Citi M1 Card

Updated June 2018

Up to 10%Cash Back on Recurring M1 Bills
S$30Cash Back Cap per month
S$300Min. Spend per month on Recurring M1 Bills
Citi M1 Card

Citi M1 Card

Key features
Key features
  • Up to 24GB FREE additional data each month for a year
  • Up to 10% Citi Rebate on M1 recurring bills
  • 0.3% Citi Rebate on overseas & local spend
  • Up to 1% Citi Rebate on purchases at M1 stores
Cash back
Cash Back
Satisfactory
  • >S$600 total spend/month - 10% rebate on M1 recurring bills
  • S$300-S$599 total spend/month - 3% rebate on M1 recurring bills
  • Less than S$300 total spend/month - 0.5% rebate on M1 recurring bills
  • 0.3% rebate on all overseas spend and local retail spend
  • Up to 1% Citi Rebate on purchases at M1 stores
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

96.3

Fee Waiver

1 year fee waiver for Principal and two Supplementary Cards

Interest Free Period

25 days

Annual Interest Rate

26.90%

Late Payment Fees

$100

Minimum Monthly Repayment

1% or S$50, whichever is greater

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N.A.

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$42,000
Other

Card Association

Visa

Wireless Payment

Visa payWave, Samsung Pay, Citi Pay