Spend S$250 on Lazada & Redmart and get S$250 Lazada and RedMart Vouchers. T&Cs apply.
Earn 10X Rewards (10 Points for every $1 spent) on purchases on Lazada
5X Reward Points on Dining, Travel, Entertainment and Commute
Accelerated Rewards capped at a maximum of 9,000 Points per statement month. Bank's T&Cs apply.
Get exclusive offers on Lazada throughout the year for Citi Lazada Credit Cardholders only
Earn 1X Reward Points on everything else, no cap
Enjoy complimentary shipping rebates with min. spend of S$50 per transaction on Lazada, capped at 4 shipping rebates per calendar month. T&Cs apply.
First year annual fee waived for Principal card.
Enjoy the freedom of redeeming your Reward Points on Citi Global Rewards Platform:
- Pay with your points to offset your transactions when you dine, shop for groceries or transact at participating merchants such as Lazada, Grab, Qoo10 and more.
- Always Pay With Points - Enroll to offset purchases automatically on selected merchants.
- Shop with Points – offset purchases directly on Citi’s partner website.
- Redeem your points for cash rebates into your statement with just a simple SMS (4,400 points for S$10 cash rebate), MBOL or CBOL.
- Travel Portal – Book flights, hotels, car rentals, local tours around the world.
- Points Transfer - Transfer rewards to local and global partner loyalty programs for a fee.
- Catalogue – redeem for the widest range of vouchers, e-vouchers and merchandise.
At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.
Spend S$250 on Lazada & Redmart and get S$250 Lazada and RedMart Vouchers. T&Cs apply.
5X Reward Points on Dining, Travel, Entertainment and Commute.
Earn 1X Reward Points on everything else, no cap
Accelerated Rewards capped at a maximum of 9,000 Points per statement month. Bank's T&Cs apply.
Enjoy complimentary shipping rebates with min. spend of S$50 per transaction on Lazada, capped at 4 shipping rebates per calendar month. T&Cs apply.
Enjoy the freedom of redeeming your Reward Points with Citi Pay with Points or for cash rebate via SMS.
Get exclusive offers on Lazada throughout the year for Citi Lazada Credit Cardholders only
Enjoy the freedom of redeeming your Reward Points on Citi Global Rewards Platform:
- Pay with your points to offset your transactions when you dine, shop for groceries or transact at participating merchants such as Lazada, Grab, Qoo10 and more.
- Always Pay With Points - Enroll to offset purchases automatically on selected merchants.
- Shop with Points – offset purchases directly on Citi’s partner website.
- Redeem your points for cash rebates into your statement with just a simple SMS (4,400 points for S$10 cash rebate), MBOL or CBOL.
- Travel Portal – Book flights, hotels, car rentals, local tours around the world.
- Points Transfer - Transfer rewards to local and global partner loyalty programs for a fee.
- Catalogue – redeem for the widest range of vouchers, e-vouchers and merchandise.
Reward points can be redeemed for cash rebate via Citibank Mobile or Citibank Online or used to offset retail transactions via Pay with Points.
Spend S$250 on Lazada & Redmart and get S$250 Lazada and RedMart Vouchers. T&Cs apply.
5X Reward Points on Dining, Travel, Entertainment and Commute
Earn 1X Reward Points on everything else, no cap
Accelerated Rewards capped at a maximum of 9,000 Points per statement month. Bank's T&Cs apply.
Enjoy complimentary shipping rebates with min. spend of S$50 per transaction on Lazada, capped at 4 shipping rebates per calendar month. T&Cs apply.
Enjoy the freedom of redeeming your Reward Points with Citi Pay with Points or for cash rebate via SMS.
Get exclusive offers on Lazada throughout the year for Citi Lazada Credit Cardholders only
10X Reward Points on purchases on Lazada
5X Reward Points on Dining, Travel, Entertainment and Commute
Earn 1X Reward Points on everything else, no cap
Accelerated Rewards capped at a maximum of 9,000 Points per statement month. Bank's T&Cs apply.
Enjoy complimentary shipping rebates with min. spend of S$50 per transaction on Lazada, capped at 4 shipping rebates per calendar month. T&Cs apply.
Enjoy the freedom of redeeming your Reward Points with Citi Pay with Points or for cash rebate via SMS.
Get exclusive offers on Lazada throughout the year for Citi Lazada Credit Cardholders only
5X Reward Points on Entertainment
Accelerated Rewards capped at a maximum of 9,000 Points per statement month. Bank's T&Cs apply.
Esso: 5% Esso site discount + 5% Esso Smiles discount + 4% Citi card discount = Total of 14% savings effectively
Shell: 5% Shell site discount + 5% Shell Escape discount + 4% Citi card discount = Total of 14% savings effectively
5X Reward Points on Dining
Accelerated Rewards capped at a maximum of 9,000 Points per statement month. Bank's T&Cs apply.
SGD6 off every SGD60 spend at Dancing Crab, discount capped at SGD60 (valid for dine-in and takeaways)
Annual Principal Fee | S$194.40 |
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Supplementary Annual Fee | S$97.20 |
Fee Waiver | Available |
Interest Free Period | 25 days |
Annual Interest Rate | 26.90% |
Late Payment Fees | 100 |
Minimum Monthly Repayment | 1% or S$50, whichever is higher |
Foreign Currency Transaction Fee | 3.25% |
Foreign Check Fee | N/A |
Cash Advance Transaction Fee | 28% |
Overlimit Fee | S$40 |
Singaporean/PR Minimum Income | S$30,000 |
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Non-Singaporean Minimum Income | S$42,000 |
SG Citizens or PRs | Apply via MyInfo |
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Passport Validity (Foreigners) | 6 months |
Work Permit Validity (Foreigners) | 6 months |
Utility or Telephone Bill | With Full Name and Address |
Income Tax Notice of Assessment | |
Latest Original Computerised Payslip |
Mastercard | |
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Visa | |
American Express | |
UnionPay |
Visa Contactless | |
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MasterCard PayPass | |
Apple Pay | |
Samsung Pay | |
Google Pay | |
Citi Pay |
Online Promotion |
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Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
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