Enjoy an upsized 6,140 SmartPoints or S$300 Cash via PayNow, when you meet the spend criteria. T&Cs apply. PLUS stand a chance to win up to $7900 worth of Staycay, Shopping and Dining Vouchers! T&Cs apply.
Use 6,140 SmartPoints to redeem any product on our Rewards Store, including 15,000 KrisFlyer miles (redeemable for a one-way Economy Class Saver ticket to Bangkok on Singapore Airlines). Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards.
Promotion is valid from 01-October-2024 to 15-October-2024
Applicable for New-to Citibank Cardmembers only
Customers need to apply through MoneySmart to be eligible
Log into your MoneySmart account and submit your claim by 15th November 2024
*Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.
Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.
Gift Selection: S$300 Cash via PayNow or Upsized 6,140 SmartPoints
Get an additional S$80 Trip.com Coupon on top of the base gift! The S$80 Trip.com Coupon consists of a: S$50 New User Coupon + S$30 Existing User Coupon. Refer to T&Cs for more details.
Get a FREE 5GB Eskimo e-SIM (worth S$33.60) as well when you are the first 800 new-to-card customers to submit the claim form and participate in the MoneySmart Eskimo e-SIM Giveaway! T&Cs apply.
Stand a chance to win:
- 2 Days 1 Night Staycation at Pan Pacific Singapore Deluxe Panoramic Room (worth S$1,800++) + S$100 Marina Central Vouchers (2 Winners)
- 2 Days 1 Night Staycation at JW Marriot Singapore South Beach Premier Room (worth S$750++) + S$100 Marina Central Vouchers (2 Winners)
- 2 Days 1 Night Staycation at Conrad Centennial Singapore Deluxe Room (worth S$506++) + S$100 Marina Central Vouchers (2 Winners)
- S$500 Suntec City e-vouchers + S$100 Marina Central Vouchers (2 Winners)
Refer to https://www.moneysmart.sg/credit-cards/marina-central-promotion-ms for more details about the Lucky Draw!
Use 6,140 SmartPoints to redeem any product on our Rewards Store, including 15,000 KrisFlyer miles (redeemable for a one-way Economy Class Saver ticket to Bangkok on Singapore Airlines). Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards
With 6,140 SmartPoints* earned, you can redeem:
- 15,000 KrisFlyer Miles
- Apple 13-inch MacBook Air M2 | Top up $810 more only
- Apple iPad (10th Gen) | Redeem in full
- S$430 GrabGifts Vouchers | Redeem in full
- Sony WH-1000XM5 Noise Cancelling Headphones | Redeem in full
- OR many other options available at our Rewards Store today.
- For more information regarding SmartPoints, refer to our FAQ here.
SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
Trip.com Coupon are only eligible to be used at this link: https://sg.trip.com/w/moneysmart20
Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.
MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Want to read more? Check out our full review of Citi PremierMiles in our blog.
Besides the Citi PremierMiles Card, others like the HSBC TravelOne Card and Standard Chartered’s Journey Credit Card are among the many air miles credit card options you would have seen on MoneySmart’s online credit card comparison wizard.
Let’s do a quick comparison of these 3 credit cards, focusing on the key factors including the air miles benefits, interest rates, annual fees and minimum annual income requirements.
The Citi PremierMiles Card used to offer the same interest rate and annual fee as the HSBC TravelOne Card and Standard Chartered’s Journey Credit Card, but has revised their interest rate to be slightly higher at 27.90% this year. Although the Citi PremierMiles Card charges the highest interest rates among the three cards, it offers the best miles earn rate with up to 10 miles for every S$1 spent on online hotel bookings, and on top of that, it has the most generous welcome bonus air miles.
As for the annual fees, Standard Chartered’s Journey Credit Card gives you the most flexibility in having the first and second year of annual fee waived. If you’re a Singaporean/PR, the minimum income requirement is the same for all these 3 cards, however, foreigners may find SCB Journey Credit Card’s minimum income requirement a little on the high side. Considering all these factors, the Citi PremierMiles Card seems to be a good entry-level air miles card with a wider range of benefits as compared to the other 2 cards.
Interest rate: 27.90%
Annual fee: $196.20 (incl. 9% GST, waiver upon request for existing cardholders, first-year fee waiver available for new cardholders with a minimum spend of S$800)
Minimum annual income:
Interest rate: 26.90%
Annual fee: $196.20 for Year 1 (incl. 9% GST, second year waiver available only upon minimum annual spending of S$25,000)
Minimum annual income:
Interest rate: 26.90
Annual fee: $196.20 (incl. 9% GST, first and second year waiver available)
Minimum annual income:
Many credit cards offer complimentary travel insurance, providing a safety net for your journeys. While benefits can vary widely between card issuers like Citi, AMEX, UOB, DCS, DBS Altitude, and CIMB, common coverages include:
Here are 3 simple steps to apply for the Citi PremierMiles Card
You may begin your application by clicking on our Citi PremierMiles Card "Apply now" button. When you choose to apply online or through the Citi Mobile® App and via SingPass MyInfo, Citibank will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
You’ll need to provide all the necessary documentation in order for Citibank to approve your personal loan application. This list of documents include:
You’ll be able to activate your Citi PremierMiles Card instantly through the Citi Mobile® App and be invited to enter your 6-digit Unlock Code to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your air miles rewards with your Citi Mobile® App!