles rewards with your Citi Mobile® App!
Frequently Asked Questions About Citi PremierMiles Card
What are the fees payable when I apply for the Citi PremierMiles Card?
- The Citi PremierMiles Card charges an annual fee of $196.20 (incl. 9% GST, waiver upon request for existing cardholders, first-year fee waiver available for new cardholders with a minimum spend of S$800), cash withdrawal fees or cash advance transaction fees, late payment fee, minimum monthly payment, foreign currency transaction fee, and overlimit fee.
Am I eligible for the Citi PremierMiles Card?
- If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the Standard Chartered Journey credit card, as long as you’re aged 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $42,000 (for foreigners).
If I’m late for my monthly Citi PremierMiles Card bill payment, how much do I have to pay?
- Late payment charge is S$100 and additional interest will be calculated on a daily basis at the most updated EIR determined by Citibank at the point of your late payment.
The Citi PremierMiles Card is a good entry level miles card for the casual miles chaser.
Want to read more? Check out our full review of Citi PremierMiles in our blog.